DUBAI - MAY 30,2010 - Bronwyn Sherman jewelry maker and traveller pose for a photograph at her house in Dubai. ( Paulo Vecina/The National )
Bronwyn Sherman imports most of her materials from India and sells her creations for about Dh180 to Dh380 each.

I'm stringing together a decent living



When it comes to earning a living, I have never wanted a conventional job. Just the idea of it makes me feel like I am being strangled. Instead, I've spent the past few years creating an alternative for myself. This lets me travel and earn a living wherever I happen to be. I design and make my own jewellery. Today, I have customers around the world - and that includes Dubai. I've been in the UAE for three years, although I travel regularly to India, South Africa and Europe to buy raw materials for my jewellery.

I live like a gypsy, travelling and making do with what I have around me and solving problems as they pop up. I love that. At the moment, I live with my aunt in Umm Suqeim. I am very lucky not to pay rent, although I do support myself through my business and contribute food for the house. I'm from Johannesburg (in South Africa). My father is an electronic engineer and my mum is a dance teacher. I lived in Cape Town for eight years while studying, and have been travelling for the last four. I am 30 now. Looking back, I'm grateful for the values I learnt growing up. There was abundance, but never excess.

I decided I wanted to travel while I was studying in Cape Town. I had done several degrees over a period of eight years: social science, a Steiner-Waldorf education degree and an arts degree. My parents supported me financially through this, and my studies cost an average of 15,000 South African rand (Dh7,000) a year. When I graduated in 2005, there was naturally pressure to be responsible and get a job. I was extremely blessed because of the financial support, and yet also a little at a disadvantage because of this strong pressure to follow a traditional path.

At 26, I was expected to take the path to financial independence and responsibility. But I had a burning desire to travel, not to look for a job. I was immature when it came to money and didn't have the will or motivation to work. After I graduated, I met a group of travellers who made jewellery using natural materials: bone, crystals, wood and shells. I learnt some knotting patterns and became interested in creating instead of buying. My entrepreneurial side was budding.

The influence around me was about goals and jobs and a fear of alternative ways to live. But you can't pull on a plant to make it grow. Instead of settling down, I decided to go to India. In my last year of study, I started a small business bringing in environmentally sustainable sanitary products for women. It never made much money - around 3,000 to 4,000 rand a month, just enough to fund a plane ticket and four months in India, which is a cheap country to live in.

I spent four months in India in the summer and fall of 2006, using the small profits from my business to pay for my daily expenses. I went to Delhi, and to the foothills of the Himalayas and on to Rajasthan. When I was a child, my parents had invested in a house for myself and my brother and sister. They sold it when I was 19 and the money was split equally between the three of us. My share was around 150,000 rand - an incredible gift.

I had never really touched this savings before, but now I used 20,000 rand to invest in the beginnings of my business. I purchased the raw materials for making jewellery and shipped them back home, while making some pieces there and selling them to fellow travellers in India. I sold my first two pieces of jewellery for 700 rupees (Dh55). When I got back to South Africa, I started to sell my work in earnest. Once, I rented a stall at a trance music festival, with a big red tent that my friends made. Making things is a big part of my saving philosophy: make your own, don't buy, but barter and trade. I was quite nervous about selling my jewellery at the festival, but I happened to invite a guy to share my stall who was selling his jewellery under a nearby tree. He had bags of confidence, hiked up my prices way beyond what I would have dared to sell them for, and they were flying out. It was a good start to my business.

In June 2008, I went to Europe for three months and joined the Organic Caravan, a group of people going to festivals selling their products and living off the proceeds. I would earn up to several hundred euros a festival, use them up over the next few weeks and then earn some more. We went to festivals in Germany, Italy, France, Spain and Portugal. Although I didn't know how much I'd earn week to week, I have a motto that if you're not living on the edge you're taking up too much space.

If money starts to run out, I don't panic. I just trust that it will come back again at the right time. After the caravan, I went to visit my brother in London - a tough city to have no money in. It was a real contrast to travelling. I had to face up to some hard truths about my lifestyle: even though I was living life "my way", like Frank Sinatra, and supporting myself 80 per cent of the time, my dad was still paying for my medical insurance.

I knew I had come very far, but it was time to move on; London was not a good place to sell my work, although I did teach my first workshop there, teaching people how to make the jewellery. I charged around £20 (Dh106) per person. My mum moved to the UAE in 2007 to take a job as a dance teacher and I followed her not long after that. Up to this point, I had been living very cheaply. I was used to camping and making do with what was around me. I like this way of living so it was a leap for me to come to a city like Dubai where everything is about the higher end of life.

However, within a month or so, I started selling jewellery in Dubai through contacts in schools, fairs in Dubai and ARTE Dubai. Dubai is great for networking. It blew me over - people have the sense of what it is to be a fish out of water and are incredibly kind and supportive. For example, instead of paying for venues, I might offer a free necklace or a free workshop. I don't take from people. I won't pay Dh500 for a venue, and I know that if I can give a gift in exchange I may not have to pay. I keep my overheads as low as possible. I get my jewellery materials - minerals, fossils, stones, strings, beads and silver - from India, South Africa, Dubai and Europe.

My pieces sell for about Dh180 to Dh380, usually, and I have a variety of necklaces, bracelets, earrings, head pieces, arm pieces and window hangings at any one time. These are made from woven embroidery string, stones, crystals and beads. I also exhibit at ARTE Dubai, a popular art and craft fair. I pay around Dh200 a day for a table and make Dh3,000, on average. I sold 13 pieces at the last one, earning Dh3,500. I might do two to three ARTE fairs a month, plus two coffee mornings and two workshops. Around Christmas, it gets busier. A lot of my customers are repeat customers, which is really nice, and I'm very grateful for the support of the community.

I don't just sell in Dubai. I sell wherever I am: South Africa, Dubai, Europe, India. I also have a website where people can order custom made pieces, at www.decowyn.etsy.com. This is just starting to get off the ground, and I've sold to people in America and Holland who have seen my work online. I also aim to start getting my jewellery into some exclusive shops or art galleries where they stock unique handcrafts or art.

In this way I hope to establish more of an international presence. It takes around five hours to make each piece. Sometimes I think I can't make them fast enough to generate enough income. So in addition, I'm doing workshops, charging Dh500 for each session. I do them every month or so. I like to think that part of my role on this planet is to remind people that there are alternative ways to live that are a bit outside the box. I don't really save money at the moment, but I make sure I do not go into debt. Sometimes, if I have cash flow issues, I draw on my inheritance money, but I always put it back. I spend money on my business and on travel.

Annually, I probably spend around Dh4,000 on flights and Dh1,000 on public transport here. Some days I won't spend anything on myself, while other days Dh100 to Dh200 might be spent on various expenses. I also spend my money on technology - a laptop, camera and iPod to take care of communication and my business. * As told to Jola Chudy

The five pillars of Islam

1. Fasting

2. Prayer

3. Hajj

4. Shahada

5. Zakat

OIL PLEDGE

At the start of Russia's invasion, IEA member countries held 1.5 billion barrels in public reserves and about 575 million barrels under obligations with industry, according to the agency's website. The two collective actions of the IEA this year of 62.7 million barrels, which was agreed on March 1, and this week's 120 million barrels amount to 9 per cent of total emergency reserves, it added.

The specs: 2018 Honda City

Price, base: From Dh57,000
Engine: 1.5L, in-line four-cylinder
Transmission: Continuously variable transmission
Power: 118hp @ 6,600rpm
Torque: 146Nm @ 4,600rpm
Fuel economy, combined: 5.8L / 100km

COMPANY PROFILE

Company name: Klipit

Started: 2022

Founders: Venkat Reddy, Mohammed Al Bulooki, Bilal Merchant, Asif Ahmed, Ovais Merchant

Based: Dubai, UAE

Industry: Digital receipts, finance, blockchain

Funding: $4 million

Investors: Privately/self-funded

'Unrivaled: Why America Will Remain the World’s Sole Superpower'
Michael Beckley, Cornell Press

England squad

Goalkeepers: Jordan Pickford, Nick Pope, Aaron Ramsdale

Defenders: Trent Alexander-Arnold, Conor Coady, Marc Guehi, Reece James, Harry Maguire, Tyrone Mings, Luke Shaw, John Stones, Ben White

Midfielders: Jude Bellingham, Conor Gallagher, Mason Mount, Jordan Henderson, Declan Rice, James Ward-Prowse

Forwards: Tammy Abraham, Phil Foden, Jack Grealish, Harry Kane, Bukayo Saka, Emile Smith Rowe, Raheem Sterling

Company Profile

Company name: Hoopla
Date started: March 2023
Founder: Jacqueline Perrottet
Based: Dubai
Number of staff: 10
Investment stage: Pre-seed
Investment required: $500,000

While you're here
The studios taking part (so far)
  1. Punch
  2. Vogue Fitness 
  3. Sweat
  4. Bodytree Studio
  5. The Hot House
  6. The Room
  7. Inspire Sports (Ladies Only)
  8. Cryo
2.0

Director: S Shankar

Producer: Lyca Productions; presented by Dharma Films

Cast: Rajnikanth, Akshay Kumar, Amy Jackson, Sudhanshu Pandey

Rating: 3.5/5 stars

Chef Nobu's advice for eating sushi

“One mistake people always make is adding extra wasabi. There is no need for this, because it should already be there between the rice and the fish.
“When eating nigiri, you must dip the fish – not the rice – in soy sauce, otherwise the rice will collapse. Also, don’t use too much soy sauce or it will make you thirsty. For sushi rolls, dip a little of the rice-covered roll lightly in soy sauce and eat in one bite.
“Chopsticks are acceptable, but really, I recommend using your fingers for sushi. Do use chopsticks for sashimi, though.
“The ginger should be eaten separately as a palette cleanser and used to clear the mouth when switching between different pieces of fish.”

Fight card

1. Featherweight 66kg: Ben Lucas (AUS) v Ibrahim Kendil (EGY)

2. Lightweight 70kg: Mohammed Kareem Aljnan (SYR) v Alphonse Besala (CMR)

3. Welterweight 77kg:Marcos Costa (BRA) v Abdelhakim Wahid (MAR)

4. Lightweight 70kg: Omar Ramadan (EGY) v Abdimitalipov Atabek (KGZ)

5. Featherweight 66kg: Ahmed Al Darmaki (UAE) v Kagimu Kigga (UGA)

6. Catchweight 85kg: Ibrahim El Sawi (EGY) v Iuri Fraga (BRA)

7. Featherweight 66kg: Yousef Al Husani (UAE) v Mohamed Allam (EGY)

8. Catchweight 73kg: Mostafa Radi (PAL) v Ahmed Abdelraouf of Egypt (EGY)

9.  Featherweight 66kg: Jaures Dea (CMR) v Andre Pinheiro (BRA)

10. Catchweight 90kg: Tarek Suleiman (SYR) v Juscelino Ferreira (BRA)

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
HWJN

Director: Yasir Alyasiri

Starring: Baraa Alem, Nour Alkhadra, Alanoud Saud

Rating: 3/5

The specs

Engine: 2.2-litre, turbodiesel

Transmission: 6-speed auto

Power: 160hp

Torque: 385Nm

Price: Dh116,900

On sale: now

MATCH INFO

Sheffield United 2 Bournemouth 1
United: Sharp (45+2'), Lundstram (84')
Bournemouth: C Wilson (13')

Man of the Match: Jack O’Connell (Sheffield United)

Company profile

Company: Splintr

Started: May 2019

Founders: Mohammad AlMheiri and Badr AlBadr

Based: Dubai and Riyadh

Sector: payments / FinTech

Size: 10 employees

Initial investment: undisclosed seven-figure sum / pre-seed

Stage: seed

Investors: angel investors

The biog

Age: 30

Position: Senior lab superintendent at Emirates Global Aluminium

Education: Bachelor of science in chemical engineering, post graduate degree in light metal reduction technology

Favourite part of job: The challenge, because it is challenging

Favourite quote: “Be the change you wish to see in the world,” Gandi

MATCH INFO

Uefa Champions League last 16, first leg

Liverpool v Bayern Munich, midnight, Wednesday, BeIN Sports

If you go...

Fly from Dubai or Abu Dhabi to Chiang Mai in Thailand, via Bangkok, before taking a five-hour bus ride across the Laos border to Huay Xai. The land border crossing at Huay Xai is a well-trodden route, meaning entry is swift, though travellers should be aware of visa requirements for both countries.

Flights from Dubai start at Dh4,000 return with Emirates, while Etihad flights from Abu Dhabi start at Dh2,000. Local buses can be booked in Chiang Mai from around Dh50

Second ODI

England 322-7 (50 ovs)
India 236 (50 ovs)

England win by 86 runs

Next match: Tuesday, July 17, Headingley 

The specs

Engine: 6.2-litre V8

Transmission: ten-speed

Power: 420bhp

Torque: 624Nm

Price: Dh325,125

On sale: Now

Courses at Istituto Marangoni, Dubai

Undergraduate courses
Interior Design; Product Design; Visual Design; Fashion Design & Accessories; Fashion Styling & Creative Direction; Fashion Business; Foundation in Fashion; Foundation in Design
Professional courses
Fashion e-Commerce & Digital Marketing; Fashion Entrepreneurship; Fashion Luxury Retail and Visual Merchandising
Short courses
Fashion design; Fashion Image & Styling; Fashion Trend Forecasting; Interior Design; Digital Art in Fashion
More information is at www.istitutomarangoni.com

CONFIRMED LINE-UP

Elena Rybakina (Kazakhstan)
Ons Jabeur (Tunisia)
Maria Sakkari (Greece)
Barbora Krejčíková (Czech Republic)
Beatriz Haddad Maia (Brazil)
Jeļena Ostapenko (Latvia)
Liudmila Samsonova
Daria Kasatkina 
Veronika Kudermetova 
Caroline Garcia (France) 
Magda Linette (Poland) 
Sorana Cîrstea (Romania) 
Anastasia Potapova 
Anhelina Kalinina (Ukraine)  
Jasmine Paolini (Italy) 
Emma Navarro (USA) 
Lesia Tsurenko (Ukraine)
Naomi Osaka (Japan) - wildcard
Emma Raducanu (Great Britain) - wildcard
Alexandra Eala (Philippines) - wildcard

How to invest in gold

Investors can tap into the gold price by purchasing physical jewellery, coins and even gold bars, but these need to be stored safely and possibly insured.

A cheaper and more straightforward way to benefit from gold price growth is to buy an exchange-traded fund (ETF).

Most advisers suggest sticking to “physical” ETFs. These hold actual gold bullion, bars and coins in a vault on investors’ behalf. Others do not hold gold but use derivatives to track the price instead, adding an extra layer of risk. The two biggest physical gold ETFs are SPDR Gold Trust and iShares Gold Trust.

Another way to invest in gold’s success is to buy gold mining stocks, but Mr Gravier says this brings added risks and can be more volatile. “They have a serious downside potential should the price consolidate.”

Mr Kyprianou says gold and gold miners are two different asset classes. “One is a commodity and the other is a company stock, which means they behave differently.”

Mining companies are a business, susceptible to other market forces, such as worker availability, health and safety, strikes, debt levels, and so on. “These have nothing to do with gold at all. It means that some companies will survive, others won’t.”

By contrast, when gold is mined, it just sits in a vault. “It doesn’t even rust, which means it retains its value,” Mr Kyprianou says.

You may already have exposure to gold miners in your portfolio, say, through an international ETF or actively managed mutual fund.

You could spread this risk with an actively managed fund that invests in a spread of gold miners, with the best known being BlackRock Gold & General. It is up an incredible 55 per cent over the past year, and 240 per cent over five years. As always, past performance is no guide to the future.

Getting there

The flights

Flydubai operates up to seven flights a week to Helsinki. Return fares to Helsinki from Dubai start from Dh1,545 in Economy and Dh7,560 in Business Class.

The stay

Golden Crown Igloos in Levi offer stays from Dh1,215 per person per night for a superior igloo; www.leviniglut.net 

Panorama Hotel in Levi is conveniently located at the top of Levi fell, a short walk from the gondola. Stays start from Dh292 per night based on two people sharing; www. golevi.fi/en/accommodation/hotel-levi-panorama

Arctic Treehouse Hotel in Rovaniemi offers stays from Dh1,379 per night based on two people sharing; www.arctictreehousehotel.com

THE 12 BREAKAWAY CLUBS

England

Arsenal, Chelsea, Liverpool, Manchester City, Manchester United, Tottenham Hotspur

Italy
AC Milan, Inter Milan, Juventus

Spain
Atletico Madrid, Barcelona, Real Madrid

Company Profile

Company name: NutriCal

Started: 2019

Founder: Soniya Ashar

Based: Dubai

Industry: Food Technology

Initial investment: Self-funded undisclosed amount

Future plan: Looking to raise fresh capital and expand in Saudi Arabia

Total Clients: Over 50


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