Recipe for healthy granola bars



An average 20g granola bar has

85 calories

2.6g fat (some with saturated fat as high as 29 percent of its available calories)

14g carbs

Often when people make unhealthy food choices, they do so in the belief that they lack other options - eating a ready meal or fast food dinner because you simply don't have time to cook, being a prime example. How often do hunger pangs strike at work and a trip to the vending machine or coffee shop presents you with limited options - a bar of chocolate, packet of crisps or sugar-filled muffin? A Twix with a mid-afternoon cup of tea is fine once in a while, but shouldn't become part of an everyday routine.

These homemade granola bars make excellent portable snacks and are far better for you than the average shop-bought cereal bar, which, despite seeming like a healthy choice, is often packed with sugar and/or saturated fat and has little or no nutritional value.This recipe is filled with natural, energy-giving ingredients and a dose of complex carbohydrates (courtesy of the rolled oats) will ensure you feel fuller for longer. The apple juice binds the ingredients together and keeps the bars moist, so you don't need to add any butter or oil.

By making your own granola bars you can control exactly what goes into them and vary the ingredients to suit personal tastes - swap the apricots for dates, the pecans for hazelnuts or the apple juice for cranberry, for example. Once made, the bars will keep for a week if stored in an airtight container and they taste just as good when eaten as breakfast on the run as they do in a school lunchbox. Healthier granola bars

Makes 12-14 bars

70g pecan nuts

50g pumpkin or sunflower seeds

120g raisins

120g dried cherries

85ml apple juice

2 tablespoons runny honey

50g wholemeal flour

130g rolled oats

Preheat the oven to 190°C/fan 170°C/gas 5. Line a square baking tray with parchment.

Place a dry pan over a medium heat, add the pecan nuts and the seeds and toast for 3-4 minutes. Put the cherries, raisins, toasted nuts and seeds into a food processor and blend until chopped. Tip into a large mixing bowl, add the wholemeal flour and the rolled oats and mix well.

In a small pan, warm the apple juice and honey over a low heat, stirring until the honey dissolves. Pour over the dry ingredients and stir until really well combined.

Pack the mixture into the prepared tin to about 3cm high and bake for 20-25 minutes. Allow to cool, then cut into rectangular bars. Store in an airtight container and eat within a week.

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

THE SPECS

Engine: 6.75-litre twin-turbocharged V12 petrol engine 

Power: 420kW

Torque: 780Nm

Transmission: 8-speed automatic

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