They were the pioneering days of education in what was to become the UAE.
Abu Dhabi in the late 1960s was still without electricity, telephones or air-conditioning, but desert traditions were giving way to modern ideas about educating children. Many of the older generation could neither read nor write, and those girls who were lucky enough to go to school would often leave when they reached 14 so they could marry.
When oil production began in Abu Dhabi in 1962, the country had a mere 20 schools catering to fewer than 4,000 students. But thanks to Sheikh Zayed, who became Ruler of Abu Dhabi in 1966 and founded the UAE in 1971, prospects were changing. He believed girls should be able to stay on at school and allocated some of the revenue beginning to flow from the oil industry to further this ambition.
One result was Umm Ummar, launched in 1968 as the first girls' secondary school in Abu Dhabi. Gwen Gardiner, from Northern Ireland, was the only English teacher at the school, which accepted youngsters who had finished at the city's three primary schools. Most of the 15 teachers giving lessons in subjects such as science, home economics and physical education were from Jordan and Sudan and all were women; the six classrooms they used were all strictly off-limits to men.
"The school had no telephone, no electricity and no air conditioning," says Mrs Gardiner, now an 81-year-old great-grandmother who lives in the southern English town of Cheltenham. "We really were in the desert, but it was very successful. The girls loved it and they learnt to speak English very well - with an Ulster accent."
Mrs Gardiner was well-travelled even before she arrived in Abu Dhabi. She earned a teaching diploma in the north of England, taught in Portsmouth on England's south coast and worked in Bahrain and Kuwait, where she met her husband William, a dentist.
At the time, these other Gulf states were slightly more developed than Abu Dhabi, where the couple, who had three children, lived in a villa close to the Central Hospital, where Mr Gardiner worked. This hospital was later incorporated into Sheikh Khalifa Medical City and demolished only last year.
Few modern teachers are comfortable without an array of technological support, including electronic projectors, computers and smart-boards, but in the late 1960s Mrs Gardiner had only a blackboard and a piece of chalk.
"I would go round the entire class reading and I would correct their pronunciation and at the end I would ask questions," she says. "They so enjoyed their English and they knew they would travel and speak English. It was a new world for them. They were marvellous, they were so keen and they worked so hard."
While Mrs Gardiner based her teaching on a Jordanian syllabus, she would set exercises herself and include poetry in the lessons. As there was no photocopier, she had to type the examination papers herself. Each night the girls would be given some English words to learn and would be tested on their spellings in the morning.
"That was the way to keep them interested," she says. Her pupils were hungry to learn: "They knew very little - they started right at the beginning but they made progress very quickly. If you set homework they would always do half a page extra."
The school day began at 7.30am. At 11am teachers and pupils would break for lunch - usually a bread roll and cheese - before lessons continued until 2.30pm. Typically. the girls were the daughters of merchants and fishermen. The oil boom had yet to transform lives and, by today's standards, the families had modest incomes. There were no taxis, SUVs or chauffeur-driven cars and the girls were taken to and from school by bus.
The UAE as a whole was unrecognisable from the modern country of today. Even a visit to Al Ain entailed an epic journey across the desert as there were no proper roads and drivers often became bogged down in the sand.
Abu Dhabi itself had few of the amenities that today are taken for granted. "There were souks, which were great fun, and there were little Indian shops and tailors," recalls Mrs Gardiner. "And there was Spinneys, of course."
As well as doing their homework in their free hours outside school the girls would enjoy shopping trips to the souks or visits to friends. While the school later got an electricity supply, in the early days there was little to ease the searing desert heat, but Mrs Gardiner says she and the girls coped - because they had to. Such was the closeness of the relationship between Mrs Gardiner and her pupils that she spent much of her free time with them. The girls would often visit her at home and play traditional British party games, such as pinning the tail on the donkey, musical chairs and pass the parcel.
"The local girls used to bring me chickens and eggs," says Mrs Gardiner, during one of her regular visits to the UAE. "A big disadvantage was when they went home they spoke in Arabic, but when they came to visit me they had to speak in English."
Later on, it became slightly more difficult to form bonds of friendship with the pupils. The development of the oil industry meant the country increasingly attracted expatriates from several other Arab countries and class sizes swelled. As early as 1971, when the UAE was founded, the number of pupils had grown to 28,000. At Umm Ummar, where once there were 10 or 15 girls in a class, numbers grew to about 30, and the school brought in English teachers from Jordan. The new pupils "were all Arabs coming in from Iraq, Jordan and Egypt", recalls Mrs Gardiner. "They weren't so good at English because the class sizes were large."
Mrs Gardiner has nothing but fond memories of the Emirati girls she taught, but says some of the expatriate children were more demanding. "They wanted everything and it didn't always suit me," she says.
By this time, schools exclusively for expatriate children had also opened. The largest British school in Abu Dhabi, the British School-Al Khubairat, for example, can trace its origins back to 1965.
The Gardiners, however, sent their children to boarding schools in England - an arrangement that left the couple's Emirati hosts, with their tightly knit families, bemused. "They thought it was so inhuman to leave your children in a boarding school back in England," she says. "We were a bit of an enigma. They learnt from us."
A modest number of Emiratis began sending their children abroad for education from as early as the 1960s, when local schools were poorly resourced compared with those in countries such as England.
Among those sent overseas was Mohammed al Fahim, who went to England in 1964 and later wrote about his experience in the book From Rags to Riches. After six months in England, he wrote, on his return to Abu Dhabi he felt like "a fish out of water" and contrasted the local schools with those in the UK. "I had already learned more in my six months in England than my former classmates would glean in the next two years," he wrote. "The local school still lacked the proper equipment, qualified teachers and an atmosphere that was conducive to learning."
During the era when Mrs Gardiner taught in the UAE, however, local schools were rectifying many of these shortcomings.
When she returned to England in the late 1970s, after about a decade in the UAE, Mrs Gardiner was in for a rude awakening. She took a job as a teacher in a state comprehensive school that taught children of all ability ranges. "The Arab girls would bring me flowers and little presents," she says. "When I went to the comprehensive school and said, 'Will you give out these classbooks?,' a girl said, 'That's what you're paid for, Miss'."
Many of Mrs Gardiner's former pupils went on to university. She remains proud of their achievements and likes to visit them during her annual trips to the UAE. Among the most distinguished is Dr Hassa al Otaiba, whom Mrs Gardiner remembers teaching for several years from 1968 onwards. Dr Otaiba was appointed the UAE's ambassador to Spain in October last year. Others have gone on to raise families, but they retain the respect for education instilled in them by Mrs Gardiner decades ago. Now their children are grown-up and they have free time, some have returned to their studies. "All these girls have gone on to do so well," she says. "Now they are wives and mothers, and one is talking about doing a PhD at the University of Dundee. Another girl, she's already done a PhD."
Such has been the pace of change in the UAE that Mrs Gardiner and her son Alex, who accompanied his mother during her recent visit to the country, struggled to identify the location of Umm Ummar School, which she believes has been incorporated into a much larger school. She hopes to visit it during her next visit to the UAE.
While Abu Dhabi has been transformed since Mrs Gardiner taught here, she insists it has lost none of its appeal. "It's a complete contrast," she says. "It's like the Manhattan skyline but it still has a beautiful atmosphere. It's very peaceful. I love the flowers and the trees. The great charm has not changed."
Company Profile
Company name: Hoopla
Date started: March 2023
Founder: Jacqueline Perrottet
Based: Dubai
Number of staff: 10
Investment stage: Pre-seed
Investment required: $500,000
The specs
Engine: 1.5-litre 4-cyl turbo
Power: 194hp at 5,600rpm
Torque: 275Nm from 2,000-4,000rpm
Transmission: 6-speed auto
Price: from Dh155,000
On sale: now
Men from Barca's class of 99
Crystal Palace - Frank de Boer
Everton - Ronald Koeman
Manchester City - Pep Guardiola
Manchester United - Jose Mourinho
Southampton - Mauricio Pellegrino
The specs
Engine: 3.0 twin-turbo inline six-cylinder
Transmission: eight-speed
Power: 503hp
Torque: 600Nm
Price: from Dh400,000 (estimate)
On sale: now
MATCH INFO
Fixture: Thailand v UAE, Tuesday, 4pm (UAE)
TV: Abu Dhabi Sports
What to watch out for:
Algae, waste coffee grounds and orange peels will be used in the pavilion's walls and gangways
The hulls of three ships will be used for the roof
The hulls will painted to make the largest Italian tricolour in the country’s history
Several pillars more than 20 metres high will support the structure
Roughly 15 tonnes of steel will be used
Profile box
Company name: baraka
Started: July 2020
Founders: Feras Jalbout and Kunal Taneja
Based: Dubai and Bahrain
Sector: FinTech
Initial investment: $150,000
Current staff: 12
Stage: Pre-seed capital raising of $1 million
Investors: Class 5 Global, FJ Labs, IMO Ventures, The Community Fund, VentureSouq, Fox Ventures, Dr Abdulla Elyas (private investment)
Star Wars: Ahsoka
Director: Various
Starring: Rosario Dawson, Natasha Liu Bordizzo, Lars Mikkelsen
Rating: 4/5
Sweet Tooth
Creator: Jim Mickle
Starring: Christian Convery, Nonso Anozie, Adeel Akhtar, Stefania LaVie Owen
Rating: 2.5/5
Match info
Liverpool 4
Salah (19'), Mane (45+2', 53'), Sturridge (87')
West Ham United 0
If you go...
Etihad flies daily from Abu Dhabi to Zurich, with fares starting from Dh2,807 return. Frequent high speed trains between Zurich and Vienna make stops at St. Anton.
Super Saturday race card
4pm: Mahab Al Shimaal Group 3 | US$350,000 | (Dirt) | 1,200m
4.35pm: Al Bastakiya Listed | $300,000 | (D) | 1,900m
5.10pm: Nad Al Sheba Turf Group 3 | $350,000 | (Turf) | 1,200m
5.45pm: Burj Nahaar Group 3 | $350,000 | (D) | 1,600m
6.20pm: Dubai City of Gold Group 2 | $300,000 | (T) | 2,410m
6.55pm: Al Maktoum Challenge Round 3 Group 1 | $600,000 | (D) | 2,000m
7.30pm: Jebel Hatta Group 1 | $400,000 | (T) | 1,800m
Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
RESULT
Uruguay 3 Russia 0
Uruguay: Suárez (10'), Cheryshev (23' og), Cavani (90')
Russia: Smolnikov (Red card: 36')
Man of the match: Diego Godin (Uruguay)
UAE and Russia in numbers
UAE-Russia ties stretch back 48 years
Trade between the UAE and Russia reached Dh12.5 bn in 2018
More than 3,000 Russian companies are registered in the UAE
Around 40,000 Russians live in the UAE
The number of Russian tourists travelling to the UAE will increase to 12 percent to reach 1.6 million in 2023
The Specs
Engine: 1.6-litre 4-cylinder petrol
Power: 118hp
Torque: 149Nm
Transmission: Six-speed automatic
Price: From Dh61,500
On sale: Now
Netherlands v UAE, Twenty20 International series
Saturday, August 3 - First T20i, Amstelveen
Monday, August 5 – Second T20i, Amstelveen
Tuesday, August 6 – Third T20i, Voorburg
Thursday, August 8 – Fourth T20i, Vooryburg
Ten10 Cricket League
Venue and schedule Sharjah Cricket Stadium, December 14 to 17
Teams
Maratha Arabians Leading player: Virender Sehwag; Top picks: Mohammed Amir, Imad Wasim; UAE players: Shaiman Anwar, Zahoor Khan
Bengal Lions Leading player: Sarfraz Ahmed; Top picks: Sunil Narine, Mustafizur Rahman; UAE players: Mohammed Naveed, Rameez Shahzad
Kerala Kings Leading player: Eoin Morgan; Top picks: Kieron Pollard, Sohail Tanvir; UAE players: Rohan Mustafa, Imran Haider
Pakhtoons Leading player: Shahid Afridi; Top picks: Fakhar Zaman, Tamim Iqbal; UAE players: Amjad Javed, Saqlain Haider
Punjabi Legends Leading player: Shoaib Malik; Top picks: Hasan Ali, Chris Jordan; UAE players: Ghulam Shabber, Shareef Asadullah
Team Sri Lanka Cricket Will be made up of Colombo players who won island’s domestic limited-overs competition
MATCH DETAILS
Barcelona 0
Slavia Prague 0
Story behind the UAE flag
The UAE flag was first unveiled on December 2, 1971, the day the UAE was formed.
It was designed by Abdullah Mohammed Al Maainah, 19, an Emirati from Abu Dhabi.
Mr Al Maainah said in an interview with The National in 2011 he chose the colours for local reasons.
The black represents the oil riches that transformed the UAE, green stands for fertility and the red and white colours were drawn from those found in existing emirate flags.
MATCH INFO
Uefa Champions League semi-final, first leg
Bayern Munich v Real Madrid
When: April 25, 10.45pm kick-off (UAE)
Where: Allianz Arena, Munich
Live: BeIN Sports HD
Second leg: May 1, Santiago Bernabeu, Madrid
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
COMPANY PROFILE
Company name: Sav
Started: 2021
Founder: Purvi Munot
Based: Dubai
Industry: FinTech
Funding: $750,000 as of March 2023
Investors: Angel investors
Our legal consultant
Name: Dr Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Step by step
2070km to run
38 days
273,600 calories consumed
28kg of fruit
40kg of vegetables
45 pairs of running shoes
1 yoga matt
1 oxygen chamber
The specs: Lamborghini Aventador SVJ
Price, base: Dh1,731,672
Engine: 6.5-litre V12
Gearbox: Seven-speed automatic
Power: 770hp @ 8,500rpm
Torque: 720Nm @ 6,750rpm
Fuel economy: 19.6L / 100km
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Brief scores:
Manchester City 3
Bernardo Silva 16', Sterling 57', Gundogan 79'
Bournemouth 1
Wilson 44'
Man of the match: Leroy Sane (Manchester City)
How to improve Arabic reading in early years
One 45-minute class per week in Standard Arabic is not sufficient
The goal should be for grade 1 and 2 students to become fluent readers
Subjects like technology, social studies, science can be taught in later grades
Grade 1 curricula should include oral instruction in Standard Arabic
First graders must regularly practice individual letters and combinations
Time should be slotted in class to read longer passages in early grades
Improve the appearance of textbooks
Revision of curriculum should be undertaken as per research findings
Conjugations of most common verb forms should be taught
Systematic learning of Standard Arabic grammar
Bundesliga fixtures
Saturday, May 16 (kick-offs UAE time)
Borussia Dortmund v Schalke (4.30pm)
RB Leipzig v Freiburg (4.30pm)
Hoffenheim v Hertha Berlin (4.30pm)
Fortuna Dusseldorf v Paderborn (4.30pm)
Augsburg v Wolfsburg (4.30pm)
Eintracht Frankfurt v Borussia Monchengladbach (7.30pm)
Sunday, May 17
Cologne v Mainz (4.30pm),
Union Berlin v Bayern Munich (7pm)
Monday, May 18
Werder Bremen v Bayer Leverkusen (9.30pm)
LOVE AGAIN
Director: Jim Strouse
Stars: Priyanka Chopra Jonas, Sam Heughan, Celine Dion
Rating: 2/5
BUNDESLIGA FIXTURES
(All games 4-3pm kick UAE time) Bayern Munich v Augsburg, Borussia Dortmund v Bayer Leverkusen, Hoffenheim v Hertha Berlin, Wolfsburg v Mainz , Eintracht Frankfurt v Freiburg, Union Berlin v RB Leipzig, Cologne v Schalke , Werder Bremen v Borussia Monchengladbach, Stuttgart v Arminia Bielefeld
Tips to avoid getting scammed
1) Beware of cheques presented late on Thursday
2) Visit an RTA centre to change registration only after receiving payment
3) Be aware of people asking to test drive the car alone
4) Try not to close the sale at night
5) Don't be rushed into a sale
6) Call 901 if you see any suspicious behaviour
Details
Through Her Lens: The stories behind the photography of Eva Sereny
Forewords by Jacqueline Bisset and Charlotte Rampling, ACC Art Books
'Panga'
Directed by Ashwiny Iyer Tiwari
Starring Kangana Ranaut, Richa Chadha, Jassie Gill, Yagya Bhasin, Neena Gupta
Rating: 3.5/5
COMPANY PROFILE
Company name: Klipit
Started: 2022
Founders: Venkat Reddy, Mohammed Al Bulooki, Bilal Merchant, Asif Ahmed, Ovais Merchant
Based: Dubai, UAE
Industry: Digital receipts, finance, blockchain
Funding: $4 million
Investors: Privately/self-funded
More from Neighbourhood Watch:
Emergency phone numbers in the UAE
Estijaba – 8001717 – number to call to request coronavirus testing
Ministry of Health and Prevention – 80011111
Dubai Health Authority – 800342 – The number to book a free video or voice consultation with a doctor or connect to a local health centre
Emirates airline – 600555555
Etihad Airways – 600555666
Ambulance – 998
Knowledge and Human Development Authority – 8005432 ext. 4 for Covid-19 queries
57 Seconds
Director: Rusty Cundieff
Stars: Josh Hutcherson, Morgan Freeman, Greg Germann, Lovie Simone
Rating: 2/5