Many vehicles that were written off overseas have been resold in the UAE last year by unscrupulous dealers after conducting cheap repairs. Nicole Hill / The National
Many vehicles that were written off overseas have been resold in the UAE last year by unscrupulous dealers after conducting cheap repairs. Nicole Hill / The National

The risk of damaged cars



The clampdown on the trade in damaged vehicles is an important step towards making our roads safer. As The National reported yesterday, a rule announced by the Emirates Authority for Standardisation and Metrology will come into force in May, effectively banning the import, registration and insurance of vehicles that have been written off in other countries, along with the launch of detection software to share information on chassis history with regulators.

This comes after The National's investigation last year revealed that many vehicles that were written off overseas have been resold in the UAE by unscrupulous dealers after conducting cheap repairs. Cars are bought from salvage yards in the United States, for example, after being involved in a heavy crash or suffering fire or flood damage and are sold in the UAE with a written-off code that is only recognised in the car's country of origin.

The problem is that buyers are usually not aware of how dangerous these cars can be and how costly they can prove to be later in the car’s life. Even though these cars are usually badly repaired and unsafe, dealers make false or misleading claims about their history and fail to identify that they have been damaged or were registered as statutory write-offs. In the case of water damage from natural disasters, cars that were uninsured at the time of the event may not necessarily be recorded on the written-off register even in their home country.

Restricting the import and resale of these damaged goods is a major step towards protecting owners and overall road safety. But consumers are still responsible for doing their due diligence when buying a second-hand car. There are ways to ensure the safety of the vehicle, including the vehicle identification number (Vin) system, which allows buyers to look into a vehicle’s history, and online companies that offer official history reports for vehicles for a small fee. The Abu Dhabi Police also offer an online service to check whether locally registered vehicles have been written-off or were damaged in accidents. While the impending rule change will bring greater security to buyers, it always pays to do your own research.

MATCH INFO

Europa League semi-final, second leg
Atletico Madrid (1) v Arsenal (1)

Where: Wanda Metropolitano
When: Thursday, kick-off 10.45pm
Live: On BeIN Sports HD

Blue Beetle

Director: Angel Manuel Soto
Stars: Xolo Mariduena, Adriana Barraza, Damian Alcazar, Raoul Max Trujillo, Susan Sarandon, George Lopez
Rating: 4/5 

Rajasthan Royals 153-5 (17.5 ov)
Delhi Daredevils 60-4 (6 ov)

Rajasthan won by 10 runs (D/L method)

World Cricket League Division 2

In Windhoek, Namibia - Top two teams qualify for the World Cup Qualifier in Zimbabwe, which starts on March 4.

UAE fixtures

Thursday February 8, v Kenya; Friday February 9, v Canada; Sunday February 11, v Nepal; Monday February 12, v Oman; Wednesday February 14, v Namibia; Thursday February 15, final

SPECS

Engine: Two-litre four-cylinder turbo
Power: 235hp
Torque: 350Nm
Transmission: Nine-speed automatic
Price: From Dh167,500 ($45,000)
On sale: Now

Poacher

Director: Richie Mehta

Starring: Nimisha Sajayan, Roshan Mathew, Dibyendu Bhattacharya

Rating: 3/5

Zidane's managerial achievements

La Liga: 2016/17
Spanish Super Cup: 2017
Uefa Champions League: 2015/16, 2016/17, 2017/18
Uefa Super Cup: 2016, 2017
Fifa Club World Cup: 2016, 2017

All We Imagine as Light

Director: Payal Kapadia

Starring: Kani Kusruti, Divya Prabha, Chhaya Kadam

Rating: 4/5

PROFILE OF INVYGO

Started: 2018

Founders: Eslam Hussein and Pulkit Ganjoo

Based: Dubai

Sector: Transport

Size: 9 employees

Investment: $1,275,000

Investors: Class 5 Global, Equitrust, Gulf Islamic Investments, Kairos K50 and William Zeqiri

Credit Score explained

What is a credit score?

In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.

Why is it important?

Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.

How is it calculated?

The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.

How can I improve my score?

By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.

How do I know if my score is low or high?

By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.

How much does it cost?

A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.

Sly Cooper and the Thievius Raccoonus

Developer: Sucker Punch Productions
Publisher: Sony Computer Entertainment
Console: PlayStation 2 to 5
Rating: 5/5


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