As if having a traumatic experience trying to find a hospital willing to admit them and having twins born 14 weeks prematurely wasn’t enough, an Indian couple in Dubai face hospital costs totalling Dh850,000 after their newborns spent seven months in NICU.
Valerian Dias’ wife Delma went into labour at 26 weeks and their frightening experience began when doctors at a private hospital told them that she needed to have surgery immediately and it would cost Dh500,000.
They had health insurance but were not confident that all costs would be covered so, assuming that it would be cheaper at a government hospital, they went to one in Dubai.
“When we went to the government hospital in Dubai, we were told there were no beds and to go to another hospital,” said Mr Dias, 44, an engineer.
The couple then went to another private hospital but it wanted a Dh100,000 deposit to admit Delma, who works in finance for a cargo company.
“We couldn’t afford that so we were told to go to yet another hospital in Ajman,” said Mr Dias, whose wife was going through labour pains throughout.
“When we arrived in Ajman and after they did all the tests, they told us that they didn’t have the facilities to care for the babies and we had to leave.”
By then, Delma was in excruciating pain and began bleeding heavily.
They were near a bank and it was during Ramadan, so “the women in the bank took her in and made her lie down. She couldn’t move from the pain and so they called for an ambulance to take her back to the government hospital in Dubai”.
The ambulance came and picked her up but dropped her off in the middle of the street a few minutes later. “They told us that they had no jurisdiction to enter Dubai and they could only drop us off at the border,” Mr Dias said.
He had their car so he drove back to Dubai and pleaded with the first hospital, which claimed it had no beds to admit his wife. “I was in tears. I begged them to take her in,” Mr Dias said.
After making them wait for hours, the hospital finally admitted Mrs Dias and operated on her. A baby boy and girl were born on the June 17, 2015, both weighing less than 1kg. Tragically, after they had spent seven months in NICU, the girl died and only the boy, Aldin, survived.
“My daughter was not doing well and passed in December 2015. I named her Abigail,” said Mr Dias, who with his wife has one other child, a daughter, Delisha, 9.
Aldin was discharged on January 30, 2016 with an oxygen tank. “He required continuous follow-up and, for a year, seasonal injections that cost us about Dh1,800,” said the father.
At the time of Aldin’s discharge, Mr Dias had a bill of Dh1.34 million. After their insurance company paid some of the amount and he took out a loan of Dh100,000 , Mr Dias now owes the hospital Dh850,000.
“We have been to many charities and asked everyone for help but they have refused to take up our case,” he said.
Mr Dias had to give the hospital a blank cheque and his Emirates ID to discharge his son.
“The amount is exorbitant but we had no choice. We tried to go to a cheaper hospital but no one would take my wife in and she needed to be operated on immediately because the baby’s lives were in danger,” he said.
Hisham Al Zahrani, manager of Zakat and Social Services at Dar Al Ber Society, said: “The family are grateful that their son has survived and Aldin is now alive and healthy but they have suffered a lot. They need Dh850,000 so they can move on with their lives and put the agony of the past two years behind them.”
Company Profile
Name: HyveGeo
Started: 2023
Founders: Abdulaziz bin Redha, Dr Samsurin Welch, Eva Morales and Dr Harjit Singh
Based: Cambridge and Dubai
Number of employees: 8
Industry: Sustainability & Environment
Funding: $200,000 plus undisclosed grant
Investors: Venture capital and government
The biog
Favourite food: Tabbouleh, greek salad and sushi
Favourite TV show: That 70s Show
Favourite animal: Ferrets, they are smart, sensitive, playful and loving
Favourite holiday destination: Seychelles, my resolution for 2020 is to visit as many spiritual retreats and animal shelters across the world as I can
Name of first pet: Eddy, a Persian cat that showed up at our home
Favourite dog breed: I love them all - if I had to pick Yorkshire terrier for small dogs and St Bernard's for big
How The Debt Panel's advice helped readers in 2019
December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'
JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.
“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”
November 26: ‘I owe Dh100,000 because my employer has not paid me for a year’
SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue.
SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."
October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'
MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.
“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December."
Company profile
Company name: Fasset
Started: 2019
Founders: Mohammad Raafi Hossain, Daniel Ahmed
Based: Dubai
Sector: FinTech
Initial investment: $2.45 million
Current number of staff: 86
Investment stage: Pre-series B
Investors: Investcorp, Liberty City Ventures, Fatima Gobi Ventures, Primal Capital, Wealthwell Ventures, FHS Capital, VN2 Capital, local family offices
MATCH INFO
Uefa Champions League final:
Who: Real Madrid v Liverpool
Where: NSC Olimpiyskiy Stadium, Kiev, Ukraine
When: Saturday, May 26, 10.45pm (UAE)
TV: Match on BeIN Sports
LIGUE 1 FIXTURES
All times UAE (+4 GMT)
Friday
Nice v Angers (9pm)
Lille v Monaco (10.45pm)
Saturday
Montpellier v Paris Saint-Germain (7pm)
Bordeaux v Guingamp (10pm)
Caen v Amiens (10pm)
Lyon v Dijon (10pm)
Metz v Troyes (10pm)
Sunday
Saint-Etienne v Rennes (5pm)
Strasbourg v Nantes (7pm)
Marseille v Toulouse (11pm)
The biog
Name: Dhabia Khalifa AlQubaisi
Age: 23
How she spends spare time: Playing with cats at the clinic and feeding them
Inspiration: My father. He’s a hard working man who has been through a lot to provide us with everything we need
Favourite book: Attitude, emotions and the psychology of cats by Dr Nicholes Dodman
Favourit film: 101 Dalmatians - it remind me of my childhood and began my love of dogs
Word of advice: By being patient, good things will come and by staying positive you’ll have the will to continue to love what you're doing
Fourth Arab Economic and Social Development Summit
As he spoke, Mr Aboul Gheit repeatedly referred to the need to tackle issues affecting the welfare of people across the region both in terms of preventing conflict and in pushing development.
Lebanon is scheduled to host the fourth Arab Economic and Social Development Summit in January that will see regional leaders gather to tackle the challenges facing the Middle East. The last such summit was held in 2013. Assistant Secretary-General Hossam Zaki told The National that the Beirut Summit “will be an opportunity for Arab leaders to discuss solely economic and social issues, the conference will not focus on political concerns such as Palestine, Syria or Libya". He added that its slogan will be “the individual is at the heart of development”, adding that it will focus on all elements of human capital.
Babumoshai Bandookbaaz
Director: Kushan Nandy
Starring: Nawazuddin Siddiqui, Bidita Bag, Jatin Goswami
Three stars
COMPANY PROFILE
Company name: Klipit
Started: 2022
Founders: Venkat Reddy, Mohammed Al Bulooki, Bilal Merchant, Asif Ahmed, Ovais Merchant
Based: Dubai, UAE
Industry: Digital receipts, finance, blockchain
Funding: $4 million
Investors: Privately/self-funded
The specs
Engine: 2.3-litre 4cyl turbo
Power: 299hp at 5,500rpm
Torque: 420Nm at 2,750rpm
Transmission: 10-speed auto
Fuel consumption: 12.4L/100km
On sale: Now
Price: From Dh157,395 (XLS); Dh199,395 (Limited)
COMPANY PROFILE
Company: Eco Way
Started: December 2023
Founder: Ivan Kroshnyi
Based: Dubai, UAE
Industry: Electric vehicles
Investors: Bootstrapped with undisclosed funding. Looking to raise funds from outside
More from Neighbourhood Watch:
UEFA CHAMPIONS LEAGUE FIXTURES
All kick-off times 10.45pm UAE (+4 GMT) unless stated
Tuesday
Sevilla v Maribor
Spartak Moscow v Liverpool
Manchester City v Shakhtar Donetsk
Napoli v Feyenoord
Besiktas v RB Leipzig
Monaco v Porto
Apoel Nicosia v Tottenham Hotspur
Borussia Dortmund v Real Madrid
Wednesday
Basel v Benfica
CSKA Moscow Manchester United
Paris Saint-Germain v Bayern Munich
Anderlecht v Celtic
Qarabag v Roma (8pm)
Atletico Madrid v Chelsea
Juventus v Olympiakos
Sporting Lisbon v Barcelona
ASIAN RUGBY CHAMPIONSHIP 2024
Results
Hong Kong 52-5 UAE
South Korea 55-5 Malaysia
Malaysia 6-70 Hong Kong
UAE 36-32 South Korea
Fixtures
Friday, June 21, 7.30pm kick-off: UAE v Malaysia
At The Sevens, Dubai (admission is free).
Saturday: Hong Kong v South Korea
The specs
Engine: 4-litre twin-turbo V8
Transmission: nine-speed
Power: 542bhp
Torque: 700Nm
Price: Dh848,000
On sale: now