All Blacks' Conrad Smith struggles to reach the ball against Juan Martin Hernandez of Argentina during their Rugby Championship encounter in Wellington
All Blacks' Conrad Smith struggles to reach the ball against Juan Martin Hernandez of Argentina during their Rugby Championship encounter in Wellington

Rugby Championship: New Zealand run close by improving Argentina



WELLINGTON // Steve Hansen, the New Zealand coach, believes Argentina are going to improve with every game of the Rugby Championship, after the Pumas ran his side close in their third game of the tournament yesterday.

Two late tries from wingers Julian Savea and Cory Jane gave the All Blacks a 21-5 home victory over Argentina.

They led only 6-5 at half-time after playing for the first 40 minutes in front of a gale force wind which – peaking at 160 kph (100mph) – tore the roofs off houses, uprooted trees and caused a power cut which plunged the stadium into darkness.

Despite the conditions, Argentina dispelled any thoughts it could take them a couple of years to be competitive in the southern hemisphere competition.

“The Argentinians were in the game,” Hansen said after his side completed their 13th successive Test win.

“They’re a welcome addition to this competition. They’re only going to get better and better. They’re already a very good side at the moment.”

Argentina had drawn 16-16 with South Africa in Mendoza two weeks ago, a match they probably should have won, to demonstrate they were more than competitive.

“We wanted to win but it was a very hard contest today,” said Juan Martin Fernandez Lobbe, the Argentina captain. “They got into us in the second half.

“We gave everything, that’s our goal and to improve with every game. We’re going to work this week to get better against Australia.”

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

The Specs

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Rating: 3.5/5

Company profile

Name: WallyGPT
Started: 2014
Founders: Saeid and Sami Hejazi
Based: Dubai
Sector: FinTech
Investment raised: $7.1 million
Number of staff: 20
Investment stage: Pre-seed round


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