The way families and friends celebrate Christmas this year will change due to restrictions to curb the spread of Covid-19. Ana Bianca Marin
The way families and friends celebrate Christmas this year will change due to restrictions to curb the spread of Covid-19. Ana Bianca Marin
The way families and friends celebrate Christmas this year will change due to restrictions to curb the spread of Covid-19. Ana Bianca Marin
The way families and friends celebrate Christmas this year will change due to restrictions to curb the spread of Covid-19. Ana Bianca Marin

How to protect yourself from cybercrime this Christmas


Patrick Ryan
  • English
  • Arabic

Cyber attacks are expected to rise over the coming month as Christmas online shopping gets under way.

Experts have warned that cybercrime is likely to increase as more people prioritise online shopping over in-store purchases due to the Covid-19 pandemic.

People must be on full alert and become “cyber fit” to protect themselves from the threat posed by cybercriminals in the run-up to the New Year.

Seasonal themed email-based attacks are likely to be high during this festive period

“Seasonal themed email-based attacks are likely to be high during this festive period,” said Vijay Chandnani, executive director of Techware Services and Solutions.

“You have Diwali and Christmas in quick succession. As the festive season approaches, buying trends today are more tilted towards e-commerce and online shopping rather than in-store purchases.

“Attacks on individual shoppers are likely to be higher, especially now that more people are working remotely during the pandemic and some are not on secure networks. I would not be surprised if the attacks are 10-15 per cent higher this year.”

The UAE has already reported a significant increase in the number of cyber attacks since the pandemic began.

Dubai Future Foundation said there was a 600 per cent increase in the number of phishing emails that hoped to lure users into giving up sensitive data from February to June.

The National spoke to a number of cyber security experts who offered readers tips to help keep the online criminals at bay.

Consumers have been urged to be vigilant about online transactions and how they pay for their goods with cybercriminals stepping up their efforts. Getty
Consumers have been urged to be vigilant about online transactions and how they pay for their goods with cybercriminals stepping up their efforts. Getty

Set strong and varied passwords

Strong passwords are key when keeping personal data safe, said Candid Wüest, vice president of tech firm Acronis.

“You need to use a strong password and have a different one for each service that you have,” he said.

“Don’t use the same password that you would use on your Twitter account for your email account or online banking.

“If you cannot remember all the different passwords then make use of a password manager, there are many free apps on phones and laptops that you can use for this.”

Look out for dodgy emails

He said consumers needed to be fully alert when receiving emails with offers that seemed too good to resist.

“You have to be vigilant and be cyber fit and by that I mean you need to show good judgment when you getting an email with a deal that’s too good to be true,” he said.

“You can’t let greed cloud your better judgment and think twice before responding with personal information.”

Some of the most popular scams at the moment from cybercriminals are offers involving the latest model of the iPhone and the new PlayStation 5.

Mr Wüest said his company had noticed a 400 per cent increase in the number of remote desktop protocol cyber attacks in Q2 of 2020, compared to the same period in 2019.

These attacks, if successful, allow criminals to access a computer and operate Windows on a device in another location.

“We are expecting to see those numbers increase over Christmas as there will be even more people shopping online,” he said.

Be mindful of your Wi-Fi connection

Mr Wüest urged consumers to be careful about which Wi-Fi connection they use when making online transactions.

“If you are on a public Wi-Fi like in a mall or an airport don’t do anything sensitive like banking as a lot of these networks can be compromised,” he said.

“It’s a lot safer to do it through the 4G on your mobile phone or use a VPN.

“It might even be better to wait a few minutes and just do it at home.”

Other experts said there were a number of methods people could use to reduce the risk of being scammed by cybercriminals.

Online shopping has gained significant traction in the UAE and is expecting to pick up as the holiday season begins. Getty
Online shopping has gained significant traction in the UAE and is expecting to pick up as the holiday season begins. Getty

Use a credit card, not a debit card

“I would recommend not purchasing any merchandise online with a debit card and minimise any direct credit card usage,” said Morey Haber, chief technical officer with BeyondTrust.

“Make online purchases with a third party proxy like PayPal or Apple Pay that is linked to a credit card or debit card to provide an extra layer of financial protection.

“I would also recommend not allowing the merchant to save your payment information for future usage.”

How an individual pays for their transactions online is another crucial factor in minimising the likelihood of falling foul of cyber crime.

Consider using a mobile app

“Something that consumers don’t realise is that websites are not as secure as mobile apps,” said Matt Walmsley, director for the EMEA region with tech company Vectra.

The FBI put out a warning in the US last year about e-skimming. This involves attackers hacking websites of prominent retailers and compromising the back end to steal consumer credit card information.

“That is a problem with websites but not in mobile apps,” said Mr Walmsley.

“So, in so much as is possible, use retailer mobile apps for online shopping.”

Look out for fake websites

Cybercriminals are also stepping up their efforts by creating fake websites that appear to belong to popular international retailers, hoping to trick consumers into entering sensitive personal details.

“Cybercriminals create a copy of a web page that looks exactly like the landing page of popular streaming platforms and retailers,” said Maher Yamout, senior security researcher with Kaspersky.

“Sometimes, cybercriminals also create new landing pages that provide users with free access in exchange for their credentials or bank account details.

“To an untrained eye, they will not be able to distinguish between a legitimate website and one disguised as a phishing website.

“Internet users must stay vigilant while browsing the internet for their favourite TV shows or buying things online,” he added.

Company profile

Name: Thndr

Started: October 2020

Founders: Ahmad Hammouda and Seif Amr

Based: Cairo, Egypt

Sector: FinTech

Initial investment: pre-seed of $800,000

Funding stage: series A; $20 million

Investors: Tiger Global, Beco Capital, Prosus Ventures, Y Combinator, Global Ventures, Abdul Latif Jameel, Endure Capital, 4DX Ventures, Plus VC,  Rabacap and MSA Capital

The biog

Marital status: Separated with two young daughters

Education: Master's degree from American Univeristy of Cairo

Favourite book: That Is How They Defeat Despair by Salwa Aladian

Favourite Motto: Their happiness is your happiness

Goal: For Nefsy to become his legacy long after he is gon

Anghami
Started: December 2011
Co-founders: Elie Habib, Eddy Maroun
Based: Beirut and Dubai
Sector: Entertainment
Size: 85 employees
Stage: Series C
Investors: MEVP, du, Mobily, MBC, Samena Capital

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Fines for littering

In Dubai:

Dh200 for littering or spitting in the Dubai Metro

Dh500 for throwing cigarette butts or chewing gum on the floor, or littering from a vehicle. 
Dh1,000 for littering on a beach, spitting in public places, throwing a cigarette butt from a vehicle

In Sharjah and other emirates
Dh500 for littering - including cigarette butts and chewing gum - in public places and beaches in Sharjah
Dh2,000 for littering in Sharjah deserts
Dh500 for littering from a vehicle in Ras Al Khaimah
Dh1,000 for littering from a car in Abu Dhabi
Dh1,000 to Dh100,000 for dumping waste in residential or public areas in Al Ain
Dh10,000 for littering at Ajman's beaches 

Gremio 1 Pachuca 0

Gremio Everton 95’

The specs
Engine: 2.0-litre 4-cyl turbo

Power: 201hp at 5,200rpm

Torque: 320Nm at 1,750-4,000rpm

Transmission: 6-speed auto

Fuel consumption: 8.7L/100km

Price: Dh133,900

On sale: now 

Results

2.30pm: Dubai Creek Tower – Handicap (PA) Dh40,000 (Dirt) 1,200m; Winner: Marmara Xm, Gary Sanchez (jockey), Abdelkhir Adam (trainer)

3pm: Al Yasmeen – Maiden (PA) Dh40,000 (D) 1,700m; Winner: AS Hajez, Jesus Rosales, Khalifa Al Neyadi

3.30pm: Al Ferdous – Maiden (PA) Dh40,000 (D) 1,700m; Winner: Soukainah, Sebastien Martino, Jean-Claude Pecout

4pm: The Crown Prince Of Sharjah – Prestige (PA) Dh200,000 (D) 1,200m; Winner: AF Thayer, Ray Dawson, Ernst Oertel

4.30pm: Sheikh Ahmed bin Rashid Al Maktoum Cup – Handicap (TB) Dh200,000 (D) 2,000m; Winner: George Villiers, Antonio Fresu, Bhupat Seemar

5pm: Palma Spring – Handicap (PA) Dh40,000 (D) 2,000m; Winner: Es Abu Mousa, Antonio Fresu, Abubakar Daud

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Slow loris biog

From: Lonely Loris is a Sunda slow loris, one of nine species of the animal native to Indonesia, Malaysia, Thailand and Singapore

Status: Critically endangered, and listed as vulnerable on the International Union for Conservation of Nature red list due to growing demand in the global exotic pet trade. It is one of the most popular primate species found at Indonesian pet markets

Likes: Sleeping, which they do for up to 18 hours a day. When they are awake, they like to eat fruit, insects, small birds and reptiles and some types of vegetation

Dislikes: Sunlight. Being a nocturnal animal, the slow loris wakes around sunset and is active throughout the night

Superpowers: His dangerous elbows. The slow loris’s doe eyes may make it look cute, but it is also deadly. The only known venomous primate, it hisses and clasps its paws and can produce a venom from its elbow that can cause anaphylactic shock and even death in humans

The specs

Engine: 2.0-litre 4-cyl turbo

Power: 247hp at 6,500rpm

Torque: 370Nm from 1,500-3,500rpm

Transmission: 10-speed auto

Fuel consumption: 7.8L/100km

Price: from Dh94,900

On sale: now

'Fantastic Beasts: The Secrets of Dumbledore'

Rating: 3/5

Directed by: David Yates

Starring: Mads Mikkelson, Eddie Redmayne, Ezra Miller, Jude Law

Wicked: For Good

Director: Jon M Chu

Starring: Ariana Grande, Cynthia Erivo, Jonathan Bailey, Jeff Goldblum, Michelle Yeoh, Ethan Slater

Rating: 4/5

Gothia Cup 2025

4,872 matches 

1,942 teams

116 pitches

76 nations

26 UAE teams

15 Lebanese teams

2 Kuwaiti teams

RESULTS

6.30pm: Handicap (rated 95-108) US$125,000 2000m (Dirt).
Winner: Don’t Give Up, Gerald Mosse (jockey), Saeed bin Suroor (trainer).

7.05pm: Handicap (95 ) $160,000 2810m (Turf).
Winner: Los Barbados, Adrie de Vries, Fawzi Nass.

7.40pm: Handicap (80-89) $60,000 1600m (D).
Winner: Claim The Roses, Mickael Barzalona, Salem bin Ghadayer.

8.15pm: UAE 2000 Guineas Trial (Div-1) Conditions $100,000 1,400m (D)
Winner: Gold Town, William Buick, Charlie Appleby.

8.50pm: Cape Verdi Group 2 $200,000 1600m (T).
Winner: Promising Run, Patrick Cosgrave, Saeed bin Suroor.

9.25pm: UAE 2000 Guineas Conditions $100,000 1,400m (D).
Winner: El Chapo, Luke Morris, Fawzi Nass.

Profile

Company: Libra Project

Based: Masdar City, ADGM, London and Delaware

Launch year: 2017

Size: A team of 12 with six employed full-time

Sector: Renewable energy

Funding: $500,000 in Series A funding from family and friends in 2018. A Series B round looking to raise $1.5m is now live.