Daniel Im says as long as his play stays consistent he will not have to worry about where he finishes in the final standings to receive his European PGA playing card. Mark Runnacles / Getty Images
Daniel Im says as long as his play stays consistent he will not have to worry about where he finishes in the final standings to receive his European PGA playing card. Mark Runnacles / Getty Images

Nothing in the cards just yet for Daniel Im



Daniel Im rolled through the appropriate cliches, as though he had a thesaurus in one hand and a platitude handbook in the other, while standing on the sun-splashed practice range at Al Badia Golf Club in Dubai.

Im, one of several players in the hunt to earn a card on the European Tour next year, has both a tournament to play and a future to secure.

The trick is, when the Dubai Festival City Challenge Tour Grand Final begins on Thursday, he will be juggling both tasks simultaneously.

It is like having one eye on the road ahead and the other on the rear-view mirror to see who might be gaining.

He ranks 13th on the money list for the Challenge Tour, the feeder circuit to the European Tour.

Only the top 15 following Sunday’s final round receive cards for 2014, and history rudely suggests that his fate is anything but certain.

Im, who was born in the United States and played college golf at UCLA, said he is taking it “one shot at a time”, then added a few more well-used phrases before chuckling at the notion of ignoring the stakes.

“That’s the plan, anyway,” said Im, 28. “I’m trying not to think about it.”

Just like the developmental system in the US, the stress is as likely to centre on the guys on the top-15 bubble more than the player who wins the tournament.

Last week in Oman, Im began the week at No 21, finished third and leapt eight spots.

Such is the volatility, even with only 45 players in the field.

Last year, the player who began the week 45th in earnings finished in a tie for second and earned his EuroTour card.

“If I can just keep playing solid golf, the rest will take care of itself,” Im said.

While the Challenge has many players seeking to regain lost cards on the parent circuit, Im is one of eight players in the top 15 who has never made 10 or more starts in a season on the European Tour.

So, as far as raw nerves, he will not be alone.

Al Badia, which signed a three-year deal to host the season finale, represents the tour’s third consecutive first-time venue for players, so geographical uncertainty has complicated the closing stretch, too.

Even the world rankings points on offer for the winner have been increased from 12 to 16.

The purse in the no-cut event is €330,000 (Dh1.67m), third-biggest of the year.

For a brief moment, Im allowed himself to speculate about what the future holds if he makes it to the bright lights of the sport’s second-richest tour.

“More big cities, less suburbs,” he said.

If only there were a map to show the way.

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The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

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Is it worth it? We put cheesecake frap to the test.

The verdict from the nutritionists is damning. But does a cheesecake frappuccino taste good enough to merit the indulgence?

My advice is to only go there if you have unusually sweet tooth. I like my puddings, but this was a bit much even for me. The first hit is a winner, but it's downhill, slowly, from there. Each sip is a little less satisfying than the last, and maybe it was just all that sugar, but it isn't long before the rush is replaced by a creeping remorse. And half of the thing is still left.

The caramel version is far superior to the blueberry, too. If someone put a full caramel cheesecake through a liquidiser and scooped out the contents, it would probably taste something like this. Blueberry, on the other hand, has more of an artificial taste. It's like someone has tried to invent this drink in a lab, and while early results were promising, they're still in the testing phase. It isn't terrible, but something isn't quite right either.

So if you want an experience, go for a small, and opt for the caramel. But if you want a cheesecake, it's probably more satisfying, and not quite as unhealthy, to just order the real thing.

 

 

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UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

SPECS
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Young women have more “financial grit”, but fall behind on investing

In an October survey of young adults aged 16 to 25, Charles Schwab found young women are more driven to reach financial independence than young men (67 per cent versus. 58 per cent). They are more likely to take on extra work to make ends meet and see more value than men in creating a plan to achieve their financial goals. Yet, despite all these good ‘first’ measures, they are investing and saving less than young men – falling early into the financial gender gap.

While the women surveyed report spending 36 per cent less than men, they have far less savings than men ($1,267 versus $2,000) – a nearly 60 per cent difference.

In addition, twice as many young men as women say they would invest spare cash, and almost twice as many young men as women report having investment accounts (though most young adults do not invest at all). 

“Despite their good intentions, young women start to fall behind their male counterparts in savings and investing early on in life,” said Carrie Schwab-Pomerantz, senior vice president, Charles Schwab. “They start off showing a strong financial planning mindset, but there is still room for further education when it comes to managing their day-to-day finances.”

Ms Schwab-Pomerantz says parents should be conveying the same messages to boys and girls about money, but should tailor those conversations based on the individual and gender.

"Our study shows that while boys are spending more than girls, they also are saving more. Have open and honest conversations with your daughters about the wage and savings gap," she said. "Teach kids about the importance of investing – especially girls, who as we see in this study, aren’t investing as much. Part of being financially prepared is learning to make the most of your money, and that means investing early and consistently."

MATCH INFO

Rugby World Cup (all times UAE)

Third-place play-off: New Zealand v Wales, Friday, 1pm

SQUADS

South Africa:
Faf du Plessis (capt), Hashim Amla, Temba Bavuma, Farhaan Behardien, Quinton de Kock (wkt), AB de Villiers, JP Duminy, Imran Tahir, David Miller, Wayne Parnell, Dane Paterson, Andile Phehlukwayo, Dwaine Pretorius, Kagiso Rabada
Coach: Ottis Gibson

Bangladesh:
Mashrafe Mortaza (capt), Imrul Kayes, Liton Das (wkt), Mahmudullah, Mehidy Hasan, Mohammad Saifuddin, Mominul Haque, Mushfiqur Rahim (wkt), Mustafizur Rahman, Nasir Hossain, Rubel Hossain, Sabbir Rahman, Shakib Al Hasan, Soumya Sarkar, Tamim Iqbal, Taskin Ahmed.
Coach: Chandika Hathurusingha

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THE TWIN BIO

Their favourite city: Dubai

Their favourite food: Khaleeji

Their favourite past-time : walking on the beach

Their favorite quote: ‘we rise by lifting others’ by Robert Ingersoll

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COMPANY PROFILE

Company name: Happy Tenant

Started: January 2019

Co-founders: Joe Moufarrej and Umar Rana

Based: Dubai

Sector: Technology, real-estate

Initial investment: Dh2.5 million

Investors: Self-funded

Total customers: 4,000

Astroworld
Travis Scott
Grand Hustle/Epic/Cactus Jack