The Genius of Their Age
Author: S Frederick Starr
Publisher: Oxford University Press
Pages: 290
Available: January 24
BAD BOYS: RIDE OR DIE
Director: Adil El Arbi and Bilall Fallah
Starring: Will Smith, Martin Lawrence, Joe Pantoliano
Rating: 3.5/5
Pros and cons of BNPL
Pros
- Easy to use and require less rigorous credit checks than traditional credit options
- Offers the ability to spread the cost of purchases over time, often interest-free
- Convenient and can be integrated directly into the checkout process, useful for online shopping
- Helps facilitate cash flow planning when used wisely
Cons
- The ease of making purchases can lead to overspending and accumulation of debt
- Missing payments can result in hefty fees and, in some cases, high interest rates after an initial interest-free period
- Failure to make payments can impact credit score negatively
- Refunds can be complicated and delayed
Courtesy: Carol Glynn
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