Grounded aircraft have become a familiar sight during the coronavirus pandemic. Reuters
Grounded aircraft have become a familiar sight during the coronavirus pandemic. Reuters
Grounded aircraft have become a familiar sight during the coronavirus pandemic. Reuters
Grounded aircraft have become a familiar sight during the coronavirus pandemic. Reuters

How Covid-19 changed the skies: Charting the pandemic's effect on travel one year after the UAE first paused flights


Hayley Skirka
  • English
  • Arabic

By the end of 2019, aviation had entered what some have dubbed a second golden age. Airlines were making a profit, pilots were in strong demand and flying was faster, cheaper and more comfortable than ever before, leading to a record high in passenger numbers.

A total of 4.5 billion people flew on an aircraft in 2019 – equivalent to almost 60 per cent of the world’s population. In the same period, an average of 12.5 million people boarded one of the 128,000 flights operated every day, according to data from the International Air Transport Association (Iata).

In the UAE, the trend was magnified. In November 2019, the 16th iteration of the Dubai Airshow closed with $54.5 billion in orders on the books, including aircraft sales to global airlines such as Russia's Aurora, Air Senegal and Kazakhstan's Air Astana.

On home turf and buoyed by a 21 per cent increase in profits in 2019, as compared to 2018, Emirates placed a $16 billion order for 50 Airbus A350 XWBs and an $8.8 billion order for 30 new Boeing 787-9 Dreamliners.

  • The unveiling of the Etihad Greeliner at the Dubai Airshow. Leslie Pableo for The National
    The unveiling of the Etihad Greeliner at the Dubai Airshow. Leslie Pableo for The National
  • Plane engine at the Pratt and Whitney stand at the Dubai Airshow on day two. Leslie Pableo for The National
    Plane engine at the Pratt and Whitney stand at the Dubai Airshow on day two. Leslie Pableo for The National
  • The Intra stand at the Dubai Airshow on day 2. Leslie Pableo for The National
    The Intra stand at the Dubai Airshow on day 2. Leslie Pableo for The National
  • The Russian Helicopters VRT 500 on display at the Dubai Airshow 2019 on day two. Leslie Pableo for The National
    The Russian Helicopters VRT 500 on display at the Dubai Airshow 2019 on day two. Leslie Pableo for The National
  • Left to right: Tony Douglas, Stanley Deal, Ted Colbert and Mohammed Al Bulooki the unveiling of Etihad Greeliner. Leslie Pableo for The National
    Left to right: Tony Douglas, Stanley Deal, Ted Colbert and Mohammed Al Bulooki the unveiling of Etihad Greeliner. Leslie Pableo for The National
  • Strata virtual reality on display at the Mubadala stand. Leslie Pableo for The National
    Strata virtual reality on display at the Mubadala stand. Leslie Pableo for The National
  • The Spacebit lander and hopper at the Yuzhnoye stand. Leslie Pableo for The National
    The Spacebit lander and hopper at the Yuzhnoye stand. Leslie Pableo for The National
  • Strata virtual reality on display at the Mubadala stand. Leslie Pableo for The National
    Strata virtual reality on display at the Mubadala stand. Leslie Pableo for The National
  • Pavlo Tanasyuk, Spacebit founder and Charles Lauer, Business Development Officer of Yuzhnoye. Leslie Pableo for The National
    Pavlo Tanasyuk, Spacebit founder and Charles Lauer, Business Development Officer of Yuzhnoye. Leslie Pableo for The National
  • A plane engine at the Pratt and Whitney stand. Leslie Pableo for The National
    A plane engine at the Pratt and Whitney stand. Leslie Pableo for The National
  • The Emirates Expo 2020 plane on display. Leslie Pableo for The National
    The Emirates Expo 2020 plane on display. Leslie Pableo for The National
  • A Russian Helicopters VRT 500 on display. Leslie Pableo for The National
    A Russian Helicopters VRT 500 on display. Leslie Pableo for The National
  • Visitors at the Dubai Airshow 2019 day two at Al Maktoum International Airport. Leslie Pableo for The National
    Visitors at the Dubai Airshow 2019 day two at Al Maktoum International Airport. Leslie Pableo for The National
  • Sheikh Ahmed bin Saeed Al Maktoum of Emirates and Guillaume Faury of Airbus at the Emirates press conference. Leslie Pableo for The National
    Sheikh Ahmed bin Saeed Al Maktoum of Emirates and Guillaume Faury of Airbus at the Emirates press conference. Leslie Pableo for The National

Down the road in Abu Dhabi, Etihad was also gaining strength. The national airline of the UAE cut its losses from $1.95 billion in 2018 to $870 million in 2019, and was enjoying a 2 per cent increase in passenger load factor.

Etihad used the 2019 Dubai Airshow to announce a collaboration with Boeing that involved branding one of its new Boeing 787 Dreamliners as the Greenliner. The project, Etihad said, would allow the airline and its partners to experiment with a range of initiatives that would make flying more environmentally sustainable.

Less than six weeks later, the lights began to dim on this chapter of aviation history, as the industry found itself embroiled in the repercussions of an outbreak of a little-known virus, originating in Wuhan, China.

In an effort to try to prevent the spread of the coronavirus via air travel, airports around the world introduced additional screening measures for passengers flying from China. When this failed to halt the spread, countries opted to cancel flights to and from China, in what would be the first in a series of events that would hurtle the industry towards the worst crisis in aviation history.

Grinding to a halt

Exactly 99 days after the 2019 Dubai Airshow commenced, the UAE made the decision to ground its first flights. The General Civil Aviation Authority announced on February 25, 2020 that jets bound for Iran, where the coronavirus was spreading rapidly, would be halted for at least one week.

This FlightRadar24 image shows the impact just one day later, on February 26. Slide the bar across to compare air traffic from the same date, one year prior.

One month later, on March 25, UAE authorities announced that all inbound, outbound and transit passenger flights to and from the country would temporarily halt. The skies above one of the world's busiest international passenger hubs fell silent on March 26. The same scenario played out at Abu Dhabi International Airport.

UAE air traffic: month-by-month in 2020

The impact of Covid-19 on air traffic above the UAE can be easily tracked using flight radar maps.

Live air traffic service FlightRadar24 tracks jets in the air across the world every day of the year. The below data shows air traffic over the Emirates starting in March, when passenger flights to and from the country were first grounded, until the end of the year.

The data was tracked at 2pm, UAE time, on the fourth Tuesday of the month. Click through the slides to see how the skies changed in 2020.

The stark difference in air traffic brought on by the pandemic is clear to see. Skies that were once filled with thousands of flights every day witnessed only a fraction of that activity last year.

Throughout the pandemic, airlines continued to operate cargo flights and repatriation flights, so UAE air space was never entirely closed, but pilots flying during this time reported that the experience was slightly unnerving.

"Sometimes, it can look like a terror movie because you can easily fly for an hour and not see another aircraft. In places like India, where normally it's a very high level of traffic, you can fly for miles and not see another aircraft. That is the reality – we do not have many airplanes flying around," Etihad Airways captain Leonardo Magno told The National in an interview in 2020.

Etihad Captain Leonardo Magno said flying in almost empty skies was unnerving. Courtesy Etihad
Etihad Captain Leonardo Magno said flying in almost empty skies was unnerving. Courtesy Etihad

The first glimpses of air traffic recovery were visible in June, when stay-at-home orders began to ease and the UAE reopened airspace to some passenger flights. An even bigger rise in June followed Emirates's decision to restart some of its most popular passenger routes.

The Dubai airline announced on May 21 that it was set to resume passenger services to nine of its most popular destinations, including London, Paris, Madrid, Chicago, Toronto and Sydney.

"London Heathrow is one of our best performing routes and demand [on this route] has been typically strong across every class of travel," a representative for Emirates told The National.

Emirates jets parked at Dubai International Airport, normally the world's busiest airport by international passenger traffic. AFP
Emirates jets parked at Dubai International Airport, normally the world's busiest airport by international passenger traffic. AFP

The most promising rebound for UAE air travel came in December, which is typically already a busy time for travellers. Emirates confirmed that its peak period for 2020 (post pandemic) in terms of passenger numbers, frequencies, capacity and destinations operating occurred in the last month of the year.

Despite these highlights, the overall pace of the recovery has been slow. Dubai International Airport (DXB), one of the world's busiest hubs, ended the year having welcomed 25.9 million passengers though its terminals, compared to the 86.4 million people that passed through the airport in 2019.

In Abu Dhabi, Etihad reported a 99 per cent drop in passenger numbers in the second quarter of 2020, coinciding with commercial flights being grounded by authorities.

  • Etihad Wellness Ambassador prepares to welcome passengers on board an Etihad aircraft. Courtesy of Etihad Airways
    Etihad Wellness Ambassador prepares to welcome passengers on board an Etihad aircraft. Courtesy of Etihad Airways
  • Stickers on the floor encouraging passengers to remain 2 metres apart while queueing. Courtesy of Etihad Airways.
    Stickers on the floor encouraging passengers to remain 2 metres apart while queueing. Courtesy of Etihad Airways.
  • TV screen encouraging travellers to wear masks. Courtesy of Etihad Airways
    TV screen encouraging travellers to wear masks. Courtesy of Etihad Airways
  • Plastic barriers around the check in area protecting both staff and passengers. Courtesy of Etihad Airways
    Plastic barriers around the check in area protecting both staff and passengers. Courtesy of Etihad Airways
  • Signage encouraging social distancing on public seating in Abu Dhabi International Airport. Courtesy of Etihad Airways
    Signage encouraging social distancing on public seating in Abu Dhabi International Airport. Courtesy of Etihad Airways
  • Temperature scanning at a sanitisation booth. Courtesy of Etihad Airways.
    Temperature scanning at a sanitisation booth. Courtesy of Etihad Airways.
  • A passenger receiving an Etihad Wellness kit. Courtesy of Etihad Airways
    A passenger receiving an Etihad Wellness kit. Courtesy of Etihad Airways

An ongoing 14-day quarantine period for passengers arriving in the capital has kept arrival numbers low. That said, the operation of special repatriation flights and the resumption of a limited network of transfer services via Abu Dhabi in early June helped boost traffic marginally.

The skies in 2021

Air traffic above the UAE in January 2021. Courtesy FlightRadar24
Air traffic above the UAE in January 2021. Courtesy FlightRadar24

Between April 1 and September 30 last year, Emirates carried 1.5 million passengers, down 95 per cent from the same period the year before. Since then, the airline has been busy rebuilding its network and is now flying to 90 destinations around the world. That's compared to the 143 cities that it flew to pre-Covid-19.

Etihad, too, is rebuilding. The airline has placed a significant focus on safety and was the first in the world to require 100 per cent of its passengers to produce a negative Covid-19 test report before boarding a flight. The recent introduction of a "Green List" of countries in Abu Dhabi, places where travellers can fly from without needing to quarantine, looks set to help air traffic recovery.

Global impact on air travel

International passenger demand continues to be impacted by pandemic-related travel restrictions. Reuters
International passenger demand continues to be impacted by pandemic-related travel restrictions. Reuters

The coronavirus pandemic brought the global aviation industry to a standstill almost overnight. The darkest day for air traffic was April 12, 2020 when there were only 46,294 flights in the air across the world.

The number of scheduled passengers boarded by the global airline industry dropped to only 1.8 billion in 2020. That's a 60 per cent decrease in global air passenger traffic compared to pre-pandemic figures.

While many countries have now eased restrictions and airlines are slowly resuming services, the future of aviation remains uncertain. It is unclear how long travel restrictions will remain in place, whether there will be another wave of the virus to contend with or when passengers will feel confident to travel again.

If there is a glimmer of hope, it comes from the fact that the world needs airlines. Despite the current turbulence, air travel will not disappear.

"I think it will recover, and I think there still will be still a huge demand for aviation and transportation. I think it's such an important part of the world economy," said Alan Joyce, chief executive of Australia's national airline Qantas, during an interview with Eurocontrol in January.

There are brighter days to come for the aviation industry, but at this stage of the global pandemic, the outlook still remains foggy.

Expert input

If you had all the money in the world, what’s the one sneaker you would buy or create?

“There are a few shoes that have ‘grail’ status for me. But the one I have always wanted is the Nike x Patta x Parra Air Max 1 - Cherrywood. To get a pair in my size brand new is would cost me between Dh8,000 and Dh 10,000.” Jack Brett

“If I had all the money, I would approach Nike and ask them to do my own Air Force 1, that’s one of my dreams.” Yaseen Benchouche

“There’s nothing out there yet that I’d pay an insane amount for, but I’d love to create my own shoe with Tinker Hatfield and Jordan.” Joshua Cox

“I think I’d buy a defunct footwear brand; I’d like the challenge of reinterpreting a brand’s history and changing options.” Kris Balerite

 “I’d stir up a creative collaboration with designers Martin Margiela of the mixed patchwork sneakers, and Yohji Yamamoto.” Hussain Moloobhoy

“If I had all the money in the world, I’d live somewhere where I’d never have to wear shoes again.” Raj Malhotra

Favourite things

Luxury: Enjoys window shopping for high-end bags and jewellery

Discount: She works in luxury retail, but is careful about spending, waits for sales, festivals and only buys on discount

University: The only person in her family to go to college, Jiang secured a bachelor’s degree in business management in China

Masters: Studying part-time for a master’s degree in international business marketing in Dubai

Vacation: Heads back home to see family in China

Community work: Member of the Chinese Business Women’s Association of the UAE to encourage other women entrepreneurs

FIXTURES

All kick-off times 10.45pm UAE ( 4 GMT)

Tuesday
Mairobr v Liverpool
Spartak Moscow v Sevilla
Feyenoord v Shakhtar Donetsk
Manchester City v Napoli
Monaco v Besiktas
RB Leipzig v Porto
Apoel Nicosia v Borussia Dortmund
Real Madrid v Tottenham Hotspur

Wednesday
Benfica v Manchester United
CSKA Moscow v Basel
Bayern Munich v Celtic
Anderlecht v Paris Saint-Germain
Qarabag v Atletico Madrid
Chelsea v Roma
Barcelona v Olympiakos
Juventus v Sporting Lisbon

UK%20-%20UAE%20Trade
%3Cp%3ETotal%20trade%20in%20goods%20and%20services%20(exports%20plus%20imports)%20between%20the%20UK%20and%20the%20UAE%20in%202022%20was%20%C2%A321.6%20billion%20(Dh98%20billion).%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3C%2Fp%3E%0A%3Cp%3EThis%20is%20an%20increase%20of%2063.0%20per%20cent%20or%20%C2%A38.3%20billion%20in%20current%20prices%20from%20the%20four%20quarters%20to%20the%20end%20of%202021.%3C%2Fp%3E%0A%3Cp%3E%C2%A0%3C%2Fp%3E%0A%3Cp%3EThe%20UAE%20was%20the%20UK%E2%80%99s%2019th%20largest%20trading%20partner%20in%20the%20four%20quarters%20to%20the%20end%20of%20Q4%202022%20accounting%20for%201.3%20per%20cent%20of%20total%20UK%20trade.%3C%2Fp%3E%0A
Brief scores:

Day 1

Toss: India, chose to bat

India (1st innings): 215-2 (89 ov)

Agarwal 76, Pujara 68 not out; Cummins 2-40

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying

Ammar 808:
Maghreb United

Sofyann Ben Youssef
Glitterbeat 

Walls

Louis Tomlinson

3 out of 5 stars

(Syco Music/Arista Records)

TOURNAMENT INFO

Women’s World Twenty20 Qualifier

Jul 3- 14, in the Netherlands
The top two teams will qualify to play at the World T20 in the West Indies in November

UAE squad
Humaira Tasneem (captain), Chamani Seneviratne, Subha Srinivasan, Neha Sharma, Kavisha Kumari, Judit Cleetus, Chaya Mughal, Roopa Nagraj, Heena Hotchandani, Namita D’Souza, Ishani Senevirathne, Esha Oza, Nisha Ali, Udeni Kuruppuarachchi

Joy%20Ride%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Adele%20Lim%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EAshley%20Park%2C%20Sherry%20Cola%2C%20Stephanie%20Hsu%2C%20Sabrina%20Wu%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E4%2F5%3C%2Fp%3E%0A
Second ODI

England 322-7 (50 ovs)
India 236 (50 ovs)

England win by 86 runs

Next match: Tuesday, July 17, Headingley 

Vikram%20Vedha
%3Cp%3E%3Cstrong%3EDirectors%3A%3C%2Fstrong%3E%20Gayatri%2C%20Pushkar%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Hrithik%20Roshan%2C%20Saif%20Ali%20Khan%2C%20Radhika%20Apte%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%C2%A0%3C%2Fstrong%3E3.5%2F5%3C%2Fp%3E%0A
SPEC%20SHEET%3A%20NOTHING%20PHONE%20(2A)
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%206.7-inch%20flexible%20Amoled%2C%202%2C412%20x%201%2C080%2C%20394ppi%2C%20120Hz%2C%20Corning%20Gorilla%20Glass%205%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20MediaTek%20Dimensity%207%2C200%20Pro%2C%204nm%2C%20octa-core%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208%2F12GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%20128%2F256GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20Android%2014%2C%20Nothing%20OS%202.5%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20Dual%2050MP%20main%2C%20f%2F1.88%20%2B%2050MP%20ultra-wide%2C%20f%2F2.2%3B%20OIS%2C%20EIS%2C%20auto-focus%2C%20ultra%20XDR%2C%20night%20mode%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2030fps%2C%20full-HD%20%40%2060fps%3B%20slo-mo%20full-HD%20at%20120fps%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%2032MP%20wide%2C%20f%2F2.2%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%205%2C000mAh%3B%2050%25%20in%2030%20minutes%20with%2045-watt%20charger%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Google%20Pay)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Fingerprint%2C%20face%20unlock%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20USB-C%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDurability%3A%3C%2Fstrong%3E%20IP54%2C%20limited%20protection%20from%20water%2Fdust%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%20Dual-nano%20SIM%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Black%2C%20milk%2C%20white%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20Nothing%20Phone%20(2a)%2C%20USB-C-to-USB-C%20cable%2C%20pre-applied%20screen%20protector%2C%20Sim%20tray%20ejector%20tool%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%20(UAE)%3A%3C%2Fstrong%3E%20Dh1%2C199%20(8GB%2F128GB)%20%2F%20Dh1%2C399%20(12GB%2F256GB)%3C%2Fp%3E%0A
Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)
UAE SQUAD FOR ASIAN JIU-JITSU CHAMPIONSHIP

Men’s squad: Faisal Al Ketbi, Omar Al Fadhli, Zayed Al Kathiri, Thiab Al Nuaimi, Khaled Al Shehhi, Mohamed Ali Al Suwaidi, Farraj Khaled Al Awlaqi, Muhammad Al Ameri, Mahdi Al Awlaqi, Saeed Al Qubaisi, Abdullah Al Qubaisi and Hazaa Farhan

Women's squad: Hamda Al Shekheili, Shouq Al Dhanhani, Balqis Abdullah, Sharifa Al Namani, Asma Al Hosani, Maitha Sultan, Bashayer Al Matrooshi, Maha Al Hanaei, Shamma Al Kalbani, Haya Al Jahuri, Mahra Mahfouz, Marwa Al Hosani, Tasneem Al Jahoori and Maryam Al Amri

Mina Cup winners

Under 12 – Minerva Academy

Under 14 – Unam Pumas

Under 16 – Fursan Hispania

Under 18 – Madenat

ARABIAN GULF LEAGUE FIXTURES

Thursday, September 21
Al Dahfra v Sharjah (kick-off 5.35pm)
Al Wasl v Emirates (8.30pm)

Friday, September 22
Dibba v Al Jazira (5.25pm)
Al Nasr v Al Wahda (8.30pm)

Saturday, September 23
Hatta v Al Ain (5.25pm)
Ajman v Shabab Al Ahli (8.30pm)

UAE currency: the story behind the money in your pockets
RESULT

Arsenal 1 Chelsea 2
Arsenal:
Aubameyang (13')
Chelsea: Jorginho (83'), Abraham (87') 

How will Gen Alpha invest?

Mark Chahwan, co-founder and chief executive of robo-advisory firm Sarwa, forecasts that Generation Alpha (born between 2010 and 2024) will start investing in their teenage years and therefore benefit from compound interest.

“Technology and education should be the main drivers to make this happen, whether it’s investing in a few clicks or their schools/parents stepping up their personal finance education skills,” he adds.

Mr Chahwan says younger generations have a higher capacity to take on risk, but for some their appetite can be more cautious because they are investing for the first time. “Schools still do not teach personal finance and stock market investing, so a lot of the learning journey can feel daunting and intimidating,” he says.

He advises millennials to not always start with an aggressive portfolio even if they can afford to take risks. “We always advise to work your way up to your risk capacity, that way you experience volatility and get used to it. Given the higher risk capacity for the younger generations, stocks are a favourite,” says Mr Chahwan.

Highlighting the role technology has played in encouraging millennials and Gen Z to invest, he says: “They were often excluded, but with lower account minimums ... a customer with $1,000 [Dh3,672] in their account has their money working for them just as hard as the portfolio of a high get-worth individual.”

THE BIO

Age: 33

Favourite quote: “If you’re going through hell, keep going” Winston Churchill

Favourite breed of dog: All of them. I can’t possibly pick a favourite.

Favourite place in the UAE: The Stray Dogs Centre in Umm Al Quwain. It sounds predictable, but it honestly is my favourite place to spend time. Surrounded by hundreds of dogs that love you - what could possibly be better than that?

Favourite colour: All the colours that dogs come in

How The Debt Panel's advice helped readers in 2019

December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'

JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.

“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”

November 26:  ‘I owe Dh100,000 because my employer has not paid me for a year’

SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue. 

SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."

October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'

MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.

“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December." 

UAE-based players

Goodlands Riders: Jamshaid Butt, Ali Abid, JD Mahesh, Vibhor Shahi, Faizan Asif, Nadeem Rahim

Rose Hill Warriors: Faraz Sheikh, Ashok Kumar, Thabreez Ali, Janaka Chathuranga, Muzammil Afridi, Ameer Hamza

Red flags
  • Promises of high, fixed or 'guaranteed' returns.
  • Unregulated structured products or complex investments often used to bypass traditional safeguards.
  • Lack of clear information, vague language, no access to audited financials.
  • Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
  • Hard-selling tactics - creating urgency, offering 'exclusive' deals.

Courtesy: Carol Glynn, founder of Conscious Finance Coaching

Long read

Mageed Yahia, director of WFP in UAE: Coronavirus knows no borders, and neither should the response

The Bio

Ram Buxani earned a salary of 125 rupees per month in 1959

Indian currency was then legal tender in the Trucial States.

He received the wages plus food, accommodation, a haircut and cinema ticket twice a month and actuals for shaving and laundry expenses

Buxani followed in his father’s footsteps when he applied for a job overseas

His father Jivat Ram worked in general merchandize store in Gibraltar and the Canary Islands in the early 1930s

Buxani grew the UAE business over several sectors from retail to financial services but is attached to the original textile business

He talks in detail about natural fibres, the texture of cloth, mirrorwork and embroidery 

Buxani lives by a simple philosophy – do good to all

The biog

Age: 30

Position: Senior lab superintendent at Emirates Global Aluminium

Education: Bachelor of science in chemical engineering, post graduate degree in light metal reduction technology

Favourite part of job: The challenge, because it is challenging

Favourite quote: “Be the change you wish to see in the world,” Gandi

WORLD RECORD FEES FOR GOALKEEPERS

1) Kepa Arrizabalaga, Athletic Bilbao to Chelsea (£72m)

2) Alisson, Roma to Liverpool (£67m)

3) Ederson, Benfica to Manchester City (£35m)

4) Gianluigi Buffon, Parma to Juventus (£33m)

5) Angelo Peruzzi, Inter Milan to Lazio (£15.7m

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Pakistan v New Zealand Test series

Pakistan: Sarfraz (c), Hafeez, Imam, Azhar, Sohail, Shafiq, Azam, Saad, Yasir, Asif, Abbas, Hassan, Afridi, Ashraf, Hamza

New Zealand: Williamson (c), Blundell, Boult, De Grandhomme, Henry, Latham, Nicholls, Ajaz, Raval, Sodhi, Somerville, Southee, Taylor, Wagner

Umpires: Bruce Oxerford (AUS) and Ian Gould (ENG); TV umpire: Paul Reiffel (AUS); Match referee: David Boon (AUS)

Tickets and schedule: Entry is free for all spectators. Gates open at 9am. Play commences at 10am

Dubai Bling season three

Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed 

Rating: 1/5

Key figures in the life of the fort

Sheikh Dhiyab bin Isa (ruled 1761-1793) Built Qasr Al Hosn as a watchtower to guard over the only freshwater well on Abu Dhabi island.

Sheikh Shakhbut bin Dhiyab (ruled 1793-1816) Expanded the tower into a small fort and transferred his ruling place of residence from Liwa Oasis to the fort on the island.

Sheikh Tahnoon bin Shakhbut (ruled 1818-1833) Expanded Qasr Al Hosn further as Abu Dhabi grew from a small village of palm huts to a town of more than 5,000 inhabitants.

Sheikh Khalifa bin Shakhbut (ruled 1833-1845) Repaired and fortified the fort.

Sheikh Saeed bin Tahnoon (ruled 1845-1855) Turned Qasr Al Hosn into a strong two-storied structure.

Sheikh Zayed bin Khalifa (ruled 1855-1909) Expanded Qasr Al Hosn further to reflect the emirate's increasing prominence.

Sheikh Shakhbut bin Sultan (ruled 1928-1966) Renovated and enlarged Qasr Al Hosn, adding a decorative arch and two new villas.

Sheikh Zayed bin Sultan (ruled 1966-2004) Moved the royal residence to Al Manhal palace and kept his diwan at Qasr Al Hosn.

Sources: Jayanti Maitra, www.adach.ae