If there's one thing the coronavirus outbreak has made clear, it's that attention to hygiene is of paramount importance.
That's obviously a simple matter when it comes to keeping yourself, and most notably your hands, clean. Meanwhile, household products, used properly, are enough to keep your living environment free of contagion. But what about your car?
The official advice is, of course, to stay at home. But, if you absolutely need to go out and, where required, have a permit to do so, driving to your destination rather than walking or cycling is probably the safer option. As long as you are keeping your vehicle as pristine as your gel-sanitised hands.
The thing is, modern vehicles have surfaces that are somewhat less durable than, say, a kitchen worktop, so you can't bash in there with bleach, which is one of the most effective substances to use when it comes to removing all trace of the coronavirus and almost any other form of contagion.
Many household cleaning products contain this as a key ingredient, as well as other grime strippers like acetone, chlorine and ammonia, which will all damage the interior of your vehicle, as well as the paint.
You should, therefore, use products specifically designed for the purpose, which you can generally buy from motor dealerships. Some online retailers will currently stock what you need and you should be able to get what you’re after delivered.
Experts from Motorcraft, a branch of Ford, suggest you tackle the issue in three stages: cleaning, sanitising and disinfecting. The first of these removes germs, but does not kill them, the second lowers the number of germs and kills bacteria, and the last uses chemicals to lay waste to all undesirables on contact. Soap and water will clean, but you'll need specific liquid products to sanitise and disinfect.
Manufacturers recommend that you do not spray the fluid of whatever solution you choose directly onto the surface, even if this is the focus of your attention. Get a microfibre towel, apply the product to that, and then gently wipe away.
While you’re at it, you can remove dirt from fabric seats with a vacuum cleaner. If you have access to a wet vacuum with shampoo, it will garner better results. And don’t forget to wash parts of your car’s exterior, specifically door handles.
Hard surfaces, like plastic buttons and knobs, can be attended to with a bleach-free disinfectant wipe.
Given how often you interact with your infotainment system, be it a touchscreen or otherwise, opt for an electronic-specific, non-toxic, device-cleaning wipe.
More about the seats: this is where you’re lucky if you’ve got plastic as opposed to the leather variety. You need a specific cleaner if you’re going to tackle leather, as it is porous, meaning it will absorb moisture. Soap and water might be suitable as a cleaner, but you'll need to apply a nourishing wipe afterwards.
If you really want to give your car a complete workout, many dealers across the UAE will offer a complete cleaning, sanitisation and disinfecting process. This is standard practice when secondhand cars are valeted for dealers, but during the current lockdown, you may not be able to access these services.
However, Al Masaood Tyres, Batteries and Accessories is offering the service for free to customers at its Sea Palace outlet in Abu Dhabi during the current pandemic.
Employees will microscopically clean the car’s surface areas, leaving you with a germ-free vehicle. Just make sure you liberally use that hand sanitiser before you get back in so you don’t immediately undo all the good work.
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FIGHT%20CARD
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Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
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French business
France has organised a delegation of leading businesses to travel to Syria. The group was led by French shipping giant CMA CGM, which struck a 30-year contract in May with the Syrian government to develop and run Latakia port. Also present were water and waste management company Suez, defence multinational Thales, and Ellipse Group, which is currently looking into rehabilitating Syrian hospitals.
Your rights as an employee
The government has taken an increasingly tough line against companies that fail to pay employees on time. Three years ago, the Cabinet passed a decree allowing the government to halt the granting of work permits to companies with wage backlogs.
The new measures passed by the Cabinet in 2016 were an update to the Wage Protection System, which is in place to track whether a company pays its employees on time or not.
If wages are 10 days late, the new measures kick in and the company is alerted it is in breach of labour rules. If wages remain unpaid for a total of 16 days, the authorities can cancel work permits, effectively shutting off operations. Fines of up to Dh5,000 per unpaid employee follow after 60 days.
Despite those measures, late payments remain an issue, particularly in the construction sector. Smaller contractors, such as electrical, plumbing and fit-out businesses, often blame the bigger companies that hire them for wages being late.
The authorities have urged employees to report their companies at the labour ministry or Tawafuq service centres — there are 15 in Abu Dhabi.
WHAT IS A BLACK HOLE?
1. Black holes are objects whose gravity is so strong not even light can escape their pull
2. They can be created when massive stars collapse under their own weight
3. Large black holes can also be formed when smaller ones collide and merge
4. The biggest black holes lurk at the centre of many galaxies, including our own
5. Astronomers believe that when the universe was very young, black holes affected how galaxies formed
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
The five pillars of Islam
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How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
MATCH INFO
Euro 2020 qualifier
Ukraine 2 (Yaremchuk 06', Yarmolenko 27')
Portugal 1 (Ronaldo 72' pen)