Anti-government demonstrators with a metal sculpture in Beirut spelling out the word "revolution" during a protest as Lebanese mark the anniversary of nationwide protests against deteriorating economy and corruption. Reuters
Anti-government demonstrators with a metal sculpture in Beirut spelling out the word "revolution" during a protest as Lebanese mark the anniversary of nationwide protests against deteriorating economy and corruption. Reuters
Anti-government demonstrators with a metal sculpture in Beirut spelling out the word "revolution" during a protest as Lebanese mark the anniversary of nationwide protests against deteriorating economy and corruption. Reuters
Anti-government demonstrators with a metal sculpture in Beirut spelling out the word "revolution" during a protest as Lebanese mark the anniversary of nationwide protests against deteriorating economy

Could Lebanon be part of a grand bargain in the Middle East?


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Lebanon has sometimes been described as a "volcano of instability". Given the impossibility of forecasting its future, which is for the most part shaped by foreign actors as much as local ones, it is perhaps a fitting label.

Despite being just 10,452 square kilometres in size with a population of under seven million people, this tiny Arab country is an important neighbour for both Syria and Israel. For, it serves as some sort of an unofficial military base for the Iranian regime and its proxies. Major powers, therefore, are forced to take it seriously from a strategic standpoint – despite repeatedly clashing with its intransigent, self-preservative and deeply sectarian political class.

US President-elect Joe Biden is all set to enter the White House on January 20. Expecting a shift in policy vis-a-vis the Middle East, particularly regarding America’s adversarial relationship with Iran, leaders of key countries are focused on improving their own fortunes in the region.

The most notable example is Russia.

Moscow, which views Syria as its gateway to the Middle East, is attempting to close the book on the nine-year-old civil war in the country. Over the past decade, it has offered military support to the Assad regime in Damascus against rebel forces backed by Turkey and other countries. But to bring lasting peace to Syria, Moscow believes it must help bring stability and security in its neighbourhood – which includes Lebanon.

Indeed, establishing political stability in an otherwise politically unstable country is in Moscow’s interest. The reason for this is simple: so long as Lebanon’s political class is weak and divided, the country remains an arena for foreign meddling, which undermines its stability and, in turn, that of the countries around it.

For genuine change, however, Lebanon’s institutions need to be free of the influence of one such foreign meddler: Iran.

There is an understanding in Moscow that Tehran wants Lebanon to remain a wild card in its regional game, and therefore would be uninterested in encouraging an enactment of reforms in that country. Moscow is also all too aware of the influence France, once Lebanon's colonial master, wields there. For months, Paris has been attempting to resolve the political impasse in Lebanon and, in the process, bring it closer to the West. But this has proved an arduous task.

Like France, Russia also seeks to help Lebanon find its feet and become a genuine sovereign player.

  • A Lebanese youth hugs French President Emmanuel Macron during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital. AFP
    A Lebanese youth hugs French President Emmanuel Macron during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital. AFP
  • French President Emmanuel Macron (C) visiting the devastated site of the explosion at the port of Beirut, Lebanon. Macron arrived to Lebanon to show support after a massive explosion on 04 August
    French President Emmanuel Macron (C) visiting the devastated site of the explosion at the port of Beirut, Lebanon. Macron arrived to Lebanon to show support after a massive explosion on 04 August
  • French President Emmanuel Macron listens to a resident as he visits a devastated street of Beirut. AP Photo
    French President Emmanuel Macron listens to a resident as he visits a devastated street of Beirut. AP Photo
  • French President Emmanuel Macron gestures as he visits the devastated site of the explosion at the port of Beirut. EPA
    French President Emmanuel Macron gestures as he visits the devastated site of the explosion at the port of Beirut. EPA
  • French President Emmanuel Macron gestures as he visits a devastated street of Beirut. AFP
    French President Emmanuel Macron gestures as he visits a devastated street of Beirut. AFP
  • French President Emmanuel Macron surrounded by Lebanese servicemen, visits the devastated site of the explosion at the port of Beirut. AFP
    French President Emmanuel Macron surrounded by Lebanese servicemen, visits the devastated site of the explosion at the port of Beirut. AFP
  • French President Emmanuel Macron, speaks with a woman as he visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday. AP Photo
    French President Emmanuel Macron, speaks with a woman as he visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday. AP Photo
  • French President Emmanuel Macron visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday that hit the seaport of Beirut. AP Photo
    French President Emmanuel Macron visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday that hit the seaport of Beirut. AP Photo
  • French President Emmanuel Macron gestures as he arrives at the devastated site of the explosion at the port of Beirut. REUTERS
    French President Emmanuel Macron gestures as he arrives at the devastated site of the explosion at the port of Beirut. REUTERS
  • French President Emmanuel Macron visits the devastated site of the explosion at the port of Beirut. REUTERS
    French President Emmanuel Macron visits the devastated site of the explosion at the port of Beirut. REUTERS
  • French President Emmanuel Macron greets people during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital. AFP
    French President Emmanuel Macron greets people during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital. AFP
  • French President Emmanuel Macron wears a protective face mask as he meets Lebanon's President Michel Aoun following Tuesday's blast in Beirut's port area, at the presidential palace in Baabda, Lebanon. Reuters
    French President Emmanuel Macron wears a protective face mask as he meets Lebanon's President Michel Aoun following Tuesday's blast in Beirut's port area, at the presidential palace in Baabda, Lebanon. Reuters
  • French President Emmanuel Macron greets people during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital, on August 6, 2020. French President Emmanuel Macron visited shell-shocked Beirut, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / ANWAR AMRO
    French President Emmanuel Macron greets people during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital, on August 6, 2020. French President Emmanuel Macron visited shell-shocked Beirut, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / ANWAR AMRO
  • French President Emmanuel Macron speaks to the crowd during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital, on August 6, 2020. French President Emmanuel Macron visited shell-shocked Beirut, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / ANWAR AMRO
    French President Emmanuel Macron speaks to the crowd during a visit to the Gemmayzeh neighbourhood, which has suffered extensive damage due to a massive explosion in the Lebanese capital, on August 6, 2020. French President Emmanuel Macron visited shell-shocked Beirut, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / ANWAR AMRO
  • French President Emmanuel Macron, center, gestures as he visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday that hit the seaport of Beirut, Lebanon, Thursday, Aug. 6, 2020. (AP Photo/Bilal Hussein)
    French President Emmanuel Macron, center, gestures as he visits the Gemayzeh neighborhood, which suffered extensive damage from an explosion on Tuesday that hit the seaport of Beirut, Lebanon, Thursday, Aug. 6, 2020. (AP Photo/Bilal Hussein)
  • French President Emmanuel Macron gestures as he visits a devastated street of Beirut, Lebanon, on August 6, 2020 a day after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. French President Emmanuel Macron visited shell-shocked Beirut Thursday, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / POOL / Thibault Camus
    French President Emmanuel Macron gestures as he visits a devastated street of Beirut, Lebanon, on August 6, 2020 a day after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. French President Emmanuel Macron visited shell-shocked Beirut Thursday, pledging support and urging change after a massive explosion devastated the Lebanese capital in a disaster that has sparked grief and fury. / AFP / POOL / Thibault Camus
  • A video grab shows French President Emmmanuel Macron, left, speaking with a member of a French rescue team which arrived overnight to support relief efforts at the port of Lebanon's capital Beirut. AFP
    A video grab shows French President Emmmanuel Macron, left, speaking with a member of a French rescue team which arrived overnight to support relief efforts at the port of Lebanon's capital Beirut. AFP
  • French President Emmanuel Macron visits the site of Tuesday's blast in Beirut. Tele Liban / Reuters
    French President Emmanuel Macron visits the site of Tuesday's blast in Beirut. Tele Liban / Reuters
  • Lebanon's President Michel Aoun meets French President Emmanuel Macron on his arrival at the airport in Beirut. Dalati Nohra/Reuters
    Lebanon's President Michel Aoun meets French President Emmanuel Macron on his arrival at the airport in Beirut. Dalati Nohra/Reuters
  • Lebanon's President Michel Aoun welcomes French President Emmanuel Macron on his arrival at the airport in Beirut. Dalati Nohra/Reuters
    Lebanon's President Michel Aoun welcomes French President Emmanuel Macron on his arrival at the airport in Beirut. Dalati Nohra/Reuters
  • "Lebanon is not alone," Mr Macron tweeted shortly after landing. Dalati Nohra/Reuters
    "Lebanon is not alone," Mr Macron tweeted shortly after landing. Dalati Nohra/Reuters
  • The French president is the first foreign leader to visit the Lebanese capital since an explosion on Tuesday killed at least 137 people. Dalati Nohra / Reuters
    The French president is the first foreign leader to visit the Lebanese capital since an explosion on Tuesday killed at least 137 people. Dalati Nohra / Reuters
  • Mr Macron said Lebanon was facing a political and economic crisis, and that it would continue to suffer unless it enacted reforms. Reuters
    Mr Macron said Lebanon was facing a political and economic crisis, and that it would continue to suffer unless it enacted reforms. Reuters

A report prepared by a task force in Moscow has proposed a number of solutions, which include imposing boundaries on Hezbollah to cease direct intervention and influence; preventing any threat from originating in Lebanon to other countries; securing collective economic aid to rebuild the country; including Lebanon in various regional, political and diplomatic processes; concluding domestic political agreements that strengthen stability – even if those agreements are secret in nature; and pushing leaders to assume personal responsibility for national development.

All this requires removing the causes of instability in Lebanon, according to the report, which stressed the need to transform Lebanon “from an arena of conflict to a state with a future at any price”.

Russia is, meanwhile, working towards bringing Syria, Iran and Israel to the table – as I have previously written in these pages. The hope is that Syria and Israel will reach a deal regarding how much Iranian military presence should be allowed in that part of the region, which the Assad regime relies on for its security – and which Israel sees as a threat to its national security.

In the larger scheme of things, Russia sees Israel as a potential partner in its plan to bring about a radical change in the region – but it will not do so by abandoning Iran, which is its ally in Syria. To gain Israel’s support towards supporting its interests in the region, Moscow will need to find a way to convince Iran to draw down its military presence in Syria.

Benjamin Netanyahu, right, and Benny Gantz had fought each other in successive elections a year ago. Israel returns to the polls. Reuters
Benjamin Netanyahu, right, and Benny Gantz had fought each other in successive elections a year ago. Israel returns to the polls. Reuters

The upcoming elections in both Iran and Israel will make it harder for Moscow to bring both countries to the table. However, it is reportedly undeterred by this challenge. It is already engaging with Israel on this matter and intends to hold talks with Iran early next year.

Russia has leverage over Iran, given the business they do with one another. Moreover, both countries rely on one another in managing the Syrian conflict. Russia’s plan is to prevent total Iranian domination over the Syrian regime but at the same time ensure it has some influence in the country – and it intends to strike a bargain with the regime in Tehran in this regard.

It must do so in the context of Lebanon as well.

If Moscow has its way, one could expect serious reforms in the Middle East over the next few years. Russia sees itself, the US, France and Israel as the powers that will shape the region’s geopolitical future – without, of course, excluding other regional stakeholders such as Iran and key Arab countries.

The question is, who will bear responsibility for the process of achieving long-term stability in the Middle East? The political and economic costs will be high, and Russia can only bear limited responsibility in such a process.

It is also pertinent to ask whether Lebanon’s politicians, who seem largely unconcerned by their country’s lack of stability and sovereignty, can be convinced to act in the larger interests of their people.

Raghida Dergham is the founder and executive chairwoman of the Beirut Institute and a columnist for The National

Our legal consultants

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Match info

Manchester United 0-0 Crystal Palace

Man of the match: Cheikhou Kouyate (Crystal Palace)

Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants

BMW M5 specs

Engine: 4.4-litre twin-turbo V-8 petrol enging with additional electric motor

Power: 727hp

Torque: 1,000Nm

Transmission: 8-speed auto

Fuel consumption: 10.6L/100km

On sale: Now

Price: From Dh650,000

Yahya Al Ghassani's bio

Date of birth: April 18, 1998

Playing position: Winger

Clubs: 2015-2017 – Al Ahli Dubai; March-June 2018 – Paris FC; August – Al Wahda

Heavily-sugared soft drinks slip through the tax net

Some popular drinks with high levels of sugar and caffeine have slipped through the fizz drink tax loophole, as they are not carbonated or classed as an energy drink.

Arizona Iced Tea with lemon is one of those beverages, with one 240 millilitre serving offering up 23 grams of sugar - about six teaspoons.

A 680ml can of Arizona Iced Tea costs just Dh6.

Most sports drinks sold in supermarkets were found to contain, on average, five teaspoons of sugar in a 500ml bottle.

AI traffic lights to ease congestion at seven points to Sheikh Zayed bin Sultan Street

The seven points are:

Shakhbout bin Sultan Street

Dhafeer Street

Hadbat Al Ghubainah Street (outbound)

Salama bint Butti Street

Al Dhafra Street

Rabdan Street

Umm Yifina Street exit (inbound)

The specs

Engine: 4-litre twin-turbo V8

Transmission: nine-speed

Power: 542bhp

Torque: 700Nm

Price: Dh848,000

On sale: now

The biog

Name: Marie Byrne

Nationality: Irish

Favourite film: The Shawshank Redemption

Book: Seagull by Jonathan Livingston

Life lesson: A person is not old until regret takes the place of their dreams

SHAITTAN
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EVikas%20Bahl%3Cbr%3E%3Cstrong%3EStarring%3A%20%3C%2Fstrong%3EAjay%20Devgn%2C%20R.%20Madhavan%2C%20Jyothika%2C%20Janaki%20Bodiwala%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
COMPANY%20PROFILE%20
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3EAlmouneer%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202017%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Dr%20Noha%20Khater%20and%20Rania%20Kadry%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EEgypt%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%20%3C%2Fstrong%3E120%3Cbr%3E%3Cstrong%3EInvestment%3A%20%3C%2Fstrong%3EBootstrapped%2C%20with%20support%20from%20Insead%20and%20Egyptian%20government%2C%20seed%20round%20of%20%3Cbr%3E%243.6%20million%20led%20by%20Global%20Ventures%3Cbr%3E%3C%2Fp%3E%0A
Match info:

Burnley 0

Manchester United 2
Lukaku (22', 44')

Red card: Marcus Rashford (Man United)

Man of the match: Romelu Lukaku (Manchester United)

Nepotism is the name of the game

Salman Khan’s father, Salim Khan, is one of Bollywood’s most legendary screenwriters. Through his partnership with co-writer Javed Akhtar, Salim is credited with having paved the path for the Indian film industry’s blockbuster format in the 1970s. Something his son now rules the roost of. More importantly, the Salim-Javed duo also created the persona of the “angry young man” for Bollywood megastar Amitabh Bachchan in the 1970s, reflecting the angst of the average Indian. In choosing to be the ordinary man’s “hero” as opposed to a thespian in new Bollywood, Salman Khan remains tightly linked to his father’s oeuvre. Thanks dad. 

HOW TO WATCH

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What the law says

Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.

“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.

“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”

If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.

UAE currency: the story behind the money in your pockets
Young women have more “financial grit”, but fall behind on investing

In an October survey of young adults aged 16 to 25, Charles Schwab found young women are more driven to reach financial independence than young men (67 per cent versus. 58 per cent). They are more likely to take on extra work to make ends meet and see more value than men in creating a plan to achieve their financial goals. Yet, despite all these good ‘first’ measures, they are investing and saving less than young men – falling early into the financial gender gap.

While the women surveyed report spending 36 per cent less than men, they have far less savings than men ($1,267 versus $2,000) – a nearly 60 per cent difference.

In addition, twice as many young men as women say they would invest spare cash, and almost twice as many young men as women report having investment accounts (though most young adults do not invest at all). 

“Despite their good intentions, young women start to fall behind their male counterparts in savings and investing early on in life,” said Carrie Schwab-Pomerantz, senior vice president, Charles Schwab. “They start off showing a strong financial planning mindset, but there is still room for further education when it comes to managing their day-to-day finances.”

Ms Schwab-Pomerantz says parents should be conveying the same messages to boys and girls about money, but should tailor those conversations based on the individual and gender.

"Our study shows that while boys are spending more than girls, they also are saving more. Have open and honest conversations with your daughters about the wage and savings gap," she said. "Teach kids about the importance of investing – especially girls, who as we see in this study, aren’t investing as much. Part of being financially prepared is learning to make the most of your money, and that means investing early and consistently."

Various Artists 
Habibi Funk: An Eclectic Selection Of Music From The Arab World (Habibi Funk)
​​​​​​​

How the bonus system works

The two riders are among several riders in the UAE to receive the top payment of £10,000 under the Thank You Fund of £16 million (Dh80m), which was announced in conjunction with Deliveroo's £8 billion (Dh40bn) stock market listing earlier this year.

The £10,000 (Dh50,000) payment is made to those riders who have completed the highest number of orders in each market.

There are also riders who will receive payments of £1,000 (Dh5,000) and £500 (Dh2,500).

All riders who have worked with Deliveroo for at least one year and completed 2,000 orders will receive £200 (Dh1,000), the company said when it announced the scheme.

MEYDAN%20RACECARD
%3Cp%3E%3Cstrong%3E6pm%20%3C%2Fstrong%3EArabian%20Adventures%20%E2%80%93%20Maiden%20(TB)%20Dh82%2C500%20(Dirt)%201%2C200m%0D%3Cbr%3E%3Cstrong%3E6.35pm%20%3C%2Fstrong%3EEmirates%20Sky%20Cargo%20%E2%80%93%20Handicap%20(TB)%2087%2C500%20(D)%202%2C000m%0D%3Cbr%3E%3Cstrong%3E7.10pm%20%3C%2Fstrong%3EEmirates%20Holiday%20%E2%80%93%20Maiden%20(TB)%20Dh82%2C500%20(D)%201%2C400m%0D%3Cbr%3E%3Cstrong%3E7.45pm%20%3C%2Fstrong%3EEmirates%20Skywards%20%E2%80%93%20Handicap%20(TB)%20Dh87%2C500%20(D)%201%2C400m%0D%3Cbr%3E%3Cstrong%3E8.20pm%3C%2Fstrong%3E%20Emirates%20Airline%20%E2%80%93%20Handicap%20(TB)%20Dh105%2C000%20(D)%201%2C600m%0D%3Cbr%3E%3Cstrong%3E8.55pm%20%3C%2Fstrong%3EEmirates%20Airline%20%E2%80%93%20Handicap%20(TB)%20Dh105%2C000%20(D)%201%2C900m%0D%3Cbr%3E%3Cstrong%3E9.30pm%20%3C%2Fstrong%3EEmirates.com%20%E2%80%93%20Handicap%20(TB_%20Dh87%2C500%20(D)%201%2C200m%3C%2Fp%3E%0A
Classification of skills

A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation. 

A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.

The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000. 

Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea

Election pledges on migration

CDU: "Now is the time to control the German borders and enforce strict border rejections" 

SPD: "Border closures and blanket rejections at internal borders contradict the spirit of a common area of freedom" 

RESULT

Esperance de Tunis 1 Guadalajara 1 
(Esperance won 6-5 on penalties)
Esperance: Belaili 38’
Guadalajara: Sandoval 5’

How to keep control of your emotions

If your investment decisions are being dictated by emotions such as fear, greed, hope, frustration and boredom, it is time for a rethink, Chris Beauchamp, chief market analyst at online trading platform IG, says.

Greed

Greedy investors trade beyond their means, open more positions than usual or hold on to positions too long to chase an even greater gain. “All too often, they incur a heavy loss and may even wipe out the profit already made.

Tip: Ignore the short-term hype, noise and froth and invest for the long-term plan, based on sound fundamentals.

Fear

The risk of making a loss can cloud decision-making. “This can cause you to close out a position too early, or miss out on a profit by being too afraid to open a trade,” he says.

Tip: Start with a plan, and stick to it. For added security, consider placing stops to reduce any losses and limits to lock in profits.

Hope

While all traders need hope to start trading, excessive optimism can backfire. Too many traders hold on to a losing trade because they believe that it will reverse its trend and become profitable.

Tip: Set realistic goals. Be happy with what you have earned, rather than frustrated by what you could have earned.

Frustration

Traders can get annoyed when the markets have behaved in unexpected ways and generates losses or fails to deliver anticipated gains.

Tip: Accept in advance that asset price movements are completely unpredictable and you will suffer losses at some point. These can be managed, say, by attaching stops and limits to your trades.

Boredom

Too many investors buy and sell because they want something to do. They are trading as entertainment, rather than in the hope of making money. As well as making bad decisions, the extra dealing charges eat into returns.

Tip: Open an online demo account and get your thrills without risking real money.

Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
World record transfers

1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m