Yasser Yassin was driving along a road on Yemen's rugged Red Sea coast when a blast sent his Toyota Hilux flying into the air.
When he regained consciousness, the 30-year-old merchant realised he could not move his right leg or see with his right eye.
Mr Yassin's car had hit an anti-tank mine, one of thousands laid by Houthi fighters three months earlier before they were driven out of Khoukha area of Hodeidah province by pro-government forces backed by the Saudi-led military coalition.
His recovery has been far from straightforward, despite help from the military coalition whose leading members are Saudi Arabia and the UAE.
"They [the coalition] took me to Aden where they fixed my leg, but there was an issue with the metal prosthesis and my leg got infected," Mr Yassin said, leaning on his crutches during a visit to Al Mokha hospital for a follow-up after the blast in February.
Yemen has been devastated by three years of conflict in which President Abdrabu Mansur Hadi’s government, backed by the coalition, is fighting to drive the Iran-backed Houthi rebels out of cities they seized in 2014 and 2015.
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Read more:
Yemeni street artist portrays human cost of war
Yemenis across Houthi-held Sanaa protest against gas shortage
Yemeni army seizes control of last Houthi-held position in Nehim
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The results of the Houthis' use of banned anti-personnel mines can be seen in the hallways of the hospital in Al Mokha town, located not far north of the strategic Bab Al Mandeb strait, which were crowded with victims and visitors.
Doctors and medical staff made their way between armed men to provide first aid to patients wounded by landmines, as well as by shrapnel and mortars.
"I was walking with my brother, I stepped on a mine and it went off," said Rashida, a 13-year-old girl fitted with a rudimentary prosthetic leg.
Her father said she had never attended school because the closest one to their village in Taez province was 30 kilometres away and had closed down after the Houthis invaded Taez.
Residents and medics from Mokha and nearby villages said landmines had caused more casualties than the fighting in the area, which has seen the Houthis pushed out of some Red Sea coastal areas since 2016.
The explosives were buried randomly across the region, they said, including in residential areas, playgrounds and under trees where many Yemenis traditionally sit to chew leaves of qat, a mild narcotic.
It is not clear how many people have been killed by the landmines, but two doctors and a government official said dozens had died just in the coastal areas of Mokha, Khoukha and Haiys since Houthi forces started withdrawing in early 2017.
The UAE armed forces and Yemeni troops said they harvest between 250 and 300 mines every week in the western region. More than 40,000 devices have been neutralised since coalition-allied forces took control of the Red Sea coast in a series of battles starting in 2016.
About 90 per cent of the landmines were locally made and most of the victims are civilians, they said.
"They also have Russian-made landmines which they took from government warehouses when they invaded the capital Sanaa," said an expert in explosives in the UAE armed forces.
The UAE has been arming, training and paying thousands of fighters from southern provinces, called the Southern Resistance, to capture western coastal areas and push the Houthi armed movement back to their homeland in the north.
The war is entering its fourth year this month and, despite Houthi losses in parts of western Yemen, they still control Yemen’s most populated areas, including the capital Sanaa.
Last year, Human Right Watch called on the Houthis to cease using landmines and observe the 1997 Ottawa Convention ban on anti-personnel mines, which took effect in 1999. Yemen signed the treaty in 1998.
"Most of the victims who survived lost one or two of their legs, and many are crippled and cannot do any physical work,” said Ghassan Massoudi, director of Al Mokha hospital. He said the military wing of the hospital was treating also civilian landmine victims.
That side of the facility gets most of the attention from the internationally recognised government and the Saudi-led coalition, as it treats fighters from the front lines in Al Garahi district 90km away where the Southern Resistance and allies from fellow coalition member Sudan face mortar bombs and heaving shelling from the Houthi side.
Mr Yassin said the coalition would not pay for his trip to India – where many Yemenis seek medical treatment – when he needed new surgery on his leg and eye, as he was not a fighter.
So he paid his own way.
"I sold the remains of the car, my mother and wife's gold and went to India where I spent $8,500 [Dh31,000]. I still lost my eye," he said.
Zayed Sustainability Prize
'Gold'
Director:Anthony Hayes
Stars:Zaf Efron, Anthony Hayes
Rating:3/5
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'Gehraiyaan'
Director:Shakun Batra
Stars:Deepika Padukone, Siddhant Chaturvedi, Ananya Panday, Dhairya Karwa
Rating: 4/5
FIGHT CARD
Sara El Bakkali v Anisha Kadka (Lightweight, female)
Mohammed Adil Al Debi v Moaz Abdelgawad (Bantamweight)
Amir Boureslan v Mahmoud Zanouny (Welterweight)
Abrorbek Madaminbekov v Mohammed Al Katheeri (Featherweight)
Ibrahem Bilal v Emad Arafa (Super featherweight)
Ahmed Abdolaziz v Imad Essassi (Middleweight)
Milena Martinou v Ilham Bourakkadi (Bantamweight, female)
Noureddine El Agouti v Mohamed Mardi (Welterweight)
Nabil Ouach v Ymad Atrous (Middleweight)
Nouredin Samir v Zainalabid Dadachev (Lightweight)
Marlon Ribeiro v Mehdi Oubahammou (Welterweight)
Brad Stanton v Mohamed El Boukhari (Super welterweight
COMPANY PROFILE
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Total funding: Self funded
ADCC AFC Women’s Champions League Group A fixtures
October 3: v Wuhan Jiangda Women’s FC
October 6: v Hyundai Steel Red Angels Women’s FC
October 9: v Sabah FA
Moon Music
Artist: Coldplay
Label: Parlophone/Atlantic
Number of tracks: 10
Rating: 3/5
Company%20profile
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Coming soon
Torno Subito by Massimo Bottura
When the W Dubai – The Palm hotel opens at the end of this year, one of the highlights will be Massimo Bottura’s new restaurant, Torno Subito, which promises “to take guests on a journey back to 1960s Italy”. It is the three Michelinstarred chef’s first venture in Dubai and should be every bit as ambitious as you would expect from the man whose restaurant in Italy, Osteria Francescana, was crowned number one in this year’s list of the World’s 50 Best Restaurants.
Akira Back Dubai
Another exciting opening at the W Dubai – The Palm hotel is South Korean chef Akira Back’s new restaurant, which will continue to showcase some of the finest Asian food in the world. Back, whose Seoul restaurant, Dosa, won a Michelin star last year, describes his menu as, “an innovative Japanese cuisine prepared with a Korean accent”.
Dinner by Heston Blumenthal
The highly experimental chef, whose dishes are as much about spectacle as taste, opens his first restaurant in Dubai next year. Housed at The Royal Atlantis Resort & Residences, Dinner by Heston Blumenthal will feature contemporary twists on recipes that date back to the 1300s, including goats’ milk cheesecake. Always remember with a Blumenthal dish: nothing is quite as it seems.
'Nope'
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Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Company%20Profile
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Sarfira
Director: Sudha Kongara Prasad
Starring: Akshay Kumar, Radhika Madan, Paresh Rawal
Rating: 2/5
SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20Z%20FOLD%204
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if you go
The flights
Air Astana flies direct from Dubai to Almaty from Dh2,440 per person return, and to Astana (via Almaty) from Dh2,930 return, both including taxes.
The hotels
Rooms at the Ritz-Carlton Almaty cost from Dh1,944 per night including taxes; and in Astana the new Ritz-Carlton Astana (www.marriott) costs from Dh1,325; alternatively, the new St Regis Astana costs from Dh1,458 per night including taxes.
When to visit
March-May and September-November
Visas
Citizens of many countries, including the UAE do not need a visa to enter Kazakhstan for up to 30 days. Contact the nearest Kazakhstan embassy or consulate.