Roger Federer of Indian Aces in action against Singapore Slammers on Sunday during the New Delhi leg of the International Premier Tennis League. Money Sharma / EPA / December 7, 2014
Roger Federer of Indian Aces in action against Singapore Slammers on Sunday during the New Delhi leg of the International Premier Tennis League. Money Sharma / EPA / December 7, 2014

Your guide to the IPTL in Dubai



What is the IPTL?

A brainchild of Indian doubles star Mahesh Bhupathi, the team competition has attracted some of the sport’s biggest names such as Novak Djokovic, Rafael Nadal, Andy Murray, Pete Sampras, Andre Agassi, Serena Williams and Maria Sharapova. They will represent four franchisee-owned teams: Manila Mavericks, Singapore Slammers, Indian Aces and the UAE Royals.

What is the format?

Each tie will consist of five single-set matches: men’s singles, women’s singles, men’s doubles, mixed doubles and past champion singles. Each game won will be worth one point and the team that has won the greater number of games at the end of those five matches will be the winner of the tie. If both teams have won the same number of games, the winner will be decided by a seven-point “shoot-out”.

There will be a shot clock to make sure players take no more than 20 seconds between points. A maximum of three minutes will be allowed between matches.

A victory earns a team four points in the group table, while losing a match despite winning at least 20 games gives a team two points. A loss while winning between 19 and 10 games is worth one point.

What is the story so far?

The Indian Aces lead the points table having won six of their nine matches heading into Dubai’s final leg of the series. They have 30 points (four points for each of their six wins and six points for losing while winning at least 20 games). The UAE Royals will hope home advantage pays off as they are just three points back, along with the Manila Mavericks. The Singapore Slammers are out of it with just 17 points.

Action starts on Thursday December 11 and runs until Saturday December 13.

Thursday

Indian Aces v Singapore Slammers, 4pm

UAE Royals v Manila Mavericks, 7.30pm

Friday

Manila Mavericks v Singapore Slammers, 4pm

UAE Royals v Indian Aces, 7.30pm

Saturday

Manila Mavericks v Indian Aces, 4pm

UAE Royals v Singapore Slammers, 7.30pm

Where:

The action is at the Hamdan Sports Complex in Dubai which is situated on the outskirts of Dubai on Emirates Road (Old Dubai Bypass Road E611), just after Exit 37 if you are heading northbound. Coming South, you take Exit 36 and uturn. The venue can also be reached by leaving Exit 30 on the E311 and taking the D63 Al Qudra Road to reach the E611.

Visit www.hamdansc.com for more information

Tickets:

Call 04 264 8717 or visit www.ticketmaster.ae

The teams (individual records include doubles matches and overall games in parenthesis):

UAE Royals 5-4

Novak Djokovic (Serbia) world No 1 – 0-2-1 (16-18)

Marin Cilic (Croatia) world No 9 – 8-5 (65-62)

Caroline Wozniacki (Denmark) world No 8 – 1-2 (16-16)

Goran Ivanisevic (Croatia) 2001 Wimbledon champion – 5-3 (42-36)

Malek Jaziri (Tunisia) No 1 Arab player – 0-2 (4-12)

Nenad Zimonjic (Serbia) world No 3 doubles – 7-12 (86-94)

Kristina Mladenovic (France) world No 67 – 8-7 (74-67)

Manila Mavericks 5-4

Andy Murray (Great Britain) world No 6 – 2-4 (27-30)

Jo-Wilfried Tsonga (France) world No 12 – 10-5 (83-60)

Maria Sharapova (Russia) world No 2 – 1-3 (14-23)

Carlos Moya (Spain) 1998 French Open champion – 0-1 (5-6)

Daniel Nestor (Canada) world No 4 doubles – 6-3 (41-35)

Kirsten Flipkens (Belgium) world No 45 – 5-9 (56-67)

Treat Huey (Philippines) world No 50 doubles – 5-2 (38-26)

*Mark Philippoussis (Australia) 2 grand slam runner-ups – 7-0 (42-24)

Indian Aces 6-3

Roger Federer (Switzerland) world No 2 – 4-1-1 (32-22)

Gael Monfils (France) world No 18 – 9-5 (69-58)

Ana Ivanovic (Serbia) world No 5 – 6-3 (49-32)

Pete Sampras (United States) 14 grand slam titles – 0-1 (2-6)

Fabrice Santoro (Fance) 2006 Australian Open quarter-finalist – 5-1 (33-20)

Rohan Bopanna (India) world No 30 doubles – 9-6 (70-63)

Sania Mirza (India) world No 6 doubles – 6-5 (48-46)

*Cedric Pioline (Frace) 2 grand slam runner-ups – 0-2 (8-12)

Singapore Slammers 2-7

Tomas Berdych (Czech Republic) world No 7 – 5-5 (52-47)

Serena Williams (United States) world No 1 – 5-3 (37-39)

Andre Agassi (United States) 8 grand slam titles – 0-2 (5-12)

Daniela Hantuchova (Slovakia) world No 63 – 4-6 (38-51)

Lleyton Hewitt (Australia) world No 50 – 1-8 (23-53)

Nick Kyrgios (Australia) world No 52 – 5-10 (57-80)

Pat Rafter (AUS) 2 grand slam titles – 1-6 (26-38)

Bruno Soares (Brazil) world No 10 doubles – 0-2 (7-12)

Any other angles?

The IPTL could spice up the sport with innovations, such as a seven-point tiebreaker at 5-5 instead of 6-6, and a “power point”.

Each team can call a power point once in each single-set match when on the receiver’s side and the next point played will count double.

Follow us on Twitter @SprtNationalUAE

What can you do?

Document everything immediately; including dates, times, locations and witnesses

Seek professional advice from a legal expert

You can report an incident to HR or an immediate supervisor

You can use the Ministry of Human Resources and Emiratisation’s dedicated hotline

In criminal cases, you can contact the police for additional support

The specs

Engine: 2x201bhp AC Permanent-magnetic electric

Transmission: n/a

Power: 402bhp

Torque: 659Nm

Price estimate: Dh200,000

On sale: Q3 2022 

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Our family matters legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Origin
Dan Brown
Doubleday

Know your Camel lingo

The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home

Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless

Asayel camels - sleek, short-haired hound-like racers

Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s

Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival

TOURNAMENT INFO

Women’s World Twenty20 Qualifier

Jul 3- 14, in the Netherlands
The top two teams will qualify to play at the World T20 in the West Indies in November

UAE squad
Humaira Tasneem (captain), Chamani Seneviratne, Subha Srinivasan, Neha Sharma, Kavisha Kumari, Judit Cleetus, Chaya Mughal, Roopa Nagraj, Heena Hotchandani, Namita D’Souza, Ishani Senevirathne, Esha Oza, Nisha Ali, Udeni Kuruppuarachchi

Game Changer

Director: Shankar 

Stars: Ram Charan, Kiara Advani, Anjali, S J Suryah, Jayaram

Rating: 2/5

FOOTBALL TEST

Team X 1 Team Y 0

Scorers

Red card

Man of the Match

 

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Revibe%20%0D%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202022%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Hamza%20Iraqui%20and%20Abdessamad%20Ben%20Zakour%20%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20UAE%20%0D%3Cbr%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20Refurbished%20electronics%20%0D%3Cbr%3E%3Cstrong%3EFunds%20raised%20so%20far%3A%3C%2Fstrong%3E%20%2410m%20%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EFlat6Labs%2C%20Resonance%20and%20various%20others%0D%3C%2Fp%3E%0A
APPLE IPAD MINI (A17 PRO)

Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits

Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine

Storage: 128/256/512GB

Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4

Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps

Biometrics: Touch ID, Face ID

Colours: Blue, purple, space grey, starlight

In the box: iPad mini, USB-C cable, 20W USB-C power adapter

Price: From Dh2,099

COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Emergency

Director: Kangana Ranaut

Stars: Kangana Ranaut, Anupam Kher, Shreyas Talpade, Milind Soman, Mahima Chaudhry 

Rating: 2/5

Tonight's Chat on The National

Tonight's Chat is a series of online conversations on The National. The series features a diverse range of celebrities, politicians and business leaders from around the Arab world.

Tonight’s Chat host Ricardo Karam is a renowned author and broadcaster with a decades-long career in TV. He has previously interviewed Bill Gates, Carlos Ghosn, Andre Agassi and the late Zaha Hadid, among others. Karam is also the founder of Takreem.

Intellectually curious and thought-provoking, Tonight’s Chat moves the conversation forward.

Facebook | Our website | Instagram

TOURNAMENT INFO

Opening fixtures:
Friday, Oct 5

8pm: Kabul Zwanan v Paktia Panthers

Saturday, Oct 6
4pm: Nangarhar Leopards v Kandahar Knights
8pm: Kabul Zwanan v Balkh Legends

Tickets
Tickets can be bought online at https://www.q-tickets.com/apl/eventlist and at the ticket office at the stadium.

TV info
The tournament will be broadcast live in the UAE on OSN Sports.

Paatal Lok season two

Directors: Avinash Arun, Prosit Roy 

Stars: Jaideep Ahlawat, Ishwak Singh, Lc Sekhose, Merenla Imsong

Rating: 4.5/5

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

War

Director: Siddharth Anand

Cast: Hrithik Roshan, Tiger Shroff, Ashutosh Rana, Vaani Kapoor

Rating: Two out of five stars 

Super 30

Produced: Sajid Nadiadwala and Phantom Productions
Directed: Vikas Bahl
Cast: Hrithik Roshan, Pankaj Tripathi, Aditya Srivastav, Mrinal Thakur
Rating: 3.5 /5

World record transfers

1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m

The biog

Name: Timothy Husband

Nationality: New Zealand

Education: Degree in zoology at The University of Sydney

Favourite book: Lemurs of Madagascar by Russell A Mittermeier

Favourite music: Billy Joel

Weekends and holidays: Talking about animals or visiting his farm in Australia

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

Teenage%20Mutant%20Ninja%20Turtles%3A%20Shredder's%20Revenge
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The years Ramadan fell in May

1987

1954

1921

1888

Ahmed Raza

UAE cricket captain

Age: 31

Born: Sharjah

Role: Left-arm spinner

One-day internationals: 31 matches, 35 wickets, average 31.4, economy rate 3.95

T20 internationals: 41 matches, 29 wickets, average 30.3, economy rate 6.28

MATCH INFO

Barcelona 4 (Messi 23' pen, 45 1', 48', Busquets 85')

Celta Vigo 1 (Olaza 42')