Three female-to-male transgender Emiratis had their case to amend their legal documents rejected by the UAE’s highest court.
“Salem”, “Ali” and “Mohammed” underwent gender affirmation surgery about three years ago in the United States and have the physical appearance of men.
But their passports, medical insurance and ID documents still identify them as women.
They filed to have the documents changed in 2016 but had their approach rejected by a judge in March last year.
On December 31, the Federal Supreme Court also refused their request.
"We are in shock," Mohammed, 28, told The National. "We were certain we would win. We submitted medical reports from doctors in the government and private sector, and we had reports from a medical committee.
“The reports, I thought, reflected the misery we have been living in for the majority of our lives.
The submitted documents included reports from state hospital doctors saying the three had gender dysphoria, a condition under which an person does not identify with their birth sex.
This rejection of their request leaves the three in legal limbo, because living in the UAE with women’s documents and dressing as men is illegal.
They wear abayas and shaylas to work during the day and kanduras or casual clothes at night, and do their best to hide their masculine features and voices.
“We need a solution,” said Salem, who is in his early 30s. “We cannot go on living this way.”
They say that until they are allowed to change their gender markers, they will continue to be discriminated against because of their appearance.
“I was pushed out of my last job and was told that I was not allowed to use any of the bathrooms,” Mohammed said.
And when visiting a friend at a government hospital last year, someone called police after claiming to have seen a man dressed in an abaya.
The incident occurred around the same time that a man in Abu Dhabi, who wore a burqa and abaya to conceal his identity, was arrested for raping and strangling a boy.
“My extended family were there so I wore an abaya to visit my nanny who was sick in the hospital,” Mohammed said. “They assumed I was a criminal and I walked out of the lift to find myself surrounded by police.”
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The reason why their request was rejected will be revealed to them next week.
“I have many speculations,” said Mohammed.
“I think because they believe this goes against our religion and our culture. They are also worried that more will come forward.”
They also said they were subjected to aggressive comments on social media.
“They called us freaks,” Salem said. “Others said that we should burn in hell and many said that we should leave the country. I wish people would understand that this is not a choice. It is a medical condition like any other.”
Gender affirmation procedures are legal in the UAE although officials say the intention is to permit corrective surgery for those born with medical problems, rather than providing elective surgery for people who feel they are of the opposite sex.
The UAE’s 2016 Medical Liability Law states: “Sex correction operations may be made according to the following controls: the person’s gender is obscure and it is not certain whether he is male or female; or the person has sexual and physical features inconsistent with his/her physiological, biological and genetic characteristics.”
The Emirati trio say the second section extends to them and they insist the law empowered them to make their decision.
“We will continue to fight this battle and pray that, one day, the court and society will understand and see how much we suffer," Salem said.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
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