Readers say they are tired of the hard-selling tactics adopted by banks and other companies. Jaime Puebla / The National
Readers say they are tired of the hard-selling tactics adopted by banks and other companies. Jaime Puebla / The National
Readers say they are tired of the hard-selling tactics adopted by banks and other companies. Jaime Puebla / The National
Readers say they are tired of the hard-selling tactics adopted by banks and other companies. Jaime Puebla / The National

You can reject unwanted calls


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In reference to your article How to steer clear of the hard sell tactics from UAE and international banks (September 20), I would like to point out that it's not only sales people from banks that make cold calls. I receive calls and spam text messages from Etisalat trying to get me to upgrade my data package. They are equally annoying.

Jeffrey Martin, UK

I have a friend who just keeps them on the line for as long as possible by asking questions. He does this especially to those aggressive representatives of companies selling financial products.

It works a treat as they then can’t hit their hourly call target. As for me, I store their numbers as “do not answer”.

Louise Halmkan Slantenburg, Abu Dhabi

This matter is not tough to handle, especially for smartphone users. First time you cut the phone off, then block the number. You can do the same for text messages.

Peter Lemmens, Dubai

UAE needs to evaluate education model

Regarding your news report UAE schools should be up with the world's best (September 21), it's a good plan, but in my humble opinion, one of the biggest problems with the secondary education system here is that it is easily influenced by a variety of so-called "successful models" in other nations.

No one seems to question why they are successful, nor does anyone take into account that these models are aimed at a completely different culture that does not share the same beliefs, norms or values as this country. Therefore, while the “Finnish model” is successful in Finland, bringing it here will not guarantee success.

Name withheld by request

The authorities first need to monitor teachers to ensure that they do their jobs properly. In many schools teachers do not teach properly, as a result of which parents put their children in private coaching classes.

Shereen Wessam, Dubai

White coat risky for hospital staff

Your editorial on the wearing of lab coats is timely but possibly overdue (Uniform response, September 22).

The UK has completely banned white coats in hospitals and medical facilities as well, purely for the fact that sleeves and pockets could harbour bacteria. If we are concerned that it may pass to the general public, surely there must be a greater risk for people in hospital – who by default are sicker and hence more susceptible to infection. Something to consider?

Manickam Vairavan, Abu Dhabi

Use arms only to defeat ISIL

I do not like to see weapons and tanks (Iraq's Kurdish fighters get arms made by ally from the enemy, September 20), but I like to see them in the hands of those who are out to defeat ISIL. I have great admiration and respect for the courage of the Kurdish fighters, women included.

Brigitte von Bulow, Abu Dhabi

Do not take safety for granted

I refer to the editorial Perception of crime in the UAE contrasts with the reality (September 21). I have been living in the UAE for the past 10 years and personally I never felt unsafe at any point of time.

Ankita Bhowmick, Dubai

It is better to inform people about the reality. I also thought that Dubai was safe, until someone stole my bag from my car while I was in the vehicle.

If I knew that such things might happen, I would have been more careful. When I wrote about my experience on Facebook, I came to know that the same thing happened to some other people as well.

I know that this place is safer than many other countries, but people should not take safety for granted. Informing people can go a long way to maintaining a safe environment.

Shima Mehri, Dubai

Another way to earn air miles

In addition to the Emirates and Etihad programmes, there is the Air Miles Middle East card, which offers members the ability to choose any airline, has no black-out dates and no restrictions on seat availability. Air Miles is linked up to HSBC credit cards and can also be earned through retail partners such as Spinneys, Sharaf DG and The Toy Store.

An Emirates Dubai-London round-trip ticket costs 180,000 miles on the Air Miles website. But customers earn these ‘miles’ at a much faster rate than airline miles. Adidas offers two air miles per Dh1 spent. Air Miles has partnerships with websites as well, so booking.com and agoda.com offer three miles per Dh1 spent.

“If you use your HSBC credit card when shopping at our partners, you are able to earn Air Miles twice which will mean you can get that flight reward faster and for less spend,” says Paul Lacey, the managing director for Europe, Middle East and India for Aimia, which owns and operates Air Miles Middle East.

Indoor cricket in a nutshell

Indoor Cricket World Cup - Sep 16-20, Insportz, Dubai

16 Indoor cricket matches are 16 overs per side

8 There are eight players per team

There have been nine Indoor Cricket World Cups for men. Australia have won every one.

5 Five runs are deducted from the score when a wickets falls

Batsmen bat in pairs, facing four overs per partnership

Scoring In indoor cricket, runs are scored by way of both physical and bonus runs. Physical runs are scored by both batsmen completing a run from one crease to the other. Bonus runs are scored when the ball hits a net in different zones, but only when at least one physical run is score.

Zones

A Front net, behind the striker and wicketkeeper: 0 runs

B Side nets, between the striker and halfway down the pitch: 1 run

Side nets between halfway and the bowlers end: 2 runs

Back net: 4 runs on the bounce, 6 runs on the full

The biog

Name: Atheja Ali Busaibah

Date of birth: 15 November, 1951

Favourite books: Ihsan Abdel Quddous books, such as “The Sun will Never Set”

Hobbies: Reading and writing poetry

Match info

Champions League quarter-final, first leg

Liverpool v Porto, Tuesday, 11pm (UAE)

Matches can be watched on BeIN Sports

It Was Just an Accident

Director: Jafar Panahi

Stars: Vahid Mobasseri, Mariam Afshari, Ebrahim Azizi, Hadis Pakbaten, Majid Panahi, Mohamad Ali Elyasmehr

Rating: 4/5

The Meg
Director: Jon Turteltaub
Starring:   
Two stars

UAE tour of the Netherlands

UAE squad: Rohan Mustafa (captain), Shaiman Anwar, Ghulam Shabber, Mohammed Qasim, Rameez Shahzad, Mohammed Usman, Adnan Mufti, Chirag Suri, Ahmed Raza, Imran Haider, Mohammed Naveed, Amjad Javed, Zahoor Khan, Qadeer Ahmed
Fixtures and results:
Monday, UAE won by three wickets
Wednesday, 2nd 50-over match
Thursday, 3rd 50-over match

The specs: 2018 Mercedes-Benz E 300 Cabriolet

Price, base / as tested: Dh275,250 / Dh328,465

Engine: 2.0-litre four-cylinder

Power: 245hp @ 5,500rpm

Torque: 370Nm @ 1,300rpm

Transmission: Nine-speed automatic

Fuel consumption, combined: 7.0L / 100km

TEACHERS' PAY - WHAT YOU NEED TO KNOW

Pay varies significantly depending on the school, its rating and the curriculum. Here's a rough guide as of January 2021:

- top end schools tend to pay Dh16,000-17,000 a month - plus a monthly housing allowance of up to Dh6,000. These tend to be British curriculum schools rated 'outstanding' or 'very good', followed by American schools

- average salary across curriculums and skill levels is about Dh10,000, recruiters say

- it is becoming more common for schools to provide accommodation, sometimes in an apartment block with other teachers, rather than hand teachers a cash housing allowance

- some strong performing schools have cut back on salaries since the pandemic began, sometimes offering Dh16,000 including the housing allowance, which reflects the slump in rental costs, and sheer demand for jobs

- maths and science teachers are most in demand and some schools will pay up to Dh3,000 more than other teachers in recognition of their technical skills

- at the other end of the market, teachers in some Indian schools, where fees are lower and competition among applicants is intense, can be paid as low as Dh3,000 per month

- in Indian schools, it has also become common for teachers to share residential accommodation, living in a block with colleagues

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet
info-box

COMPANY PROFILE

Company name: Happy Tenant

Started: January 2019

Co-founders: Joe Moufarrej and Umar Rana

Based: Dubai

Sector: Technology, real-estate

Initial investment: Dh2.5 million

Investors: Self-funded

Total customers: 4,000

The%20specs
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UAE currency: the story behind the money in your pockets
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Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

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