The isolated fishing village of Kumzar on the Musandam Peninsula in northern Oman. Schoolboys play in the sea after their morning lessons.
The isolated fishing village of Kumzar on the Musandam Peninsula in northern Oman. Schoolboys play in the sea after their morning lessons.

Going round the bend



By the time you arrive at the Tibat border crossing, the landscape has changed completely. Gone are the traffic jams of Sharjah, the cement factories, gas plants and Pizza Huts of Ras al Khaimah and the industrial zones of Umm al Quwain; before you is just one road, the mountains and the sea. For about 25km the road hugs the dramatic coastline, curving around bays, wadis and villages, sweeping over headlands and down, 45 minutes later, into Khasab, the sleepy capital of Oman's Musandam province.

It's here that the road ends: beyond Khasab, most of the entire northern peninsula is accessible only by boat. For most it's a day trip out into the surrounding khors, or fjords. We have chosen a two-day excursion with overnight camping on a remote beach and a visit to the isolated village of Kumzar at the very tip of the peninsula in the Straits of Hormuz; it's almost within touching distance of Iran. Six of us board our broad, single-decked dhow, and, stretching out on cushions at the back of the boat, set off with Ahmed, our guide, and two local crew members.

As soon as we leave Khasab, itself a small place with a population of about 20,000, the starkness of our surroundings becomes clear. Formed by the collision of the Arabian and Eurasian plates, from the open sea, the barren limestone mountains look impregnable. Rising steeply straight out of the water, with hardly a bush or green shoot to be seen, their rocky emptiness, extending up to 2,000m inland, would seem to support nothing and nobody.

Yet as we enter Khor Sham, a spectacular, 16km-long fjord, Ahmed points out three villages - Nadifi, Qanaha and Maqlab - blending, at first sight, almost imperceptibly into the rock behind. The first is apparently the largest, with 150 inhabitants; most of the villagers are fishermen. Their children, Ahmed tells us, travel by boat to school in Khasab every Saturday and return to Nadifi on Wednesday to spend the weekends with their family. Water is shipped to the village free of charge by the Omani government; with population numbers declining, it does what it can to halt Musandam's depopulation.

As we pass the villages, two sets of dolphins surround our boat. Encouraged by Ahmed, who claps loudly, they swim alongside us for 20 minutes, criss-crossing under the bow and appearing suddenly on the other side. We stop at Telegraph Island - Jazirat al Maqlab in Arabic - a tiny outcrop in the middle of the fjord. In 1864, the British built a telegraph station on it after laying an underwater cable all the way from India to Basra in Iraq. It is apparently where the term "round the bend" originates: British officers stationed on the island in the searing heat of summer were driven mad by the desire to return to civilisation, just around the bend. Today only the ruins of the buildings remain, but its surrounding corals make it a popular snorkelling site.

We stop next to Seebi Island at the back of the fjord. I jump off the boat and snorkel along an inlet. Though there are few corals, I see large grouper and menacing-looking barracuda. Then, as I turn a corner, a small reef shark torpedoes past me; round another corner, I see another one. Back on the boat, lunch is served: rice, chappati, sambar and - appropriately - barbecued barracuda. We leave Khor Sham just as the sun begins to dip, filtering through a layer of fine mist and giving the air an ethereal blue tint. Dolphins escort our boat past the fourth waterside village, Sham, then disappear. We round a corner and, back out in the open sea, see shoal after shoal of jumping fish.

Our dhow anchors just off an idyllic cove, where our tents have already been set up on an empty beach. A small speedboat arrives, ferries us to shore and then disappears. Hours later it returns with our dinner, by which time it is dark and two of our group have been bitten by giant red wasps. Yet we delight in the darkness and silence. Just as we are about to go to bed however, the others arrive. At about 11pm a boatload of some 30 revellers from Dubai pulls up and drops anchor. "No!" we think, "they can't come here." They do. Excited whoops accompany their unfortunate presence. I hear snatches of Italian, Spanish, British and American English and Dutch as some jump off the boat and swim to shore and others are taken to the other end of the beach in a dingy.

With no tents, but a sound system and barbecue, and a formidable collection of flame-torches, it is clear they have not come here to rest. "It's like the set of Survivor down there," one of our group reports. "Maybe we should join in," I venture, but no one wants to. So with the thud, thud, thud of techno music continuing through the night, we lie in our tents and sweat it out. Sunrise brings peace at last. The revellers, already getting sunburnt, are ferried to their boat where they collapse on deck; we enjoy a sober morning dip and have the beach almost to ourselves again. By 9am it is scorching, so we return to our boat and continue around the tip of Arabia.

Arriving in Kumzar, Oman's most northerly settlement, is extraordinary. A substantial village of more than 2,000 people, it, too, is only accessible by boat. Our dhow docks at the man-made harbour, while a small speedboat takes us to land in a natural tidal inlet next to the beach. It's what constitutes the town centre: hundreds of boys play in the sea and turtles swim around the boat, while on the shore, a large arish serves as a general waiting area.

As he takes us through the village, Ahmed explains that thanks to its proximity to Iran and the settlement of 16th-century Portuguese sailors, the place has its own language, Kumzari, a mix of Farsi, Arabic and Portuguese. There are no hotels or guesthouses, only two restaurants, three tiny shops and two mosques, plus a school and small medical centre. As we walk towards the back of the village, goats perch on the sides of stone and mud-built houses, and women stare and smile. We visit a long-exhausted well in a wadi; by the time we return it is lunchtime and the women who stared and smiled are now busily baking fish in circular stone ovens in front of their houses. Boys have had their classes at the school in the morning; now the girls are on their way.

We have one last snorkelling stop on the way back to Khasab. Making our way through some harmless jellyfish, we arrive at a massive coral garden. Giant healthy corals lie before us with visibility up to 20m. The area teems with barracuda, grouper, emperors, jacks, snapper, fusiliers, octopus, beautiful blue and yellow Indian Ocean angelfish, yellow-orange Arabian butterfly fish and big, meaty parrotfish. After watching a shoal feast noisily on the coral, we eat lunch, then go round the bend.

rbehan@thenational.ae

The biog

Favourite film: The Notebook  

Favourite book: What I know for sure by Oprah Winfrey

Favourite quote: “Social equality is the only basis of human happiness” Nelson Madela.           Hometown: Emmen, The Netherlands

Favourite activities: Walking on the beach, eating at restaurants and spending time with friends

Job: Founder and Managing Director of Mawaheb from Beautiful Peopl

The Dictionary of Animal Languages
Heidi Sopinka
​​​​​​​Scribe

Honeymoonish

Director: Elie El Samaan

Starring: Nour Al Ghandour, Mahmoud Boushahri

Rating: 3/5

COMPANY PROFILE

Name: Xpanceo

Started: 2018

Founders: Roman Axelrod, Valentyn Volkov

Based: Dubai, UAE

Industry: Smart contact lenses, augmented/virtual reality

Funding: $40 million

Investor: Opportunity Venture (Asia)

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs

Engine: 2.0-litre turbocharged 4-cyl
Transmission: 8-speed auto
Power: 300bhp (GT) 330bhp (Modena)
Torque: 450Nm
Price: Dh299,000 (GT), Dh369,000 (Modena)
On sale: now

THE SWIMMERS

Director: Sally El-Hosaini

Stars: Nathalie Issa, Manal Issa, Ahmed Malek and Ali Suliman 

Rating: 4/5

T20 World Cup Qualifier fixtures

Tuesday, October 29

Qualifier one, 2.10pm – Netherlands v UAE

Qualifier two, 7.30pm – Namibia v Oman

Wednesday, October 30

Qualifier three, 2.10pm – Scotland v loser of qualifier one

Qualifier four, 7.30pm – Hong Kong v loser of qualifier two

Thursday, October 31

Fifth-place playoff, 2.10pm – winner of qualifier three v winner of qualifier four

Friday, November 1

Semi-final one, 2.10pm – Ireland v winner of qualifier one

Semi-final two, 7.30pm – PNG v winner of qualifier two

Saturday, November 2

Third-place playoff, 2.10pm

Final, 7.30pm

MATCH INFO

Kolkata Knight Riders 245/6 (20 ovs)
Kings XI Punjab 214/8 (20 ovs)

Kolkata won by 31 runs

If you go

The flights
There are various ways of getting to the southern Serengeti in Tanzania from the UAE. The exact route and airstrip depends on your overall trip itinerary and which camp you’re staying at. 
Flydubai flies direct from Dubai to Kilimanjaro International Airport from Dh1,350 return, including taxes; this can be followed by a short flight from Kilimanjaro to the Serengeti with Coastal Aviation from about US$700 (Dh2,500) return, including taxes. Kenya Airways, Emirates and Etihad offer flights via Nairobi or Dar es Salaam.   

Sour Grapes

Author: Zakaria Tamer
Publisher: Syracuse University Press
Pages: 176

Bert van Marwijk factfile

Born: May 19 1952
Place of birth: Deventer, Netherlands
Playing position: Midfielder

Teams managed:
1998-2000 Fortuna Sittard
2000-2004 Feyenoord
2004-2006 Borussia Dortmund
2007-2008 Feyenoord
2008-2012 Netherlands
2013-2014 Hamburg
2015-2017 Saudi Arabia
2018 Australia

Major honours (manager):
2001/02 Uefa Cup, Feyenoord
2007/08 KNVB Cup, Feyenoord
World Cup runner-up, Netherlands

2024 Dubai Marathon Results

Women’s race:
1. Tigist Ketema (ETH) 2hrs 16min 7sec
2. Ruti Aga (ETH) 2:18:09
3. Dera Dida (ETH) 2:19:29
Men's race:
1. Addisu Gobena (ETH) 2:05:01
2. Lemi Dumicha (ETH) 2:05:20
3. DejeneMegersa (ETH) 2:05:42

SPECS

Engine: 6-cylinder 3-litre, with petrol and diesel variants
Transmission: 8-speed automatic
Power: 286hp (petrol), 249hp (diesel)
Torque: 450Nm (petrol), 550Nm (diesel)
Price: Starting at $69,800
On sale: Now

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

Fast X

Director: Louis Leterrier

Stars: Vin Diesel, Michelle Rodriguez, Jason Statham, Tyrese Gibson, Ludacris, Jason Momoa, John Cena, Jordana Brewster, Nathalie Emmanuel, Sung Kang, Brie Larson, Helen Mirren and Charlize Theron

Rating: 3/5

Company Profile

Company name: Namara
Started: June 2022
Founder: Mohammed Alnamara
Based: Dubai
Sector: Microfinance
Current number of staff: 16
Investment stage: Series A
Investors: Family offices

COMPANY PROFILE

Name: Haltia.ai
Started: 2023
Co-founders: Arto Bendiken and Talal Thabet
Based: Dubai, UAE
Industry: AI
Number of employees: 41
Funding: About $1.7 million
Investors: Self, family and friends