Ajman charity to spend Dh57.5m helping others during Ramadan



An Ajman charity will spend Dh57.5 million helping underprivileged people across the country this Ramadan.

Human Appeal International said the money would be used towards several projects and help thousands of low-income families both in the UAE and abroad.

Details of the campaign were revealed on Thursday – just under a month before the holy month is expected to begin.

Sheikh Mohammed bin Abdullah Al Nuaimi, chairman of the appeal's board of trustees, said donations to the charity increased by almost a quarter this year compared to 2017, jumping up from Dh194m to Dh232m. 
"We are aspiring to make charitable work and doing good, a life style for UAE nationals and residents," said Sheikh Mohammed.

"This is not new to UAE, our founding father considered making others happy a national treasure. That's why we are committed to charity work."
Dh20m of the campaign money will be distributed for Zakat, Dh5m will help care for orphaned children and Dh25m will be used in medical, educational, and social development projects.
An additional Dh4m will be allocated to provide more than 120,000 underprivileged individuals with meals to break their fast during the holy month.
"Dh1m will be used to provide Eid clothing, Dh2m to cover for Zakat Al Fitr and Dh500,000 will be used to donate food," he said.
Since its inception in 1984, the charity has helped care for more than 120,000 orphaned children, 62,000 of them from the UAE and the remaining from countries.
"Last year, around 9,000 families received aid from the appeal and in the past three months alone, we provided financial help to more than 5,000 needy families in the UAE, to pay for electricity and other sort of bills," said Khaled Al Khaja, the appeal's executive director.
Last year, Dh18.1m was distributed among thousands of people to kick-start businesses to care for their families and Dh7.9m was spent on providing more than 300,000 families with food.
"We need your help to spread the word because good is present inside all of us," Mr Al Khaja said.

He recalled printing leaflets in Urdu while promoting a campaign to aid Palestinians living in Gaza.

“I remember that a Hindu man came personally to our offices and on the spot donated Dh20,000.

“Others will do the same, we just need to get the message to them.”

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

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Cultural fiesta

What: The Al Burda Festival
When: November 14 (from 10am)
Where: Warehouse421,  Abu Dhabi
The Al Burda Festival is a celebration of Islamic art and culture, featuring talks, performances and exhibitions. Organised by the Ministry of Culture and Knowledge Development, this one-day event opens with a session on the future of Islamic art. With this in mind, it is followed by a number of workshops and “masterclass” sessions in everything from calligraphy and typography to geometry and the origins of Islamic design. There will also be discussions on subjects including ‘Who is the Audience for Islamic Art?’ and ‘New Markets for Islamic Design.’ A live performance from Kuwaiti guitarist Yousif Yaseen should be one of the highlights of the day. 

Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
 
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
 
Round 3: February 7-9, Dubai Autodrome – Dubai
 
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
 
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia