Tourists on the beach on the Greek island of Zakynthos. The island is on England's amber list. Getty Images
Tourists on the beach on the Greek island of Zakynthos. The island is on England's amber list. Getty Images
Tourists on the beach on the Greek island of Zakynthos. The island is on England's amber list. Getty Images
Tourists on the beach on the Greek island of Zakynthos. The island is on England's amber list. Getty Images

UK traffic light system for travel explained


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The UK's traffic light system for international travel went live on May 17. Before then, people in England faced a £5,000 ($6,960) fine for travelling overseas without a valid reason.

The ban was primarily to stop Covid-19 variants of concern entering the country. And it is the threat posed by these variants which led to the initial green, amber and red lists being "necessarily cautious", said UK Transport Secretary Grant Shapps.

He said the lists would be reviewed very regularly, however.

What is the traffic light system?

It determines the level of coronavirus risk in overseas countries, which will be rated red, amber or green – with green representing the fewest restrictions for travellers and red the most.

The status is established by a variety of factors, such as the coronavirus case rate, quality of testing, number of vaccines administered and prevalence of virus mutations.

International travel: what do the rules mean if you are travelling to England?

Passengers who have been in a red list country in the 10 days before departure are required to enter hotel quarantine. Only British and Irish nationals, and those with resident rights, are allowed to travel to England from these countries.

Travellers from both amber and green countries must show a negative Covid-19 test before departure - but only amber passengers are required to isolate at home for 10 days.

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What happens if I travel to a ‘green’ country?

Before you travel back to England you must complete a passenger locator form, have proof of a negative Covid test, and book and pay for day two and day eight tests to be taken upon your return.

What happens if I travel to an ‘amber’ country?

Holidaymakers in medium-risk, amber countries will need to take a pre-departure test, then self-isolate for 10 days upon return. In line with current guidance, on days two and eight of this period they will need to take a PCR test.

If they take a private Covid test on day five, they may be able to leave self-isolation if the result is negative.

What happens if I travel to a ‘red’ country?

Holidaymakers going to high-risk, red countries will be forced to enter the UK’s hotel quarantine system upon return for 11 days and pay £1,730 ($2,392) for the privilege.

It is only possible to be exempted from hotel quarantine in an emergency.

What is the green watchlist?

The green watchlist will identify countries most at risk of moving from green to amber status, and the government said it will not hesitate to change a country's status should data show increasing risk.

The watchlist serves as a warning to travellers that quarantine requirements could change.

Transport Secretary Grant Shapps said travellers would be given at least two weeks' notice of any change.

Which countries are on the green list?

Twelve countries or territories were included in the green light category allowing for relatively free travel.

The full green list: Portugal including the Azores and Madeira, Australia, New Zealand, Singapore, Brunei, Iceland, Faroe Islands, Gibraltar, Falkland Islands, Israel, South Georgia and the South Sandwich Islands plus St Helena, Tristan de Cunha, Ascension Island.

More on travel 

'Time to book holidays in Italy': Tourism to resume from mid-May

EU to lift travel restrictions for vaccinated tourists

England to give travellers a fortnight’s notice of changes to quarantine-free green list

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Another way to earn air miles

In addition to the Emirates and Etihad programmes, there is the Air Miles Middle East card, which offers members the ability to choose any airline, has no black-out dates and no restrictions on seat availability. Air Miles is linked up to HSBC credit cards and can also be earned through retail partners such as Spinneys, Sharaf DG and The Toy Store.

An Emirates Dubai-London round-trip ticket costs 180,000 miles on the Air Miles website. But customers earn these ‘miles’ at a much faster rate than airline miles. Adidas offers two air miles per Dh1 spent. Air Miles has partnerships with websites as well, so booking.com and agoda.com offer three miles per Dh1 spent.

“If you use your HSBC credit card when shopping at our partners, you are able to earn Air Miles twice which will mean you can get that flight reward faster and for less spend,” says Paul Lacey, the managing director for Europe, Middle East and India for Aimia, which owns and operates Air Miles Middle East.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

WISH
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The specs: 2018 Genesis G70

Price, base / as tested: Dh155,000 / Dh205,000

Engine: 3.3-litre, turbocharged V6

Gearbox: Eight-speed automatic

Power: 370hp @ 6,000rpm

Torque: 510Nm @ 1,300rpm

Fuel economy, combined: 10.6L / 100km

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Essentials

The flights
Emirates, Etihad and Malaysia Airlines all fly direct from the UAE to Kuala Lumpur and on to Penang from about Dh2,300 return, including taxes. 
 

Where to stay
In Kuala Lumpur, Element is a recently opened, futuristic hotel high up in a Norman Foster-designed skyscraper. Rooms cost from Dh400 per night, including taxes. Hotel Stripes, also in KL, is a great value design hotel, with an infinity rooftop pool. Rooms cost from Dh310, including taxes. 


In Penang, Ren i Tang is a boutique b&b in what was once an ancient Chinese Medicine Hall in the centre of Little India. Rooms cost from Dh220, including taxes.
23 Love Lane in Penang is a luxury boutique heritage hotel in a converted mansion, with private tropical gardens. Rooms cost from Dh400, including taxes. 
In Langkawi, Temple Tree is a unique architectural villa hotel consisting of antique houses from all across Malaysia. Rooms cost from Dh350, including taxes.

The specs

Price, base / as tested Dh12 million

Engine 8.0-litre quad-turbo, W16

Gearbox seven-speed dual clutch auto

Power 1479 @ 6,700rpm

Torque 1600Nm @ 2,000rpm 0-100kph: 2.6 seconds 0-200kph: 6.1 seconds

Top speed 420 kph (governed)

Fuel economy, combined 35.2L / 100km (est)

UAE currency: the story behind the money in your pockets
The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

Credits

Produced by: Colour Yellow Productions and Eros Now
Director: Mudassar Aziz
Cast: Sonakshi Sinha, Jimmy Sheirgill, Jassi Gill, Piyush Mishra, Diana Penty, Aparshakti Khurrana
Star rating: 2.5/5

Two products to make at home

Toilet cleaner

1 cup baking soda 

1 cup castile soap

10-20 drops of lemon essential oil (or another oil of your choice) 

Method:

1. Mix the baking soda and castile soap until you get a nice consistency.

2. Add the essential oil to the mix.

Air Freshener

100ml water 

5 drops of the essential oil of your choice (note: lavender is a nice one for this) 

Method:

1. Add water and oil to spray bottle to store.

2. Shake well before use.