FIFA 13 - due out next week - has gone one step further by adding the Saudi Pro League in the game, giving players the chance to control the likes of Al Ahli, Al Shabab and Al Ittihad.
FIFA 13 - due out next week - has gone one step further by adding the Saudi Pro League in the game, giving players the chance to control the likes of Al Ahli, Al Shabab and Al Ittihad.

Middle East fully on board with Fifa 13's inclusion of Saudi Pro League



At Games11, the region's biggest video games exhibition which last September took over The Dubai Mall ice-skating rink for three days, the hot news was that FIFA 12 was - for the first time in the hugely popular game's history - going to include Arabic commentary. The addition of Tunisia's Issam Chaouali and Saudi Arabia's Abdullah Al Harbi - both regional commentating legends - alongside their British counterparts Alan Smith and Martin Tyler set the Arab world's Fifa-playing community (which is rather sizeable) abuzz.

Games12 comes back to town this weekend. The event, which will see the biggest developers showcase upcoming blockbuster AAA titles such as Call of Duty: Black Ops 2 and Assassin's Creed III, is this time taking over a vast tent in Festival City for three days. An estimated 40,000 visitors came through the turnstiles in 2011 - twice the number the organisers had been expecting - and there was the feeling that the exhibitors simply didn't have enough space in the ice rink (which had been covered, of course) to display their wares.

Once again, Fifa is destined to be one of the talking points, largely because the latest edition, FIFA 13 - due out next week - has gone one step further by adding the Saudi Pro League in the game, giving players the chance to control the likes of Al Ahli, Al Shabab and Al Ittihad. Initial shots also show that the Al Hilal star Abdulaziz Al Dosari is set to grace the game's cover alongside Lionel Messi and the Manchester City keeper Joe Hart. Both the growth of the annual Games event and Fifa's Arabic content are just two examples of how video gaming across the Middle East has developed. The industry as a whole across the world has been progressing steadily - with some estimates suggesting that it'll be worth around US$70 billion (Dh257bn) by 2015 and big name franchises such as Activision's Call of Duty series regularly raking in more than Hollywood blockbusters. But the fact that the likes of Electronic Arts is now introducing Saudi players shows that big developers aren't simply throwing their marketing budgets on the region to improve sales, and are actually making content specifically aimed at local gamers.

"Fifa adding Arabic commentary was a massive milestone in the history of gaming here," says Nitin Mathew, a long-time games marketer and the founder of the Dubai-based Cygnus Communications, which is organising Games12. "But EA would not have done this if there wasn't a potential for commercial return. Gamers have been crying out for localisation for a long time. To be able to enjoy your favourite video game in your language is a wonderful experience."

The addition of Saudi teams this year is an obvious acknowledgement of the region's biggest gaming market, ahead of the UAE. And it has been Saudi gamers who have driven an explosive growth in traffic at the new IGN Middle East gaming website.

"Right now, we're getting around a million visitors a month from the Mena region," says Hitesh Uchil, the director of the website's publisher, T-Break Media, which has offices in Dubai and as part of Abu Dhabi's twofour54 media zone.

Uchil has been an integral part of the UAE's gaming community since he helped set up the Megamers.com website back in 2006. Earlier this year, it was announced that T-break and the global entertainment website network IGN Entertainment were partnering to launch IGN Middle East, into which Megamers has now been incorporated, again underlining the growing importance of the region within the eyes of the gaming world.

Before IGN came on board, Uchil estimates that Megamers was getting around 100,000 visitors a month. "With Megamers we were incredibly popular in the UAE, but with IGN it's pretty much the whole region."

The demographic of the Middle East certainly benefits the growth of video games, with around 60 per cent of the region under 30, as does the GCC's relative affluence and continually expanding retail opportunities.

"Also keep in mind that in markets such as Saudi, in terms of entertainment, there's very little to do and you don't exactly have clubs or cinemas to go to," adds Uchil. "So what else do you do than play video games?"

Fifa 12 was destined to be a success with or without Arabic commentary, but the addition undoubtedly saw sales across the Arab-speaking world soar. And it's undoubtedly seen many other games developers sit up and take note.

"I think all companies are thinking along those lines," says Mathew. "The question is, do you add Arabic for the sake of adding Arabic, or do you make sure that adding Arabic enhances the experience for the consumer? Because otherwise, all you're doing is increasing the cost."

Mathew suggests that Arabic football commentary, which has its own unique style, lends itself to localisation within Fifa. "But if you're playing a racing game, do you really need Arabic commentary?"

Another game that he says would benefit from localisation would be the huge online role-player World of Warcraft, which has thousands of players across the regions, although he says it that would be a "mammoth task".

But while the likes of Electronic Arts and others are now looking at ways to Arabise their titles, some developers are looking to regional talent to help develop new games. Last year, Abu Dhabi's twofour54 announced that Ubisoft was to establish a games development studio within the media zone's new games academy, which this year accepted its first students. Bringing Ubisoft, which is one the world's biggest developers and has already impressed regional gamers with its culturally relevant Assassin's Creed franchise, to the UAE is a huge statement of intent.

"The UAE is definitely moving in the right direction," says Microsoft's regional head of interactive entertainment, Aman Sangar, who also believes that true localisation is a lot more than simply translating a game into Arabic. "But it takes a lot of effort for developments to start bearing fruit."

Sangar compares establishing a games studio to establishing a movie studio, something that can't just happen overnight but needs artists, actors, scriptwriters, directors, lighting experts and numerous other skilled individuals all getting involved.

"You can set it up, but the results are going to take some time. A typical blockbuster game takes about two years and needs about 200-250 people. It costs almost as much as a Hollywood movie, often more than $100 million."

There are already a small handful of regionally produced and regionally relevant games, such as Unearthed: The Trail of Ibn Battuta from the Saudi developers Semaphore, which saw players search for the treasure of the Arabian explorer and looked much like a Middle Eastern version of Unchartered. But a locally made blockbuster has yet to emerge, and Mathew is curious to see if it will.

"I'm waiting for someone to make one successful regional game so we can find out if gamers here really want something hardcore local," he says. "Because we still drive the same cars they drive in American and Europe. Do we want an absolutely locally made car? I don't know."

The commercial viability of such a game, particularly a blockbuster costing hundreds of millions of dollars to produce, could also be a factor. "If you're going to make a game that will only sell in this region, then the potential return on investment is limited," says Mathew.

"But the Ubisoft move is a sign that they recognise there is talent here. You never know, the next big AAA game from Ubisoft might be made by someone from the region."

Things Heard & Seen

Directed by: Shari Springer Berman, Robert Pulcini

Starring: Amanda Seyfried, James Norton

2/5

Tales of Yusuf Tadros

Adel Esmat (translated by Mandy McClure)

Hoopoe

The specs: 2017 Dodge Ram 1500 Laramie Longhorn

Price, base / as tested: Dhxxx
Engine: 5.7L V8
Transmission: Eight-speed automatic
Power: 395hp @ 5,600rpm
Torque: 556Nm @ 3,950rpm
Fuel economy, combined: 12.7L / 100km

The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE. 

Read part four: an affection for classic cars lives on

Read part three: the age of the electric vehicle begins

Read part two: how climate change drove the race for an alternative 

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Test

Director: S Sashikanth

Cast: Nayanthara, Siddharth, Meera Jasmine, R Madhavan

Star rating: 2/5

MATCH INFO

Manchester City 2 (Mahrez 04', Ake 84')

Leicester City 5 (Vardy 37' pen, 54', 58' pen, Maddison 77', Tielemans 88' pen)

Man of the match: Jamie Vardy (Leicester City)

Company Profile

Company name: NutriCal

Started: 2019

Founder: Soniya Ashar

Based: Dubai

Industry: Food Technology

Initial investment: Self-funded undisclosed amount

Future plan: Looking to raise fresh capital and expand in Saudi Arabia

Total Clients: Over 50

ICC Women's T20 World Cup Asia Qualifier 2025, Thailand

UAE fixtures
May 9, v Malaysia
May 10, v Qatar
May 13, v Malaysia
May 15, v Qatar
May 18 and 19, semi-finals
May 20, final

UAE currency: the story behind the money in your pockets

Top 5 concerns globally:

1. Unemployment

2. Spread of infectious diseases

3. Fiscal crises

4. Cyber attacks

5. Profound social instability

Top 5 concerns in the Mena region

1. Energy price shock

2. Fiscal crises

3. Spread of infectious diseases

4. Unmanageable inflation

5. Cyber attacks

Source: World Economic Foundation

Tips for SMEs to cope
  • Adapt your business model. Make changes that are future-proof to the new normal
  • Make sure you have an online presence
  • Open communication with suppliers, especially if they are international. Look for local suppliers to avoid delivery delays
  • Open communication with customers to see how they are coping and be flexible about extending terms, etc
    Courtesy: Craig Moore, founder and CEO of Beehive, which provides term finance and working capital finance to SMEs. Only SMEs that have been trading for two years are eligible for funding from Beehive.
You may remember …

Robbie Keane (Atletico de Kolkata) The Irish striker is, along with his former Spurs teammate Dimitar Berbatov, the headline figure in this season’s ISL, having joined defending champions ATK. His grand entrance after arrival from Major League Soccer in the US will be delayed by three games, though, due to a knee injury.

Dimitar Berbatov (Kerala Blasters) Word has it that Rene Meulensteen, the Kerala manager, plans to deploy his Bulgarian star in central midfield. The idea of Berbatov as an all-action, box-to-box midfielder, might jar with Spurs and Manchester United supporters, who more likely recall an always-languid, often-lazy striker.

Wes Brown (Kerala Blasters) Revived his playing career last season to help out at Blackburn Rovers, where he was also a coach. Since then, the 23-cap England centre back, who is now 38, has been reunited with the former Manchester United assistant coach Meulensteen, after signing for Kerala.

Andre Bikey (Jamshedpur) The Cameroonian defender is onto the 17th club of a career has taken him to Spain, Portugal, Russia, the UK, Greece, and now India. He is still only 32, so there is plenty of time to add to that tally, too. Scored goals against Liverpool and Chelsea during his time with Reading in England.

Emiliano Alfaro (Pune City) The Uruguayan striker has played for Liverpool – the Montevideo one, rather than the better-known side in England – and Lazio in Italy. He was prolific for a season at Al Wasl in the Arabian Gulf League in 2012/13. He returned for one season with Fujairah, whom he left to join Pune.