Dear Ali: Is there a limit on the amount of jewellery one can buy and take out of the UAE? LL, United States
Dear LL: You are welcome to shop until you drop.
There are no limits on how much jewellery you can buy in the UAE. But once you take your new bling-bling back home, keep in mind that you must declare purchases made abroad at customs. Depending on the values, you might have to pay duties.
The duty-free exemption, also called the personal exemption, is the total value of merchandise you may bring back to the US without having to pay duty.
You may bring back more than your exemption, but you will have to pay duty on it. In most cases, the personal exemption is US$800 (Dh2,938), but there are some exceptions to this rule.
Oh, and don't forget to bargain - this is what we do here whenever and wherever we shop.
Dear Ali: Can you share some Arabic proverbs that convey a message or a moral in a wise and witty manner? AT, United Kingdom
Dear AT: Arabic proverbs are wise and witty (and sometimes sound weird), and they do make people think, understand - or get more confused.
We are known for having some of the most interesting proverbs in the world, and we often depend on them in our daily lives. Let me share some with you:
On debt: Man saddad edyoono namat eyoono (He who has paid his debts can close his eyes, or "sleeps well"; known in the West as "Out of debt, out of danger").
On chances: Khayrha fi ghairha (A better one in another one, or "Better luck next time").
On hospitality: We tend to have a rule in our homes that when someone visiting has stayed long enough, the hosts will pass some incense (bukhoor) to send the indirect message that it's time to leave. So the proverb goes: Baad al oud, ma fi quood (After the incense is passed there is no sitting on).
Another proverb, which is one of my favourites because it sounds so funny and cute, is: Tity tity, mithel ma rehti, mithel ma jeity (As you went, so you came back; it's like "Same same nothing different" or "So what else is new?").
Finally, one that relates to my area of passion - culture. I always use this when I meet people who don't show signs of acceptance to different cultures, faiths and traditions: Al jahil adu nafsah (The ignorant person is his own enemy).
Dear Ali: I have served in the Royal Marines. Can a European citizen join the UAE Navy? If so, how do I go about doing so? What does it involve? JJ, Abu Dhabi
Dear JJ: Our military forces accept only UAE citizens. However, our military and police offices do employ consultants, and such positions are open to any nationality, although I'm sure there are some security exceptions from time to time.
Consultancy positions with our military forces and police require specific qualifications. I recommend that people who are interested approach these entities directly, learn about the job openings and submit their CVs.
The Saaed traffic police in Abu Dhabi do welcome and train various nationalities.
Language lesson
Arabic: Shebriya
English: Bed
Say you are looking for your shoes and a friend tells you they're under the bed. In Arabic, she would say: "Tahet el shebriya".
Brief scoreline:
Al Wahda 2
Al Menhali 27', Tagliabue 79'
Al Nassr 3
Hamdallah 41', Giuliano 45 1', 62'
What is a robo-adviser?
Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.
These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.
Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.
Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.
WOMAN AND CHILD
Director: Saeed Roustaee
Starring: Parinaz Izadyar, Payman Maadi
Rating: 4/5
The specs
Engine: 4.0-litre flat-six
Torque: 450Nm at 6,100rpm
Transmission: 7-speed PDK auto or 6-speed manual
Fuel economy, combined: 13.8L/100km
On sale: Available to order now
Liverpool 4-1 Shrewsbury
Liverpool
Gordon (34'), Fabinho (44' pen, 90' 3), Firmino (78')
Shrewsbury
Udoh (27'minutes)
Man of the Match: Kaide Gordon (Liverpool)
Brief scores
Toss India, chose to bat
India 281-7 in 50 ov (Pandya 83, Dhoni 79; Coulter-Nile 3-44)
Australia 137-9 in 21 ov (Maxwell 39, Warner 25; Chahal 3-30)
India won by 26 runs on Duckworth-Lewis Method
MATCH INFO
Tottenham Hotspur 0 Everton 1 (Calvert-Lewin 55')
Man of the Match Allan (Everton)
A cheaper choice
Vanuatu: $130,000
Why on earth pick Vanuatu? Easy. The South Pacific country has no income tax, wealth tax, capital gains or inheritance tax. And in 2015, when it was hit by Cyclone Pam, it signed an agreement with the EU that gave it some serious passport power.
Cost: A minimum investment of $130,000 for a family of up to four, plus $25,000 in fees.
Criteria: Applicants must have a minimum net worth of $250,000. The process take six to eight weeks, after which the investor must travel to Vanuatu or Hong Kong to take the oath of allegiance. Citizenship and passport are normally provided on the same day.
Benefits: No tax, no restrictions on dual citizenship, no requirement to visit or reside to retain a passport. Visa-free access to 129 countries.
The five pillars of Islam
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Producer: Maddock Films, Jio Movies
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