• Tourists at a River Tweed and Coldstream Bridge viewing point. The river acts as the border between Scotland and England. Stuart Boulton for The National
    Tourists at a River Tweed and Coldstream Bridge viewing point. The river acts as the border between Scotland and England. Stuart Boulton for The National
  • 'The animosity that exists further north in Scotland towards the English doesn’t exist here,' said Coldstream historian John Elliot. Stuart Boulton for The National
    'The animosity that exists further north in Scotland towards the English doesn’t exist here,' said Coldstream historian John Elliot. Stuart Boulton for The National
  • The Coldstream Bridge. Coldstream, a town of about 2,000 people on the Scottish side of the river, would be on the front line of Europe’s newest international border if Scotland voted for independence. Stuart Boulton for The National
    The Coldstream Bridge. Coldstream, a town of about 2,000 people on the Scottish side of the river, would be on the front line of Europe’s newest international border if Scotland voted for independence. Stuart Boulton for The National
  • A 'Scotland Welcomes You' sign on the approach to Coldstream. Stuart Boulton for The National
    A 'Scotland Welcomes You' sign on the approach to Coldstream. Stuart Boulton for The National
  • Louisa Coates runs a shop called the Old Post Office Flower Room in Coldstream, but lives on the English side of the border. Stuart Boulton for The National
    Louisa Coates runs a shop called the Old Post Office Flower Room in Coldstream, but lives on the English side of the border. Stuart Boulton for The National
  • A view of a house on Coldstream High Street. Stuart Boulton for The National
    A view of a house on Coldstream High Street. Stuart Boulton for The National
  • A view of Coldstream Bridge, a crossing point over the River Tweed between Scotland and England. Stuart Boulton for The National
    A view of Coldstream Bridge, a crossing point over the River Tweed between Scotland and England. Stuart Boulton for The National
  • Trevor Brunning at his 'Walk This Way' army surplus store on Coldstream High Street. Stuart Boulton for The National
    Trevor Brunning at his 'Walk This Way' army surplus store on Coldstream High Street. Stuart Boulton for The National
  • Coldstream High Street. Stuart Boulton for The National
    Coldstream High Street. Stuart Boulton for The National
  • Coldstream overlooking the River Tweed. Stuart Boulton for The National
    Coldstream overlooking the River Tweed. Stuart Boulton for The National

Scottish town watches nervously as election looms


Tim Stickings
  • English
  • Arabic

For John Elliot, the town of Coldstream where he was born and raised is Scotland’s "only authentic border town”, a historic crossroads between England and Scotland on the scenic banks of the River Tweed.

The nearly invisible boundary on Coldstream Bridge is suddenly up for discussion. Depending on the outcome of elections next week, a "hard border" with customs checks at the gateway to an independent Scotland could be in prospect.

If it came to pass, Mr Elliot fears that the town’s unique character could be eroded.

“The history of this place is of to-ing and fro-ing all the time,” said Mr Elliot, 76, the chairman of Coldstream’s local history society. "The animosity that exists further north in Scotland towards the English doesn’t exist here.

“I would think that it would change that whole attitude if there were a hard border here."

Coldstream, a town of about 2,000 people on the Scottish side of the river, would be on the front line of Europe’s newest international border if Scotland voted for independence.

Voters go to the polls in a Scottish Parliament election on Thursday, with the ruling Scottish National Party seeking a mandate for its calls for a second independence referendum in a generation.

John Elliot, the chairman of Coldstream's local history society. Stuart Boulton for The National
John Elliot, the chairman of Coldstream's local history society. Stuart Boulton for The National

A community that straddles the border 

Many people in Coldstream cross the border regularly because they live on one side of the river and work on the other.

Louisa Coates, 54, runs a shop called the Old Post Office Flower Room in Coldstream, but her home is on the English side of the border.

Her doctor is in Scotland and her dentist in England, and ambulances habitually cross the border to take patients in England to a Scottish hospital.

She worries that a hard border could affect her flower shop, which she opened in 2019 not long before the onset of the pandemic.

“If there’s a hard border, does that mean my deliveries don’t get here on time?” she asked.

But she voiced hope that the restrictions might be minimal. “If there’s no border control, then it wouldn’t make any difference at all."

Louisa Coates outside her shop, the Old Post Office Flower Room, on Coldstream High Street. Stuart Boulton for The National
Louisa Coates outside her shop, the Old Post Office Flower Room, on Coldstream High Street. Stuart Boulton for The National

Covid-19 made the border more noticeable than usual because England and Scotland each set their own lockdown policies.

Until April 26, non-essential travel from Scotland to England was banned under coronavirus restrictions imposed in December.

Trevor Brunning, 57, the owner of an army surplus shop called Walk This Way, said he had noticed a decline in business when pandemic-related travel restrictions were in force.

A permanent hard border would make things worse. “It goes without saying, it would be a disaster,” he said. “It’s a nightmare.”

Locals see Coldstream as a stronghold of the anti-independence movement, or unionists.

When Scotland rejected independence at the referendum in 2014, 67 per cent of voters in the Scottish Borders region were opposed to the idea.

Trevor Brunning at his 'Walk This Way' army surplus store on Coldstream High Street. Stuart Boulton for The National
Trevor Brunning at his 'Walk This Way' army surplus store on Coldstream High Street. Stuart Boulton for The National

Unionists raise border concerns in election campaign 

The fiercely unionist Conservatives also do well in the Borders. At the most recent UK general election in 2019, Coldstream’s local MP John Lamont won the largest Conservative majority in Scotland.

He is now campaigning for his party in the Scottish election on May 6, which polls say the SNP is on course to win – but whether it will get an absolute majority to strengthen its case for another referendum is less clear.

Mr Lamont told The National that the border issue was a frequent concern of voters during the campaign.

“The border is just a line on the map, it’s not a real thing,” he said. “Our community, our economic unit, is something that straddles both sides.

“So the idea of border checks, or restrictions on our ability to cross the border, fills these people with a lot of anxiety and fear.

“We know it is there, people know where it is, but it’s not something that really exists in terms of practical reality.”

Leader of the Scottish Conservatives, Douglas Ross, during a media photo call in Coldstream. Stuart Boulton for The National
Leader of the Scottish Conservatives, Douglas Ross, during a media photo call in Coldstream. Stuart Boulton for The National

On Coldstream Bridge, the only visible signs of the border are a road sign welcoming visitors to Scotland and a plaque honouring it as the spot where the poet Robert Burns once travelled into England.

Mr Elliot said that people on either side retained their distinctive identities, and accents, even while remaining “completely integrated” in everyday life.

“Coldstream exists really because of the border,” he said. “It’s an extremely unusual feature.”

Mark and Hazel Stooker, who were visiting Coldstream from Newcastle, the nearest English city, said they often cross the border just for a day out.

In centuries gone by, the open border made Coldstream a destination for runaway weddings – like the more famous Gretna Green – because of Scotland’s looser marriage laws at the time.

It also has an enduring place in British history as the town that gave its name to the British Army’s Coldstream Guards.

The name comes from a 1660 episode in which a regiment marched from Coldstream to London, in order to restore Parliament and bring an end to a tumultuous decade in which Britain was ruled without a monarchy.

If the past few years sometimes felt similarly turbulent, the unionists see this as a reason to take a breather from bitter constitutional arguments.

UK Prime Minister Boris Johnson says that the 2014 referendum was a “once in a generation” vote which should not be repeated any time soon.

But the nationalists see things differently. In the SNP's narrative, Britain's 2016 vote to leave the European Union effectively nullified the 2014 referendum result, because the nature of the UK fundamentally changed.

Tourists look out over the River Tweed, which acts as the border between Scotland and England, towards Coldstream Bridge. Stuart Boulton for The National
Tourists look out over the River Tweed, which acts as the border between Scotland and England, towards Coldstream Bridge. Stuart Boulton for The National

For Nicola Sturgeon, the SNP’s leader and First Minister of Scotland, independence would mean a return to the EU instead of the isolation of Brexit.

She says that Scotland would still be part of the Common Travel Area, an arrangement that allows for free movement of people in the British Isles.

This would mean that people could continue to cross the 96-mile border, even if businesses face more bureaucracy.

Asked about the border issue during a televised debate on Tuesday, Ms Sturgeon did not deny that there would be new obstacles to trade.

But she said: “The benefit of being independent in Europe is that we open up free trade again across 27 other countries, the world’s biggest single market.

“Brexit is all about narrowing our horizons. Independence is about expanding those horizons again.”

Analysts are less optimistic. Dr Thomas Sampson, an international trade expert at the London School of Economics, estimates that the economic effect of a Scottish exit would be two to three times greater than that of Brexit.

“That’s primarily because the rest of the UK is a much more important trade partner for Scotland than the EU,” he said.

“If Scotland rejoins the EU, then the border between England and Scotland will become the EU’s external border, and that means that as an EU member state, Scotland would be required to impose customs checks at that border.

“Because independence would increase trade costs with the rest of the UK, that would be harmful to the Scottish economy.”

A 'Scotland Welcomes You' sign at the Scottish end of Coldstream Bridge. Stuart Boulton for The National
A 'Scotland Welcomes You' sign at the Scottish end of Coldstream Bridge. Stuart Boulton for The National

Tricky negotiations loom if Scotland breaks away

Britain went through years of fractious negotiations to prevent a "hard border" in Ireland, which all sides found unthinkable because it risked inflaming sectarian tensions.

The eventual solution was to make special arrangements for Northern Ireland, which mean checks now take place on goods crossing the Irish Sea.

Experts say there is one way that Scotland could dodge a hard border with England: by seeking a looser arrangement with the EU rather than rejoining as a full member.

But this is not the option favoured by SNP leaders, whose manifesto offers voters an “escape from Brexit”.

“Ultimately, there are no easy solutions to the problem of how an independent Scotland could achieve close integration into the EU without causing disruption to its trade with the rest of the UK,” a briefing by the Institute for Government said.

The question of which currency would be used by an independent Scotland is also a major talking point in the debate.

Mark and Hazel Stooker from Newcastle, in England, during a visit to Coldstream. Stuart Boulton for The National
Mark and Hazel Stooker from Newcastle, in England, during a visit to Coldstream. Stuart Boulton for The National

If the SNP seeks a new referendum and the UK government refuses, a standoff would ensue.

Even if this if were resolved and Scotland went on to vote for independence, the separation would not take place immediately.

“I think it’s reasonable to assume that there would be some kind of difficult negotiations,” Dr Sampson said. “At the start of those negotiations, the eventual destination would be uncertain.

“Scotland will also need to negotiate with the EU… and both those negotiations are potentially quite complicated, divisive and long-lasting.”

A vote for independence would mean the first major change in the borders of Western Europe since the reunification of Germany in 1990.

Asked whether the unionist movement would find it more difficult to interest voters in the border question if they lived further north, Mr Lamont said that most people across Scotland would be worried about the issue.

“People are regularly jumping on planes or getting on trains to go to not just faraway places, but also to other places in the UK,” he said.

“If that border between Scotland and the rest of the UK were to become a real thing and much more difficult to cross … I think most Scots would be concerned by that.”

Ms Coates said a hard border would be a shock to locals but could, at least in the short term, make Coldstream a tourist destination of sorts.

“You would have the curiosity factor for a while,” she said. “People would want to come with their passports just to see if it’s real.”

More on Europe

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Abaya trends

The utilitarian robe held dear by Arab women is undergoing a change that reveals it as an elegant and graceful garment available in a range of colours and fabrics, while retaining its traditional appeal.

The National Archives, Abu Dhabi

Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.

Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en

While you're here

Getting there
Flydubai flies direct from Dubai to Tbilisi from Dh1,025 return including taxes

Match info

Liverpool 4
Salah (19'), Mane (45 2', 53'), Sturridge (87')

West Ham United 0

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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if you go

The flights

Emirates offer flights to Buenos Aires from Dubai, via Rio De Janeiro from around Dh6,300. emirates.com

Seeing the games

Tangol sell experiences across South America and generally have good access to tickets for most of the big teams in Buenos Aires: Boca Juniors, River Plate, and Independiente. Prices from Dh550 and include pick up and drop off from your hotel in the city. tangol.com

 

Staying there

Tangol will pick up tourists from any hotel in Buenos Aires, but after the intensity of the game, the Faena makes for tranquil, upmarket accommodation. Doubles from Dh1,110. faena.com

 

THE BIO

Family: I have three siblings, one older brother (age 25) and two younger sisters, 20 and 13 

Favourite book: Asking for my favourite book has to be one of the hardest questions. However a current favourite would be Sidewalk by Mitchell Duneier

Favourite place to travel to: Any walkable city. I also love nature and wildlife 

What do you love eating or cooking: I’m constantly in the kitchen. Ever since I changed the way I eat I enjoy choosing and creating what goes into my body. However, nothing can top home cooked food from my parents. 

Favorite place to go in the UAE: A quiet beach.

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The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

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Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

The Bio

Hometown: Bogota, Colombia
Favourite place to relax in UAE: the desert around Al Mleiha in Sharjah or the eastern mangroves in Abu Dhabi
The one book everyone should read: 100 Years of Solitude by Gabriel Garcia Marquez. It will make your mind fly
Favourite documentary: Chasing Coral by Jeff Orlowski. It's a good reality check about one of the most valued ecosystems for humanity