A woman hangs out clothes at a refugee camp in the border town of Yayladag in Turkey's Hatay province yesterday. The Turkish Red Crescent set up several camps in Yayladag when the first Syrian refugees arrived in April, and now plans to set up more. Osman Orsal / Reuters
A woman hangs out clothes at a refugee camp in the border town of Yayladag in Turkey's Hatay province yesterday. The Turkish Red Crescent set up several camps in Yayladag when the first Syrian refugeeShow more

More than 1,000 Syrian refugees cross into southern Turkey



ISTANBUL // The Ankara government has promised to shelter all Syrian refugees despite a wave of more than 1,000 people who entered southern Turkey in the last two days.

Although the bulk of the recent influx has been people fleeing violence in the north-western Syrian town of Jisr al Shughour, Ankara estimates that as many as 1.5 million refugees may eventually arrive.

"We will keep our door open to all our brothers who want to flee from Syria to our country," Turkey's prime minister, Recep Tayyip Erdogan, told Kral TV, a private television station, yesterday.

The prime minister said in his speech that 1,200 Syrian citizens had arrived in Turkey.

"Syria is of concern to us," Mr Erdogan added.

News reports quoting officials in Ankara yesterday put the total number of Syrian refugees in Turkey at about 1,600.

According to the Turkish press, Ankara expects up to 1.5 million Syrian refugees in a "disaster scenario".

The Turkish government has put aside 30 million lira (Dh70m) to pay for humanitarian aid for the refugees, the reports said.

The Turkish military is reported to be looking into creating a security zone along the border where refugees would be vetted before being sent on to camps.

Other reports said the Turkish army might send soldiers into Syria to create a Turkish-controlled haven for civilians.

Similar news reports last month were denied by officials in Ankara.

In his television interview yesterday, Mr Erdogan did not comment on the reports, but confirmed that his government was preparing for a massive influx of refugees.

"The refugee situation could move to Aleppo," the prime minister said. Aleppo, Syria's largest city with more than two million people, is about 50 kilometres south of the Turkish border.

Mr Erdogan said three southern provinces of Turkey, Hatay, Gaziantep and Mardin, could be affected.

The southern Turkish district of Yayladag, 20km from the border, has become the focal point for refugees.

Reports from human rights groups estimate that more than 1,000 protesters have been killed by Turkish authorities. The regime of the Syrian president, Bashar al Assad, which has intensified its crackdowns on the popular revolt that started in March, says that 120 policemen were killed by insurgents in Jisr al Shughour.

Most of the Syrians arriving in Turkey within the last two days had fled from Jisr al Shughour because they feared reprisals by the security forces there, the Turkish news agency Anadolu reported.

Syrian troops encircled the town yesterday, an activist told AP news agency.

Turkey's Red Crescent built several tent cities in Yayladag when the first Syrian refugees arrived in April. With many more Syrians arriving this week, the Red Crescent said it is planning to erect more refugee camps, Anadolu reported.

Syrians coming into the Turkish border village of Guvecc were taken to refugee camps by Turkish soldiers, news reports said.

An influx of refugees from Syria is exactly what Turkey has been trying to avoid in recent weeks. Mr Erdogan and other top politicians repeatedly called on the Assad regime to introduce democratic reforms.

Turkey and Syria share a border of almost 900km, and Turkish officials are concerned that a massive wave of refugees from their neighbour could destabilise the country's south.

Twenty years ago, Turkey was overwhelmed by the arrival of several hundred thousand Kurds from northern Iraq fleeing suppression by the regime of Saddam Hussein. Fighters of the Kurdistan Workers' Party, or PKK, a rebel group fighting for Kurdish self rule since 1984, entered Turkey with the refugees. The PKK's arrival triggered an upsurge of violence in Turkey's south-eastern region in the 1990s.

This time, Turkey wants to be prepared.

The government in Ankara has so far refrained from calling on Mr Assad to resign, although in recent weeks officials have voiced frustration over the Syria's slow pace of reform.

Last week, Ali Babacan, Mr Erdogan's economic minister and a deputy prime minister in his cabinet, confirmed for the first time that Ankara was talking to the Syrian opposition. Also last week, Ankara allowed several hundred representatives of Syrian opposition groups to gather in the southern Turkish resort of Antalya for a conference.

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Key figures in the life of the fort

Sheikh Dhiyab bin Isa (ruled 1761-1793) Built Qasr Al Hosn as a watchtower to guard over the only freshwater well on Abu Dhabi island.

Sheikh Shakhbut bin Dhiyab (ruled 1793-1816) Expanded the tower into a small fort and transferred his ruling place of residence from Liwa Oasis to the fort on the island.

Sheikh Tahnoon bin Shakhbut (ruled 1818-1833) Expanded Qasr Al Hosn further as Abu Dhabi grew from a small village of palm huts to a town of more than 5,000 inhabitants.

Sheikh Khalifa bin Shakhbut (ruled 1833-1845) Repaired and fortified the fort.

Sheikh Saeed bin Tahnoon (ruled 1845-1855) Turned Qasr Al Hosn into a strong two-storied structure.

Sheikh Zayed bin Khalifa (ruled 1855-1909) Expanded Qasr Al Hosn further to reflect the emirate's increasing prominence.

Sheikh Shakhbut bin Sultan (ruled 1928-1966) Renovated and enlarged Qasr Al Hosn, adding a decorative arch and two new villas.

Sheikh Zayed bin Sultan (ruled 1966-2004) Moved the royal residence to Al Manhal palace and kept his diwan at Qasr Al Hosn.

Sources: Jayanti Maitra, www.adach.ae

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Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now
The specs
Engine: Long-range single or dual motor with 200kW or 400kW battery
Power: 268bhp / 536bhp
Torque: 343Nm / 686Nm
Transmission: Single-speed automatic
Max touring range: 620km / 590km
Price: From Dh250,000 (estimated)
On sale: Later this year

Small Victories: The True Story of Faith No More by Adrian Harte
Jawbone Press

THE SPECS

Engine: 6.75-litre twin-turbocharged V12 petrol engine 

Power: 420kW

Torque: 780Nm

Transmission: 8-speed automatic

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On sale: Available for preorder now

RESULT

Everton 2 Huddersfield Town 0
Everton: 
Sigurdsson (47'), Calvert-Lewin (73')

Man of the Match: Dominic Calvert-Lewin (Everton)

Disclaimer

Director: Alfonso Cuaron 

Stars: Cate Blanchett, Kevin Kline, Lesley Manville 

Rating: 4/5

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Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
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Citadel: Honey Bunny first episode

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Stars: Varun Dhawan, Samantha Ruth Prabhu, Kashvi Majmundar, Kay Kay Menon

Rating: 4/5

Dubai World Cup Carnival card:

6.30pm: Handicap (Turf) | US$175,000 2,410 metres

7.05pm: UAE 1000 Guineas Trial Conditions (Dirt) $100,000 1,400m

7.40pm: Handicap (T) $145,000 1,000m

8.15pm: Dubawi Stakes Group 3 (D) $200,000 1,200m

8.50pm: Singspiel Stakes Group 3 (T) $200,000 1,800m

9.25pm: Handicap (T) | $175,000 1,400m

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Sav%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202021%3Cbr%3E%3Cstrong%3EFounder%3A%3C%2Fstrong%3E%20Purvi%20Munot%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20FinTech%3Cbr%3E%3Cstrong%3EFunding%3A%3C%2Fstrong%3E%20%24750%2C000%20as%20of%20March%202023%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Angel%20investors%3C%2Fp%3E%0A
RACE CARD

5pm: Sheikh Mansour bin Zayed Al Nahyan Racing Festival Purebred Arabian Cup Conditions (PA); Dh 200,000 (Turf) 1,600m
5.30pm: Sheikha Fatima bint Mubarak Cup Conditions (PA); Dh 200,000 (T) 1,600m
6pm: Sheikh Sultan bin Zayed Al Nahyan National Day Cup Listed (TB); Dh 380,000 (T) 1,600m
6.30pm: Sheikh Sultan bin Zayed Al Nahyan National Day Group 3 (PA); Dh 500,000 (T) 1,600m
7pm: Sheikh Sultan bin Zayed Al Nahyan National Day Jewel Crown Group 1 (PA); Dh 5,000,000 (T) 2,200m
7.30pm: Sheikh Mansour bin Zayed Al Nahyan Racing Festival Handicap (PA); Dh 150,000 (T) 1,400m
8pm: Wathba Stallions Cup Handicap (PA) Dh 100,000 (T); 1,400m

Score

Third Test, Day 2

New Zealand 274
Pakistan 139-3 (61 ov)

Pakistan trail by 135 runs with 7 wickets remaining in the innings

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Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Rating: 4/5
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
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Artist: Linkin Park

Label: Warner Records

Number of tracks: 11

Rating: 4/5