November 24, 2010 / Abu Dhabi / (Rich-Joseph Facun / The National) Nada Jaafar al Bustani (CQ), Head of Quality Assurance Unit with The Higher National Security Council, National Emergency and Crisis Management Authority, at her office, Wednesday, November 24, 2010 in Abu Dhabi. Bustani is currently working to prepare and develop a guide for the security and safety of people with special needs within the UAE. She also aims to raise awareness in the UAE about people with special needs and to help establish a data base documenting those with special needs.
Nada Jaafar Al Bustani, head of the quality assurance unit with The Higher National Security Council, National Emergency and Crisis Management Authority, at her office in November last year.

Study highlights problems facing disabled Emirati women



ABU DHABI // Nada Al Bustani saw her life reflected this week in a study that shows the hardships disabled Emirati women face in areas including education, employment and participating in their communities.

The study released by researchers at UAE University and the Ministry of Social Affairs found three quarters of disabled Emirati women struggle to find work, 64 per cent have difficulty finding marriage partners and 80 per cent encounter negative attitudes towards them.

"I've worked in places where people didn't know how to deal with me," said Ms Al Bustani, 41, an Emirati who was born with a bone disorder that requires her to use a wheelchair. "I've had to advocate for the fact that I need a bathroom that is accessible."

The report into life for disabled Emirati women was released on Wednesday and funded by the Emirates Foundation for Philanthropy.

"They are easily ignored or neglected by all people," said Dr Abdelaziz Sartawi, the study's lead researcher and chairman of the special education department at UAE University. "It's not only a problem in the UAE but in all developing countries, and in the Arab region."

The researchers tackled the topic of disabled women because it is rarely discussed in the Arab world, Dr Sartawi said.

"There are no studies in this domain," he said. "We thought it was very important for us, and the country, to know what is going on and to deal with the issue appropriately."

The study was one of several grant-winning projects from the 2009 Emirati Family Research Competition.

Researchers surveyed 150 Emirati girls and women with disabilities, and 150 able-bodied women. They also interviewed 38 parents of disabled children.

The study found women with disabilities suffer from "double discrimination", because of their disability and because they are female.

"Women are usually protected in any society but here if you have special needs, especially if you have mental retardation, protection is a little bit extra," said Ms Al Bustani, a PhD candidate at the University of Wollongong in Dubai studying emergency management for vulnerable and special-needs populations.

She said Emirati families were sometimes scared to send daughters with disabilities into the world, and the effort to protect women could hold them back.

"You are stopping the person from living their life in a full manner," Ms Al Bustani said.

Other women might hold themselves back because they are ashamed or afraid, said Awatif Akbari, who is blind.

"Some of them, they don't want even to move from the house," Ms Akbari, 34, said.

The report also found disabled women face numerous obstacles in school, in vocational training and at work.

Parents of daughters with disabilities told the researchers their children had encountered a lack of acceptance from peers and teachers, inappropriate examination systems and difficulty finding transport.

"If you look at the curriculum, it's not designed at all for them," Dr Sartawi said.

The visually impaired might need access to Braille materials or special computers, and the hearing impaired to sign language interpreters.

An even higher number of parents said their daughters faced work-related problems, with 74.7 per cent saying their daughter had trouble finding work, and 73.3 per cent reporting it was hard for their daughters to find a work environment adaptable to their needs.

"Usually the first thing I look at when I go to an interview is, are there ramps, is there a bathroom?" Ms Al Bustani said.

The parents also reported a lack of opportunities for marriage.

Researchers concluded policymakers and advocates must create more opportunities for disabled women. They also suggested increasing community outreach to families and recommended more clubs and programmes.

The UAE is already "stepping up" to create programmes, Dr Sartawi said.

Ms Akbari said the situation had improved in recent years.

"I think it's becoming better, you know, because of awareness," she said.

Ms Akbari and Ms Al Bustani found jobs they enjoy - Ms Al Bustani with the National Crisis and Emergency Management Authority, and Ms Akbari with Tamkeen, a training centre in Dubai for the visually impaired.

"As to marriage, I don't think about this because now I feel that I have my freedom," Ms Akbari said. "I don't feel that I have lost something."

* With additional reporting by Ola Salem

The Melbourne Mercer Global Pension Index

The Melbourne Mercer Global Pension Index

Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.

The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.

“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.

“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”

Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.

Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.

“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.

Key Points
  • Protests against President Omar Al Bashir enter their sixth day
  • Reports of President Bashir's resignation and arrests of senior government officials
Herc's Adventures

Developer: Big Ape Productions
Publisher: LucasArts
Console: PlayStation 1 & 5, Sega Saturn
Rating: 4/5

The specs

Engine: Dual permanently excited synchronous motors
Power: 516hp or 400Kw
Torque: 858Nm
Transmission: Single speed auto
Range: 485km
Price: From Dh699,000

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Final scores

18 under: Tyrrell Hatton (ENG)

- 14: Jason Scrivener (AUS)

-13: Rory McIlroy (NIR)

-12: Rafa Cabrera Bello (ESP)

-11: David Lipsky (USA), Marc Warren (SCO)

-10: Tommy Fleetwood (ENG), Chris Paisley (ENG), Matt Wallace (ENG), Fabrizio Zanotti (PAR)

TWISTERS

Director:+Lee+Isaac+Chung

Starring:+Glen+Powell,+Daisy+Edgar-Jones,+Anthony+Ramos

Rating:+2.5/5

COMPANY PROFILE

Company name: Klipit

Started: 2022

Founders: Venkat Reddy, Mohammed Al Bulooki, Bilal Merchant, Asif Ahmed, Ovais Merchant

Based: Dubai, UAE

Industry: Digital receipts, finance, blockchain

Funding: $4 million

Investors: Privately/self-funded

Kill

Director: Nikhil Nagesh Bhat

Starring: Lakshya, Tanya Maniktala, Ashish Vidyarthi, Harsh Chhaya, Raghav Juyal

Rating: 4.5/5

Inside Out 2

Director: Kelsey Mann

Starring: Amy Poehler, Maya Hawke, Ayo Edebiri

Rating: 4.5/5

The Details

Kabir Singh

Produced by: Cinestaan Studios, T-Series

Directed by: Sandeep Reddy Vanga

Starring: Shahid Kapoor, Kiara Advani, Suresh Oberoi, Soham Majumdar, Arjun Pahwa

Rating: 2.5/5 

ROUTE TO TITLE

Round 1: Beat Leolia Jeanjean 6-1, 6-2
Round 2: Beat Naomi Osaka 7-6, 1-6, 7-5
Round 3: Beat Marie Bouzkova 6-4, 6-2
Round 4: Beat Anastasia Potapova 6-0, 6-0
Quarter-final: Beat Marketa Vondrousova 6-0, 6-2
Semi-final: Beat Coco Gauff 6-2, 6-4
Final: Beat Jasmine Paolini 6-2, 6-2

'Brazen'

Director:+Monika Mitchell

Starring:+Alyssa Milano, Sam Page, Colleen Wheeler

Rating: 3/5


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