Abbas Jaffar Ali and Hitesh Uchil have launched Helwa, an app which saves and automatically applies discount coupon codes from the internet on users' online purchases. Chris Whiteoak / The National
Abbas Jaffar Ali and Hitesh Uchil have launched Helwa, an app which saves and automatically applies discount coupon codes from the internet on users' online purchases. Chris Whiteoak / The National
Abbas Jaffar Ali and Hitesh Uchil have launched Helwa, an app which saves and automatically applies discount coupon codes from the internet on users' online purchases. Chris Whiteoak / The National
Abbas Jaffar Ali and Hitesh Uchil have launched Helwa, an app which saves and automatically applies discount coupon codes from the internet on users' online purchases. Chris Whiteoak / The National

How to save money when shopping online


Deepthi Nair
  • English
  • Arabic

Shopping online became the new normal during the coronavirus-induced movement restrictions, with many residents quickly adapting to browsing for items on their phones and laptops.

As malls reopen, some consumers are choosing to stick with the digital option, partly to reduce their exposure to other shoppers, but also to cut the cost of a basket of items by using savings and discount coupons.

Although coupon websites are ubiquitous in the UAE, shoppers often need to scour the internet to manually search for and verify discount codes that offer the best savings.

Find out if the discount is a real discount. A lot of stores promote a higher discount so users feel it is an attractive deal while in reality the product might always have been at this price.

Helwa, a free app that finds the best coupon codes and cashback offers on the internet and automatically applies them to your online shopping cart, hopes to remove this hassle for online shoppers. The brainchild of founders Hitesh Uchil and Abbas Jaffar Ali, who have backgrounds in technology and gaming media, the app went live at the end of last month. It currently works with 35 websites, says Mr Uchil, and hopes to up that to 60 by the end of the month across all categories such as fashion, food and children's accessories.

"In the first couple of days after its launch, Helwa has seen over 200 downloads," he adds. "On the first day, we helped users with $1,200 [Dh4,407] worth of savings. We are looking to add cashbacks in the next two weeks."

Helwa works with online shopping websites such as Namshi, GAP, H&M, Mamas and Papas, Bath & Body Works, Fresh to Home, Pottery Barn and others. Savings on these stores range from 5 per cent to 30 per cent. The Helwa browser extension helps the user by finding the coupon with the biggest discount on their purchase.

While the free web browser app currently works exclusively with Google Chrome on a user's desktop, mobile shoppers on both Android and iPhone can copy any coupons validated on Helwa and paste them separately on partner shopping apps for their online purchases, explains Mr Ali.

With so much uncertainty around the coronavirus outbreak and many UAE residents keen to cut costs, here's a comprehensive guide on how to save while shopping online.

Compare, compare, compare

Your first step should be to compare prices of the particular item you want across different sites.

Haneen Dabain, co-founder of Pricena.com, a price comparison website in the UAE, advises users to check whether the price advertised is the best in the market.

“Find out if the discount is a real discount. A lot of stores promote a higher discount so users feel it is an attractive deal while in reality the product might always have been at this price," she says.

Haneen Dabain, co-founder of price comparison website Pricena, says users must do thorough research and check prices on the internet before buying something online. Reem Mohammed / The National
Haneen Dabain, co-founder of price comparison website Pricena, says users must do thorough research and check prices on the internet before buying something online. Reem Mohammed / The National

Ms Dabain says users can save up to Dh600 by purchasing a mobile phone online through a platform like Pricena.com, which refers shoppers to third party online retailers. For high-priced appliances such as fridges and TVs, users can save up to Dh2,000 on the comparison website. However, she adds that offline stores can also offer good prices if there is a sale.

“During the pandemic, we noticed a 50 per cent increase in visits to our website as well as leads to online shops. Conversion rates have also increased. The shopping cart value has also gone up. People are buying more items in a single transaction than before,” Ms Dabain says.

While prices have increased for in-demand products such as masks, gloves and cleaning products on the price comparison website, they have lowered in categories like electronics and fashion.

Buy discount coupons

A number of coupon websites in the UAE help users save on costs. However, users checking deals on stand-alone coupon websites, such as Groupon and Cobone, must read the terms and conditions and be aware of exclusions before making the purchase.

“From blackout dates and short validities in terms of expiry dates, to no guarantee of availability, buyers must read the fine print before buying a coupon/voucher," says Ambareen Musa, founder and chief executive, Souqalmal.com.

"Further, vouchers that offer a percentage discount may have a minimum spend limit attached to them, so that’s worth checking beforehand too."

Check the shipping rate

Online shoppers should look out for free delivery options because delivery charges can significantly increase an online shopping bill. Express delivery often comes at a premium too. Some sites, for example, offer free delivery if the value of your purchase crosses a certain amount. Therefore, there is value in making bulk purchases.

"If users are not in a hurry to buy the product, they can wait for a few days and not pay extra for express delivery," says Ms Dabain.

For instance, Amazon Prime subscribers get free next-day delivery across the UAE with no minimum purchase on thousands of products.

Keep tabs on bank offers

Your credit card or debit card provider will have a list of discounts or cashback offers, as retailers and service providers tie up with banks on exclusive deals to bank customers.

Emirates NBD card holders, for example, are entitled to special offers and discounts on electronics, travel, shopping, spa and restaurant deals.

Sign up for online newsletters

One of the easiest ways to stay on top of sales, promotions, seasonal offers and stock clearance discounts is to sign up for your favourite shopping website’s online newsletters, says Ms Musa.

"You could also receive discount codes through these newsletters," she adds.

For instance, you can sign up for newsletters from The Dubai Mall to be informed of all the latest promotions and discounts offered by all its retailers.

Stay ahead of dynamic pricing

Online shoppers should also consider their browsing history when they shop online, says Ms Musa.

“Have you ever seen the price of a flight ticket or hotel go up a little bit, every time you visit the site and check? That’s dynamic pricing in action, where merchants manipulate prices based on your browsing pattern, spending behaviour and overall demand for the item/service in question," she adds. "Try clearing your browser history and deleting cookies, or even switching to incognito browsing mode to beat this sneaky tactic."

Cut down on eating out

For many UAE residents, the movement restrictions saw their spend on restaurant dine-ins hit the zero mark while their expenditure on food delivery increased. However, as these measures eased, many residents continued to be cautious about dining out.

Last month, more than 200 restaurant owners in the UAE clubbed together to launch a food delivery app and website called GoFood to eliminate delivery fees for consumers. Available to download on iOS and Android, the app rewards consumers with Dh200 worth of loyalty points when they download it. For every Dh10 spent on the platform, customers earn Dh1 and they have six months to redeem the accrued points.

Meanwhile, The Entertainer, a money-saving app, reported a 100 per cent increase in food delivery orders during the pandemic in the UAE.

Mike Rich, International Marketing Director at The Entertainer, says efforts are on to make the money-saving app much more affordable. Courtesy The Entertainer
Mike Rich, International Marketing Director at The Entertainer, says efforts are on to make the money-saving app much more affordable. Courtesy The Entertainer

“A lot of people have taken a reduction in salaries or lost jobs. They are trying to save money and we want to enable it. We have added a lot of quick service restaurants and mid-range restaurants to the app,” says Mike Rich, international marketing director, The Entertainer.

During the pandemic, the app was offered free to give people access to 25 per cent discounts on deliveries. The Entertainer also offered 25 per cent off food deliveries to clients of its partners such as Visa and MasterCard. These offers were valid from March until the end of June. However, Entertainer members are still entitled to both buy-one-get-one-free offers and the 25 per cent discount on deliveries.

Members of The Entertainer app spent Dh70 to Dh80 on average on food delivery in the UAE during the pandemic, Mr Rich says, with the health and beauty sectors now seeing a big resurgence in activity on the app as people start moving around more normally.

For the uninitiated, when users download The Entertainer app for free they receive one free trial. They also gain access to thousands of buy-one-get-one-free discounts as well as percentage discounts in categories across food and drinks, attractions, such as water parks, as well as retail, travel and everyday services such as eye tests.

The company says it is now looking at making its product more affordable. “In 2021, we are looking at a repricing structure. We are adding more products and offers for our members to use and save as much money as possible,” Mr Rich adds.

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Sun jukebox

Rufus Thomas, Bear Cat (The Answer to Hound Dog) (1953)

This rip-off of Leiber/Stoller’s early rock stomper brought a lawsuit against Phillips and necessitated Presley’s premature sale to RCA.

Elvis Presley, Mystery Train (1955)

The B-side of Presley’s final single for Sun bops with a drummer-less groove.

Johnny Cash and the Tennessee Two, Folsom Prison Blues (1955)

Originally recorded for Sun, Cash’s signature tune was performed for inmates of the titular prison 13 years later.

Carl Perkins, Blue Suede Shoes (1956)

Within a month of Sun’s February release Elvis had his version out on RCA.

Roy Orbison, Ooby Dooby (1956)

An essential piece of irreverent juvenilia from Orbison.

Jerry Lee Lewis, Great Balls of Fire (1957)

Lee’s trademark anthem is one of the era’s best-remembered – and best-selling – songs.

A Prayer Before Dawn

Director: Jean-Stephane Sauvaire

Starring: Joe Cole, Somluck Kamsing, Panya Yimmumphai

Three stars

Past winners of the Abu Dhabi Grand Prix

2016 Lewis Hamilton (Mercedes-GP)

2015 Nico Rosberg (Mercedes-GP)

2014 Lewis Hamilton (Mercedes-GP)

2013 Sebastian Vettel (Red Bull Racing)

2012 Kimi Raikkonen (Lotus)

2011 Lewis Hamilton (McLaren)

2010 Sebastian Vettel (Red Bull Racing)

2009 Sebastian Vettel (Red Bull Racing)

 

War and the virus
Electric scooters: some rules to remember
  • Riders must be 14-years-old or over
  • Wear a protective helmet
  • Park the electric scooter in designated parking lots (if any)
  • Do not leave electric scooter in locations that obstruct traffic or pedestrians
  • Solo riders only, no passengers allowed
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Persuasion
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Profile Periscope Media

Founder: Smeetha Ghosh, one co-founder (anonymous)

Launch year: 2020

Employees: four – plans to add another 10 by July 2021

Financing stage: $250,000 bootstrap funding, approaching VC firms this year

Investors: Co-founders

AndhaDhun

Director: Sriram Raghavan

Producer: Matchbox Pictures, Viacom18

Cast: Ayushmann Khurrana, Tabu, Radhika Apte, Anil Dhawan

Rating: 3.5/5

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

Landfill in numbers

• Landfill gas is composed of 50 per cent methane

• Methane is 28 times more harmful than Co2 in terms of global warming

• 11 million total tonnes of waste are being generated annually in Abu Dhabi

• 18,000 tonnes per year of hazardous and medical waste is produced in Abu Dhabi emirate per year

• 20,000 litres of cooking oil produced in Abu Dhabi’s cafeterias and restaurants every day is thrown away

• 50 per cent of Abu Dhabi’s waste is from construction and demolition

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Mumbai Indians 181-4 (20 ovs)
Kolkata Knight Riders 168-6 (20ovs)

Mumbai won by 13 runs

Rajasthan Royals 152-9 (20 ovs)
Kings XI Punjab 155-4 (18.4 ovs)

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One 45-minute class per week in Standard Arabic is not sufficient

The goal should be for grade 1 and 2 students to become fluent readers

Subjects like technology, social studies, science can be taught in later grades

Grade 1 curricula should include oral instruction in Standard Arabic

First graders must regularly practice individual letters and combinations

Time should be slotted in class to read longer passages in early grades

Improve the appearance of textbooks

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Conjugations of most common verb forms should be taught

Systematic learning of Standard Arabic grammar

The specs

AT4 Ultimate, as tested

Engine: 6.2-litre V8

Power: 420hp

Torque: 623Nm

Transmission: 10-speed automatic

Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)

On sale: Now

Results

4pm: Al Bastakiya – Listed (TB) $150,000 (Dirt) 1,900m; Winner: Panadol, Mickael Barzalona (jockey), Salem bin Ghadayer (trainer)

4.35pm: Dubai City Of Gold – Group 2 (TB) $228,000 (Turf) 2,410m; Winner: Walton Street, William Buick, Charlie Appleby

5.10pm: Mahab Al Shimaal – Group 3 (TB) $228,000 (D) 1,200m; Winner: Canvassed, Pat Dobbs, Doug Watson

5.45pm: Burj Nahaar – Group 3 (TB) $228,000 (D) 1,600m; Winner: Midnight Sands, Pat Dobbs, Doug Watson

6.20pm: Jebel Hatta – Group 1 (TB) $260,000 (T) 1,800m; Winner: Lord Glitters, Daniel Tudhope, David O’Meara

6.55pm: Al Maktoum Challenge Round-1 – Group 1 (TB) $390,000 (D) 2,000m; Winner: Salute The Soldier, Adrie de Vries, Fawzi Nass

7.30pm: Nad Al Sheba – Group 3 (TB) $228,000 (T) 1,200m; Winner: Final Song, Frankie Dettori, Saeed bin Suroor

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Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

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UAE squad

Esha Oza (captain), Al Maseera Jahangir, Emily Thomas, Heena Hotchandani, Indhuja Nandakumar, Katie Thompson, Lavanya Keny, Mehak Thakur, Michelle Botha, Rinitha Rajith, Samaira Dharnidharka, Siya Gokhale, Sashikala Silva, Suraksha Kotte, Theertha Satish (wicketkeeper) Udeni Kuruppuarachchige, Vaishnave Mahesh.

UAE tour of Zimbabwe

All matches in Bulawayo
Friday, Sept 26 – First ODI
Sunday, Sept 28 – Second ODI
Tuesday, Sept 30 – Third ODI
Thursday, Oct 2 – Fourth ODI
Sunday, Oct 5 – First T20I
Monday, Oct 6 – Second T20I

US tops drug cost charts

The study of 13 essential drugs showed costs in the United States were about 300 per cent higher than the global average, followed by Germany at 126 per cent and 122 per cent in the UAE.

Thailand, Kenya and Malaysia were rated as nations with the lowest costs, about 90 per cent cheaper.

In the case of insulin, diabetic patients in the US paid five and a half times the global average, while in the UAE the costs are about 50 per cent higher than the median price of branded and generic drugs.

Some of the costliest drugs worldwide include Lipitor for high cholesterol. 

The study’s price index placed the US at an exorbitant 2,170 per cent higher for Lipitor than the average global price and the UAE at the eighth spot globally with costs 252 per cent higher.

High blood pressure medication Zestril was also more than 2,680 per cent higher in the US and the UAE price was 187 per cent higher than the global price.

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Specs

Engine: 51.5kW electric motor

Range: 400km

Power: 134bhp

Torque: 175Nm

Price: From Dh98,800

Available: Now