With reference to Chitrabhanu Kadalayil's op-ed Is the writing already on the wall for India's opposition? (December 18): There are good reasons for the expected return to power for the BJP. First, its positioned as a Hindu party in a country where people have not forgotten the violence of the 1947 partitioning of the country. Many Hindus, in various institutions and organisations, feel aligned with the BJP’s ideology. The secular philosophy of Mahatma Gandhi and Pandit Nehru, which guided India for first 70 years is gradually receding into history.
Second, the BJP has been transferring cash in the bank accounts of the lower-income citizens on a regular basis as a part of various welfare schemes, to the delight of voters.
Third, every improvement in infrastructure is treated as a significant achievement, with speeches and a media blitz.
Fourth, the BJP has selected Mr Modi as the face of the party. So, we have one party, one leader. His photo is everywhere, at all functions and junctions. The party is perpetually in election mode and has built an organisational machinery to fight elections. Every fortnight, there is an event to highlight the party’s achievement. It could be a moon-landing or a G-20 meet or a foreign state visit or even a cricket carnival to mesmerise the public. The BJP is on a ceaseless promotional drive.
Finally, the opposition in India, including the Congress, has not galvanised to meet the challenge. They lack a common ideology and working programme and they need a savvy leader. Under these circumstances, the BJP will likely romp to victory again in 2024.
RK Aneja, Dubai
A little money put aside pays off
With reference to Felicity Glover's article My Dubai Salary: ‘I earn Dh300,000 a year in energy management' (December 19): That's a sensible approach to savings. He's a good example of knowing at a young age that passive income will lead to the life one wants to enjoy in retirement.
Mildred Ortega Galias, Bicol, Phillipines
The value of good people
With reference to The National's report More UAE medical volunteers head to field hospital in Gaza (December 17): The emotional turmoil volunteers face in such situations is presumably immense. Even though professionals have the training, perhaps at some level they still struggle with striking a balance between empathising with the patients and their families, stepping into their emotional world while also maintaining a professional distance.
Coping mechanisms vary from person to person and from day-to-day. Medical professionals could find solace in knowing that their skills contribute to easing the suffering of others. This then becomes a powerful coping mechanism. But compassion fatigue can take a toll on even the most resilient healthcare professionals.
In a world often measured through transactions, it's easy to forget that the true essence of a meaningful life lies in the relationships we build and the positive effect we have on others.
Strength for healthcare and wellness professionals, as for most people in other jobs, lies in the relationships they build. The value of surrounding oneself with loved ones and creating a supportive community cannot be overstated. Having people around who understand you and the meaning behind the work becomes crucial for the emotional well-being of those in challenging professions .
It urges a shift away from transactional thinking, particularly in the context of the unique challenges faced by healthcare and wellness professionals dealing with compassion fatigue.
Nora J Al Suwaidi, Abu Dhabi
More from Neighbourhood Watch:
What are the influencer academy modules?
- Mastery of audio-visual content creation.
- Cinematography, shots and movement.
- All aspects of post-production.
- Emerging technologies and VFX with AI and CGI.
- Understanding of marketing objectives and audience engagement.
- Tourism industry knowledge.
- Professional ethics.
Credit Score explained
What is a credit score?
In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.
Why is it important?
Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.
How is it calculated?
The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.
How can I improve my score?
By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.
How do I know if my score is low or high?
By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.
How much does it cost?
A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.
UAE SQUAD
Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Rameez Shahzad, Shaiman Anwar, Mohammed Usman, Mohammed Boota, Zawar Farid, Ghulam Shabber, Ahmed Raza, Sultan Ahmed, Imran Haider, Qadeer Ahmed, Chirag Suri , Zahoor Khan
COMPANY PROFILE
Name: Lamsa
Founder: Badr Ward
Launched: 2014
Employees: 60
Based: Abu Dhabi
Sector: EdTech
Funding to date: $15 million
The Voice of Hind Rajab
Starring: Saja Kilani, Clara Khoury, Motaz Malhees
Director: Kaouther Ben Hania
Rating: 4/5
At Eternity’s Gate
Director: Julian Schnabel
Starring: Willem Dafoe, Oscar Isaacs, Mads Mikkelsen
Three stars
Brief scores:
Toss: Sindhis, elected to field first
Pakhtoons 137-6 (10 ov)
Fletcher 68 not out; Cutting 2-14
Sindhis 129-8 (10 ov)
Perera 47; Sohail 2-18
Countries recognising Palestine
France, UK, Canada, Australia, Portugal, Belgium, Malta, Luxembourg, San Marino and Andorra
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%203S%20Money%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202018%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20London%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Ivan%20Zhiznevsky%2C%20Eugene%20Dugaev%20and%20Andrei%20Dikouchine%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20FinTech%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20%245.6%20million%20raised%20in%20total%3C%2Fp%3E%0A
Profile
Company: Justmop.com
Date started: December 2015
Founders: Kerem Kuyucu and Cagatay Ozcan
Sector: Technology and home services
Based: Jumeirah Lake Towers, Dubai
Size: 55 employees and 100,000 cleaning requests a month
Funding: The company’s investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups.
What drives subscription retailing?
Once the domain of newspaper home deliveries, subscription model retailing has combined with e-commerce to permeate myriad products and services.
The concept has grown tremendously around the world and is forecast to thrive further, according to UnivDatos Market Insights’ report on recent and predicted trends in the sector.
The global subscription e-commerce market was valued at $13.2 billion (Dh48.5bn) in 2018. It is forecast to touch $478.2bn in 2025, and include the entertainment, fitness, food, cosmetics, baby care and fashion sectors.
The report says subscription-based services currently constitute “a small trend within e-commerce”. The US hosts almost 70 per cent of recurring plan firms, including leaders Dollar Shave Club, Hello Fresh and Netflix. Walmart and Sephora are among longer established retailers entering the space.
UnivDatos cites younger and affluent urbanites as prime subscription targets, with women currently the largest share of end-users.
That’s expected to remain unchanged until 2025, when women will represent a $246.6bn market share, owing to increasing numbers of start-ups targeting women.
Personal care and beauty occupy the largest chunk of the worldwide subscription e-commerce market, with changing lifestyles, work schedules, customisation and convenience among the chief future drivers.
The%20specs%3A%20Taycan%20Turbo%20GT
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3EDual%20synchronous%20electric%20motors%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E1%2C108hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E1%2C340Nm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESingle-speed%20automatic%20(front%20axle)%3B%20two-speed%20transmission%20(rear%20axle)%0D%3Cbr%3E%3Cstrong%3ETouring%20range%3A%20%3C%2Fstrong%3E488-560km%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh928%2C400%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3EOrders%20open%3C%2Fp%3E%0A