The term "tax" is enough to send a shiver down the spine of most people, but fears of being heavily out of pocket with the introduction of VAT in the UAE can mostly be allayed.
Our handy list - click through the slideshow above - shows where VAT is being charged, and where it isn't.
So, no quibbling that VAT has been added to school fees, because it hasn't. But you can mutter to yourself over the rising cost of school uniform as the VAT rate of five per cent will be applied to that.
Similarly, your rent won't be going up due to VAT, although it might still go up if your landlord decides you are due a hike (within the boundaries of rent caps and rent calculators depending whether you live in Dubai or Abu Dhabi or elsewhere of course).
Other key areas affected include insurance - motor, medical and health - food and beverages, petrol prices and telecoms services such as Etisalat and du.
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Read more:
New VAT law in the UAE: All your questions answered
UAE's VAT to be added onto shelf prices and not at checkouts
Editorial: VAT: a new era of certainty and an end to the age of the unknown
Shopping boom in Dubai as consumers cash in ahead of VAT
Businesses have yet to register for VAT, Federal Tax Authority says
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Watch: Our video explainer on VAT in the UAE
VAT in the UAE, explained
