The ideal formula for baby's bottle


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It would appear that, when it comes to babies, I'm subject to the bus-stop principle. No sooner had I got pregnant than along came several friends reporting that they were on the baby conveyor belt as well. The result is that as a young mother of a seven-month-old mini force of nature, I seem be spending more than a few coffee mornings discussing the rights, wrongs, dangers and perils of buggies, weaning, sleeping, crying, inoculations and the pros and cons of infant formula.

Debate rages on the benefits and drawbacks of non-dairy (cow's milk) formula. In the US, activist mums such as Jenny McCarthy, the partner of the actor Jim Carrey, are denouncing dairy as the enemy, while in the UK, outspoken vegans such as Heather Mills are put to trial over the potential damage that non-dairy formula could have on their babies. My challenge is to persuade my budget-minded husband that a goat's milk formula that is shipped in from New Zealand at more than twice the price of our local offering is, indeed, worth it.

Well, let's examine the case for conventional formula milk, or infant formula, as it is known in the US. Despite the fact that breast milk is considered the ideal food for babies, at least to six months of age, the majority - 60 per cent - of western babies are weaned by two months. A quarter of American babies are on formula within two days of birth. Studies have shown that the risks associated with formula can include ear-tract infections, stomach problems and respiratory tract infections.

According to proponents of goat's milk, the big advantage is that it contains fewer allergenic proteins. The proteins in goat's milk bind to stomach acids and form smaller "curds" that are more easily digested in a baby's tummy. Yet according to the American health-care project Assuring Pediatric Nutrition in the Hospital & Community, "goat's milk is not indicated for use in pregnancy". Reasons quoted include the fact that goat's milk is deficient in folic acid and vitamin B6. It is also higher in protein than human milk and conventional infant formula and thus may put a child at risk from dehydration. The European Food Safety Authority concluded that "there was no convincing data, either in the literature or submitted, to support the belief that the incidence of allergic reactions is lower when feeding goat's-milk-based formula compared to cow's milk-based formula".

The goat camp kicks back with its own evidence. It cites that problems with lactose intolerance and cow's milk allergies are the two main reasons why mothers to look for alternatives to cow-derived products. Although the two are often mixed up, lactose intolerance and allergy are distinct conditions. Allergy is due to a protein allergen while lactose intolerance is due to carbohydrate sensitivity.

Part of the challenge lies in the fact that the difference between cow's milk and goat's milk may not seem apparent upon first examination. A closer look, however, reveals several key factors that play an integral part in why a parent may wish to look at goat's milk products as an alternative. It is said that the most common food allergy for children under three is cow's milk. Mild symptoms such as vomiting, diarrhoea and skin rashes are common. The reaction can be blamed on a protein allergen known as alpha s1-casein found in high levels in cow's milk. The levels of alpha s1-casein in goat's milk are about 89 per cent less than cow's milk, providing a far less allergenic food.

On the question of lactose, all milk contains certain levels of it, which is also known as "milk sugar". A relatively large portion of the population suffers from a deficiency (not an absence) of an enzyme known as lactase that is used to digest lactose. This deficiency results in a condition known as lactose intolerance, a fairly common ailment, especially in African and Asian populations. The theory goes that because goat's milk (or goat's milk formula) contains less lactose than cow's milk formula, it is easier to digest for those suffering from lactose intolerance. Yet, the margin of difference in lactose levels is only about 10 per cent. A newer hypothesis is rather that since goat's milk is digested and absorbed more easily, there is no "leftover" lactose that remains undigested, which causes the painful and uncomfortable effects of lactose intolerance.

At the heart of it, of course, is the fact that mother's milk is best, for as long as possible; but if a mother has to choose, it is always worth looking at goat's milk as an alternative to the conventional infant formula route.

Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

THE DETAILS

Deadpool 2

Dir: David Leitch

Starring: Ryan Reynolds, Josh Brolin, Justin Dennison, Zazie Beetz

Four stars

WHAT IS A BLACK HOLE?

1. Black holes are objects whose gravity is so strong not even light can escape their pull

2. They can be created when massive stars collapse under their own weight

3. Large black holes can also be formed when smaller ones collide and merge

4. The biggest black holes lurk at the centre of many galaxies, including our own

5. Astronomers believe that when the universe was very young, black holes affected how galaxies formed

MATCH INFO

Uefa Champions League final:

Who: Real Madrid v Liverpool
Where: NSC Olimpiyskiy Stadium, Kiev, Ukraine
When: Saturday, May 26, 10.45pm (UAE)
TV: Match on BeIN Sports

UK%20-%20UAE%20Trade
%3Cp%3ETotal%20trade%20in%20goods%20and%20services%20(exports%20plus%20imports)%20between%20the%20UK%20and%20the%20UAE%20in%202022%20was%20%C2%A321.6%20billion%20(Dh98%20billion).%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3C%2Fp%3E%0A%3Cp%3EThis%20is%20an%20increase%20of%2063.0%20per%20cent%20or%20%C2%A38.3%20billion%20in%20current%20prices%20from%20the%20four%20quarters%20to%20the%20end%20of%202021.%3C%2Fp%3E%0A%3Cp%3E%C2%A0%3C%2Fp%3E%0A%3Cp%3EThe%20UAE%20was%20the%20UK%E2%80%99s%2019th%20largest%20trading%20partner%20in%20the%20four%20quarters%20to%20the%20end%20of%20Q4%202022%20accounting%20for%201.3%20per%20cent%20of%20total%20UK%20trade.%3C%2Fp%3E%0A
Afcon 2019

SEMI-FINALS

Senegal v Tunisia, 8pm

Algeria v Nigeria, 11pm

Matches are live on BeIN Sports

MATCH INFO

Uefa Champions League semi-final, first leg

Tottenham 0-1 Ajax, Tuesday

Second leg

Ajax v Tottenham, Wednesday, May 8, 11pm

Game is on BeIN Sports