MANCHESTER // The prospect of watching her sons in direct opposition fills Julie Tait with so much dread that she is likely to sidestep today's match between Newcastle Falcons and Sale Sharks.
It was the same last year when Mathew's Sale side emerged victorious at Kingston Park against the Falcons, for whom younger brother Alex plays at fullback.
Mathew, the England international who spent four years with the Falcons before moving to Manchester in 2008, says it will be a flashback to their youth.
"Growing up as kids, I whacked lumps out of him and now I get to do it on the pitch," joked Mathew, who, at 22, is the elder by two years.
"But really, it's a bit strange coming up against Alex. You can't really say what you will do until it happens. Last year was the first time we had played against each other and mum didn't come to the game because she couldn't bear to watch. I don't think she's coming this year either.
"I spoke to Alex the other night and he wasn't giving anything away, but there will be a bit of friendly rivalry and banter. I hope he has a good season, but maybe not play so well on Sunday. I want to win."
Sale got off to an ideal start last week with a thrilling success against the champions Leicester.
Director of rugby Kingsley Jones now wants a winning run, saying thatthere was no point celebrating an early success and then losing the next two or three games.
Tait, who will start at outside centre, agrees. He added: "That was a great win for us, but it was only one game. We showed dogged determination to keep Leicester out and we will need the same at Newcastle. Our win last year was the first time there and we are under no illusions it will be a tough game. We need to build on the Leicester result."
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Young women have more “financial grit”, but fall behind on investing
In an October survey of young adults aged 16 to 25, Charles Schwab found young women are more driven to reach financial independence than young men (67 per cent versus. 58 per cent). They are more likely to take on extra work to make ends meet and see more value than men in creating a plan to achieve their financial goals. Yet, despite all these good ‘first’ measures, they are investing and saving less than young men – falling early into the financial gender gap.
While the women surveyed report spending 36 per cent less than men, they have far less savings than men ($1,267 versus $2,000) – a nearly 60 per cent difference.
In addition, twice as many young men as women say they would invest spare cash, and almost twice as many young men as women report having investment accounts (though most young adults do not invest at all).
“Despite their good intentions, young women start to fall behind their male counterparts in savings and investing early on in life,” said Carrie Schwab-Pomerantz, senior vice president, Charles Schwab. “They start off showing a strong financial planning mindset, but there is still room for further education when it comes to managing their day-to-day finances.”
Ms Schwab-Pomerantz says parents should be conveying the same messages to boys and girls about money, but should tailor those conversations based on the individual and gender.
"Our study shows that while boys are spending more than girls, they also are saving more. Have open and honest conversations with your daughters about the wage and savings gap," she said. "Teach kids about the importance of investing – especially girls, who as we see in this study, aren’t investing as much. Part of being financially prepared is learning to make the most of your money, and that means investing early and consistently."
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Tony Adams, David Beckham, Dennis Bergkamp, Sol Campbell, Eric Cantona, Andrew Cole, Ashley Cole, Didier Drogba, Les Ferdinand, Rio Ferdinand, Robbie Fowler, Steven Gerrard, Roy Keane, Frank Lampard, Matt Le Tissier, Michael Owen, Peter Schmeichel, Paul Scholes, John Terry, Robin van Persie, Nemanja Vidic, Patrick Viera, Ian Wright.