Thiba Sharaf says her mother taught her the value of financial stability, but she believes it is also important to share wealth. Satish Kumar / The National
Thiba Sharaf says her mother taught her the value of financial stability, but she believes it is also important to share wealth. Satish Kumar / The National

Money & Me: Desire to heal directs financial goals



Thiba Sharaf is a reiki master teacher who moved to Dubai from Syria 12 years ago. Ms Sharaf, who has spent the majority of her career working in sales, marketing, recruitment and teaching, says becoming an energy healer was something she was destined to do.

Describe your financial journey so far.

My father was a journalist and my mother a maths teacher and when I was growing up, we lived in Riyadh, in Saudi Arabia, where my mother worked as a supervisor in a school for the children of royalty. As the daughter of a faculty member, I attended the school and found myself surrounded by princesses and the daughters of ministers. I'd get invited to their palaces for parties and they'd send chauffeurs to pick me up. But although they were incredibly wealthy, I noticed they envied me because I had the freedom to do whatever I wanted and walk around the streets unnoticed. It taught me that money is not everything in life and too much money can make you miserable and limit you. It also showed me that I am not easily impressed by power and people who have a lot of money.

What is your philosophy towards money?

Do the things that make you happy and money will simply follow.

Are you a spender or a saver?

I'm in between the two. I spend on the things I love, but I also make sure I'm covered to pay my bills. I love spending money on books and everything to do with healing and psychology. I'm the daughter of a publisher, so reading has always been a big part of my life. But while my dad was a great editor, he was a lousy businessman and not very good with money. My mother had the financial mind. She owned the house and managed the finances and I learnt that you do need stability in life. You cannot worry about money all the time, but you also need to make sure you have enough.

Have you experienced any financial difficulties along the way?

Yes, of course, but then I would meet someone or encounter a certain situation and everything would change. For instance, there would be an opportunity I wanted and then someone would come along and offer it to me. I remember when I was teaching Arabic at an institute and I wanted to work on my own because I wasn't being paid very much. Then my students came to me and asked me to teach them directly and one of them introduced me to a non-profit organisation that allowed me to use their premises to work from. It was as if I had my own institute without even having to pay for it. Whenever I have a financial problem, I think God sends me supportive people and circumstances to change that.

What has been your biggest financial challenge?

To change my mindset. I grew up thinking that getting money should be difficult or hard work, but once I changed my mindset, money came to me easily. One of the things that helped me was reading The Secret. It introduced me to the fact that we can change our destiny. Then once my spiritual journey began six years ago, I learnt to enjoy the moment, not to worry so much about the future and not to dwell on the past.

Why did you decide to set up a reiki business?

It's not that I decided, it's just where life took me. I have always wanted to be a healer and have always attracted people who want to talk to me about their problems. This is my purpose and it just took me time to reach here. I love my work and actually forget sometimes that I also have to be paid. After doing a session of reiki with a client, I feel so fulfilled that when people hand me money, I think, "Oh yes, I get paid for this".

What do you invest in?

I invest in life, particularly in whatever increases my knowledge, such as books or training. I also like to travel and I love spas and pampering myself. I make sure I'm covered for at least a few months, but I also make sure that I live. No one knows what's going to happen tomorrow, so I might as well enjoy life. I also invest in gifts for my nieces and nephews. It's also important to share your wealth - part of happiness is to share.

Is money important to you?

Of course. Having enough money is part of having an abundant life. It's important to have shelter and be able to go out. You can't be happy if you're poor and worried about your bills. But it's also important that I earn my money in an ethical way. If you have a lot of money and it's not earned ethically, it might just cause you misery, whereas if you only have a little money, but it came in a nice way, it will be far more profitable. There are a lot of people who come for a reiki session and I don't feel I can do reiki with them because I don't click with them. It's not a job I can do just for money. It's very personal and intimate.

AIDA RETURNS

Director: Carol Mansour

Starring: Aida Abboud, Carol Mansour

Rating: 3.5./5

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Company profile

Name: Yodawy
Based: Egypt
Founders: Karim Khashaba, Sherief El-Feky and Yasser AbdelGawad
Sector:
HealthTech
Total funding: $24.5 million
Investors: Algebra Ventures, Global Ventures, MEVP and Delivery Hero Ventures, among others
Number of employees:
500

Mission: Impossible - Dead Reckoning Part One

Director: Christopher McQuarrie
Stars: Tom Cruise, Hayley Atwell, Pom Klementieff, Simon Pegg
Rating: 4/5

EMIRATES'S REVISED A350 DEPLOYMENT SCHEDULE

Edinburgh: November 4 (unchanged)

Bahrain: November 15 (from September 15); second daily service from January 1

Kuwait: November 15 (from September 16)

Mumbai: January 1 (from October 27)

Ahmedabad: January 1 (from October 27)

Colombo: January 2 (from January 1)

Muscat: March 1 (from December 1)

Lyon: March 1 (from December 1)

Bologna: March 1 (from December 1)

Source: Emirates

Attacks on Egypt’s long rooted Copts

Egypt’s Copts belong to one of the world’s oldest Christian communities, with Mark the Evangelist credited with founding their church around 300 AD. Orthodox Christians account for the overwhelming majority of Christians in Egypt, with the rest mainly made up of Greek Orthodox, Catholics and Anglicans.

The community accounts for some 10 per cent of Egypt’s 100 million people, with the largest concentrations of Christians found in Cairo, Alexandria and the provinces of Minya and Assiut south of Cairo.

Egypt’s Christians have had a somewhat turbulent history in the Muslim majority Arab nation, with the community occasionally suffering outright persecution but generally living in peace with their Muslim compatriots. But radical Muslims who have first emerged in the 1970s have whipped up anti-Christian sentiments, something that has, in turn, led to an upsurge in attacks against their places of worship, church-linked facilities as well as their businesses and homes.

More recently, ISIS has vowed to go after the Christians, claiming responsibility for a series of attacks against churches packed with worshippers starting December 2016.

The discrimination many Christians complain about and the shift towards religious conservatism by many Egyptian Muslims over the last 50 years have forced hundreds of thousands of Christians to migrate, starting new lives in growing communities in places as far afield as Australia, Canada and the United States.

Here is a look at major attacks against Egypt's Coptic Christians in recent years:

November 2: Masked gunmen riding pickup trucks opened fire on three buses carrying pilgrims to the remote desert monastery of St. Samuel the Confessor south of Cairo, killing 7 and wounding about 20. IS claimed responsibility for the attack.

May 26, 2017: Masked militants riding in three all-terrain cars open fire on a bus carrying pilgrims on their way to the Monastery of St. Samuel the Confessor, killing 29 and wounding 22. ISIS claimed responsibility for the attack.

April 2017: Twin attacks by suicide bombers hit churches in the coastal city of Alexandria and the Nile Delta city of Tanta. At least 43 people are killed and scores of worshippers injured in the Palm Sunday attack, which narrowly missed a ceremony presided over by Pope Tawadros II, spiritual leader of Egypt Orthodox Copts, in Alexandria's St. Mark's Cathedral. ISIS claimed responsibility for the attacks.

February 2017: Hundreds of Egyptian Christians flee their homes in the northern part of the Sinai Peninsula, fearing attacks by ISIS. The group's North Sinai affiliate had killed at least seven Coptic Christians in the restive peninsula in less than a month.

December 2016: A bombing at a chapel adjacent to Egypt's main Coptic Christian cathedral in Cairo kills 30 people and wounds dozens during Sunday Mass in one of the deadliest attacks carried out against the religious minority in recent memory. ISIS claimed responsibility.

July 2016: Pope Tawadros II says that since 2013 there were 37 sectarian attacks on Christians in Egypt, nearly one incident a month. A Muslim mob stabs to death a 27-year-old Coptic Christian man, Fam Khalaf, in the central city of Minya over a personal feud.

May 2016: A Muslim mob ransacks and torches seven Christian homes in Minya after rumours spread that a Christian man had an affair with a Muslim woman. The elderly mother of the Christian man was stripped naked and dragged through a street by the mob.

New Year's Eve 2011: A bomb explodes in a Coptic Christian church in Alexandria as worshippers leave after a midnight mass, killing more than 20 people.

Kill

Director: Nikhil Nagesh Bhat

Starring: Lakshya, Tanya Maniktala, Ashish Vidyarthi, Harsh Chhaya, Raghav Juyal

Rating: 4.5/5

Friday's schedule in Madrid

Men's quarter-finals

Novak Djokivic (1) v Marin Cilic (9) from 2pm UAE time

Roger Federer (4) v Dominic Thiem (5) from 7pm

Stefanos Tsitsipas (8) v Alexander Zverev (3) from 9.30pm

Stan Wawrinka v Rafael Nadal (2) from 11.30pm

Women's semi-finals

Belinda Bencic v Simona Halep (3) from 4.30pm

Sloane Stephens (8) v Kiki Bertens (7) from 10pm

COMPANY PROFILE

Name: Xpanceo

Started: 2018

Founders: Roman Axelrod, Valentyn Volkov

Based: Dubai, UAE

Industry: Smart contact lenses, augmented/virtual reality

Funding: $40 million

Investor: Opportunity Venture (Asia)

The Bloomberg Billionaire Index in full

1 Jeff Bezos $140 billion
2 Bill Gates $98.3 billion
3 Bernard Arnault $83.1 billion
4 Warren Buffett $83 billion
5 Amancio Ortega $67.9 billion
6 Mark Zuckerberg $67.3 billion
7 Larry Page $56.8 billion
8 Larry Ellison $56.1 billion
9 Sergey Brin $55.2 billion
10 Carlos Slim $55.2 billion

TWISTERS

Director: Lee Isaac Chung

Starring: Glenn Powell, Daisy Edgar-Jones, Anthony Ramos

Rating: 2.5/5


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