GUJRANWALA, PAKISTAN // A small-framed, bearded man in his thirties named Zubair walked into a computer repair shop in the Civil Lines suburb of Gujranwala, his eyes widening quizzically as he registered the playful taunts of his elder brother.
"He's got better things to do nowadays. Since he got married, it's been hard to prise him away from his wife. The business is in trouble," said Badr, directing his banter at the newlywed.
Zubair smiled shyly and joined the small group of people huddled in conversation between stacks of ageing PCs.
Assured by the right social introductions and the promise that his full identity would not be revealed, he introduced himself as the sole survivor of a squad of eight militants who had in October 1993 been besieged by Indian forces at the Muslim shrine of Hazratbal in the disputed territory of Kashmir.
Over cups of overly sweet milky tea, Zubair described how he had sneaked past a cordon of Indian troops and made it across the Line of Control, the heavily fortified de facto Kashmir border, back into Pakistani-administered territory.
"I was so close I could see the expressions on their faces. It's a miracle that they didn't see me. It was as if I was invisible to them," he said.
However, his return was viewed with suspicion by the Pakistani military's intelligence agencies, which from 1988 to 2002 deployed militants such as Zubair as strategic pawns in a barely covert guerrilla war against their conventionally more powerful neighbour.
"They couldn't believe he had survived unless he had been captured and turned by the Indians," said Salman, a school friend. "They detained and interrogated him for weeks before being convinced his return was a twist of fate."
Interjecting, Badr said the brothers, both activists of the Jama'at-i-Islami, a mainstream religious political party, had continued to participate in the violence, operating guerrilla training camps and getting them into Indian Kashmir until 2002, when the Pakistani military pulled the plug.
They were unhappy about the policy U-turn, conducted under immense pressure from the United States, after an abortive attack on the Indian parliament by the Jaish-i-Mohammed militant group in December 2001 brought the nuclear-armed South Asian rivals to the brink of all-out war.
"When the war reached the crucial point, the army showed it lacked the stomach for a final showdown," grumbled Zubair.
"Frankly, it was a dishonourable display of behaviour, and we have lost all respect for them."
Since then, like the thousands of other militants recruited from eastern districts of Punjab that border Indian Kashmir, Zubair has given up the gun and rejoined mainstream Pakistani society.
And while embittered by the army's change of tack and he was clearly enjoying the resumption of civilian life - especially one in which the romance of the early stages of an arranged marriage was taking priority over his mundane job of assembling computers from used parts and cheap Chinese casings.
Across town, in the sizeable garden of his home in Rahwali Cantonment, an army-administered upmarket suburb, another veteran militant was preparing to make the jump, as Winston Churchill once said, from "war-war" to "jaw-jaw".
Posters on the street-facing wall of the house announced the candidature of Shoaib, formerly a ranking recruiter for the Lashkar-i-Taiba (LiT) militant group, in forthcoming municipal elections. An index of his ambition was that the dates for the elections are still to be announced.
He downplayed the posters with false humility and related how he now had the time for a new career in politics because the intelligence agencies had shut down the training camp in the nearby village of Gondalanwala that he had supervised.
A subsequent visit to the village revealed a functioning office of the Jama'at-ud-Dawah, the charitable front of LiT, banned by the United Nations Security Council after its leaders were implicated as the alleged masterminds of the November 2008 terrorist attacks on Mumbai.
The activists who manned the office had been deprived of their weapons and intelligence agency-supplied four-wheel drive vehicles, and were sullen and suspicious at the appearance of the strangers taking an interest in the walls they had daubed with jihadist rhetoric.
Shoaib, who claimed to know more about the Mumbai attacks than he was prepared to talk about, said the "operation went beyond the interests of the army", which had responded angrily after bearing the brunt of the diplomatic storm that ensued.
"The agencies were furious and ruthless, and did not spare anybody. Suddenly, we had become the enemy. Hundreds were arrested," he said.
Forcibly retired from militancy, his thoughts turned to the thousands of volunteers drawn from Gujranwala and across Punjab province, most of them children of impoverished families inducted, indoctrinated and prepared for militant training at schools run by the Jama'at.
"You have trained more than five lakh [500,000] boys for jihad in Kashmir," he said, exaggerating.
"It's not a good idea to suddenly leave them with nothing to do, because they include a lot of strange characters, like former criminals, who would be susceptible to other, more dangerous ideas."
Like politics, perhaps.
thussain@thenational.ae
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Greatest of All Time
Starring: Vijay, Sneha, Prashanth, Prabhu Deva, Mohan
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MATCH INFO
Alaves 1 (Perez 65' pen)
Real Madrid 2 (Ramos 52', Carvajal 69')
The Perfect Couple
Starring: Nicole Kidman, Liev Schreiber, Jack Reynor
Creator: Jenna Lamia
Rating: 3/5
The Facility’s Versatility
Between the start of the 2020 IPL on September 20, and the end of the Pakistan Super League this coming Thursday, the Zayed Cricket Stadium has had an unprecedented amount of traffic.
Never before has a ground in this country – or perhaps anywhere in the world – had such a volume of major-match cricket.
And yet scoring has remained high, and Abu Dhabi has seen some classic encounters in every format of the game.
October 18, IPL, Kolkata Knight Riders tied with Sunrisers Hyderabad
The two playoff-chasing sides put on 163 apiece, before Kolkata went on to win the Super Over
January 8, ODI, UAE beat Ireland by six wickets
A century by CP Rizwan underpinned one of UAE’s greatest ever wins, as they chased 270 to win with an over to spare
February 6, T10, Northern Warriors beat Delhi Bulls by eight wickets
The final of the T10 was chiefly memorable for a ferocious over of fast bowling from Fidel Edwards to Nicholas Pooran
March 14, Test, Afghanistan beat Zimbabwe by six wickets
Eleven wickets for Rashid Khan, 1,305 runs scored in five days, and a last session finish
June 17, PSL, Islamabad United beat Peshawar Zalmi by 15 runs
Usman Khawaja scored a hundred as Islamabad posted the highest score ever by a Pakistan team in T20 cricket
The Buckingham Murders
Starring: Kareena Kapoor Khan, Ash Tandon, Prabhleen Sandhu
Director: Hansal Mehta
Rating: 4 / 5
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Keep it fun and engaging
Stuart Ritchie, director of wealth advice at AES International, says children cannot learn something overnight, so it helps to have a fun routine that keeps them engaged and interested.
“I explain to my daughter that the money I draw from an ATM or the money on my bank card doesn’t just magically appear – it’s money I have earned from my job. I show her how this works by giving her little chores around the house so she can earn pocket money,” says Mr Ritchie.
His daughter is allowed to spend half of her pocket money, while the other half goes into a bank account. When this money hits a certain milestone, Mr Ritchie rewards his daughter with a small lump sum.
He also recommends books that teach the importance of money management for children, such as The Squirrel Manifesto by Ric Edelman and Jean Edelman.
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How The Debt Panel's advice helped readers in 2019
December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'
JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.
“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”
November 26: ‘I owe Dh100,000 because my employer has not paid me for a year’
SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue.
SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."
October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'
MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.
“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December."