Today is UAE Mother’s Day. I wanted to take a moment to acknowledge and celebrate all mothers – those women who physically embody motherhood, and all those individuals who exemplify motherly character traits to everyone that they come across, even those outside of their kin. I want to pay tribute by sharing a few personal reflections with you.
I have always held International Mother’s Day close to my heart, given the admiration I hold for my mother, and our Nation’s Mother, Sheikha Fatima bint Mubarak, the definition of a model mother. However, it is only in the last two years, when I myself became a mother to my son, Abdulla, that I began to understand the deepest significance of motherhood, and the extent of the wisdom Sheikha Fatima shared with me in her maxim that mothers are both learners and teachers.
As one myself, I have become a teacher who is responsible for mentoring and nurturing my child with the values, ethics and morals of our nation. In doing so, I learn more and more about myself. Who is Shamma in this new role? How can I learn from and better align with my child and his natural disposition? How will I manage my time with competing interests? These are mysteries we only begin to understand as we experience them.
And now I do indeed realise the truth that mothers are both learners and teachers, and that the two go hand in hand, like mother and child.
The more time that I have spent with my son and watched him interact with other children, the more I have seen that an infant’s natural inclination is towards acceptance, as opposed to exclusion. Abdulla is not unique in this. All babies enter the world with a childlike innocence and openness. It is through life’s negative conditioning that children are exposed to harmful and divisive positions regarding faith, race, disabilities, gender and social-economic standing, to name just a few.
There is a great deal to be learnt from the interaction between a mother and her child. Getty
As your child learns new tricks and grows, so do you, but only if you are open to learning alongside them. By doing so, you are re-conditioning yourself to exhibit a childlike openness and acceptance, becoming a kinder and more tolerant individual in the process.
Motherhood taught me that it is never too late to learn something. One simply has to have the will and desire to do so. Instead of mimicking a stagnant pool, we should keep moving in the manner of a waterfall that produces clean and clear water to drink. The more we do this, the better teachers we will become.
When I think of mothers as teachers, I cannot help but draw on examples from my own mother, Alzena, who taught me what unconditional love is, one of life’s most important lessons.
Becoming and being a mother is one of the most important and bravest undertakings in this life
It is an abstract concept that is hard to personify. However, mothers have the ability to turn the abstract into something real. They not only embody love, but they radiate it unconditionally through their speech and actions, however big or small. This has helped shape the person that I am today. My mother loved me for who I was, and she always made me feel like I was enough, no matter what grade I achieved at school, or what I broke in the house!
She also extended this love to others. Each morning, she would hurry us to get ready for school, with a Quran in her hand, and recite verses for all those she loved, whether it was for our neighbours, strangers she met once, or us. Her love was endless. She did this every day until I was 16.
My mother also taught me what it meant to be supported, in order to grow and reach my potential. I remember once after school sitting in my mother’s lap for hours, reeling off a list longer than my arm of my dreams and aspirations, as she listened to me. She did this on Sunday and then again on Monday and Tuesday, day after day, week after week. She never belittled or hampered me. She gave me the freedom to think and dream. It reminds me of the Abraham-Hicks saying, “as you think, you vibrate. As you vibrate, you attract.” And I am pretty sure my mother had not heard of Abraham-Hicks in the 90s!
Mothers today increasingly have to learn how to balance childcare and work commitments. Getty
All of these things have taught me that it is not enough to have just lived. We need to be determined to continue learning, growing, teaching and living for something more meaningful, whether it be bringing hope to our child, practicing unconditional love towards mankind, or supporting each other on our journeys.
In my first two years of motherhood, I have also learnt that becoming and being one is one of the most important and bravest undertakings in this life. The stakes are high. You are not given a job description or formal training on how to accomplish the task, as you would if you were becoming a pilot or a doctor, for example. Being a mother is a lifelong job, and you cannot get a refund if you change your mind!
I am still navigating this terrain, and trying to strike the balance of life as a working mum. Being a young mother and a public servant for the UAE are two full-time jobs. Overnight, my life went from being responsible for simply my own life – already a tricky balance between self, work and relationships – to an exponential explosion of competing demands, to which I’m sure many of you can relate.
So on this Mother’s Day, I would like to re-affirm my commitment to the mothers of the UAE, with their undeniable role in creating and upholding families, the foundation of our great country. Let us be a nation that champions our mothers. Let us be mothers who support each other. Let us be men who support in totality our women.
As a public servant who is indebted to each of you, I would like to take this opportunity to learn from you so that we can better serve each and every young mother. Please share your insights with me over Twitter, using #UAEMothersDay. I am particularly interested in your responses to these questions: what are your hopes as a mother? What qualities does your child have that you would like to see nurtured in our nation? And what do you want for your children in the next 50 years?
My prayers, thoughts and gratitude are with all our mothers. Thank you for being you. Happy Mother’s Day!
Shamma Sohail Al Mazrui is UAE Minister of State for Youth Affairs
Tuan Phan of SimplyFI.org lists five signs you have been mis-sold to:
1. Your pension fund has been placed inside an offshore insurance wrapper with a hefty upfront commission.
2. The money has been transferred into a structured note. These products have high upfront, recurring commission and should never be in a pension account.
3. You have also been sold investment funds with an upfront initial charge of around 5 per cent. ETFs, for example, have no upfront charges.
4. The adviser charges a 1 per cent charge for managing your assets. They are being paid for doing nothing. They have already claimed massive amounts in hidden upfront commission.
5. Total annual management cost for your pension account is 2 per cent or more, including platform, underlying fund and advice charges.
Types of bank fraud
1) Phishing
Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.
2) Smishing
The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.
3) Vishing
The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.
4) SIM swap
Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.
5) Identity theft
Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.
6) Prize scams
Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Usain Bolt's time for the 100m at major championships
2008 Beijing Olympics 9.69 seconds
2009 Berlin World Championships 9.58
2011 Daegu World Championships Disqualified
2012 London Olympics 9.63
2013 Moscow World Championships 9.77
2015 Beijing World Championships 9.79
2016 Rio Olympics 9.81
2017 London World Championships 9.95
Results
Ashraf Ghani 50.64 per cent
Abdullah Abdullah 39.52 per cent
Gulbuddin Hekmatyar 3.85 per cent
Rahmatullah Nabil 1.8 per cent
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Where can I submit a sample?
Volunteers can now submit DNA samples at a number of centres across Abu Dhabi. The programme is open to all ages.