People wearing an Apple Watch and a Fitbit - in a pandemic that has so far stubbornly resisted high-tech countermeasures, mass deployment of health trackers could be a powerful new public health weapon. Courtesy Profusion
People wearing an Apple Watch and a Fitbit - in a pandemic that has so far stubbornly resisted high-tech countermeasures, mass deployment of health trackers could be a powerful new public health weapon. Courtesy Profusion
People wearing an Apple Watch and a Fitbit - in a pandemic that has so far stubbornly resisted high-tech countermeasures, mass deployment of health trackers could be a powerful new public health weapon. Courtesy Profusion
People wearing an Apple Watch and a Fitbit - in a pandemic that has so far stubbornly resisted high-tech countermeasures, mass deployment of health trackers could be a powerful new public health weapo

Wearable technology put to use in fight against the Covid-19 pandemic


  • English
  • Arabic

The prospect of suddenly falling gravely ill with no early symptoms is one of the coronavirus’s many frightening aspects, one that Monica Valencia understands all too well. In July, a family member died of Covid-19 after an extremely short illness that seemed to come out of nowhere. Only one symptom, shortness of breath, ever manifested. Within days, the relative was dead.

“I don’t want anyone else to go through what my family went through,” Ms Valencia said.

Now she is hoping to contribute her health data so that no one else has to. In July, Ms Valencia was among 400 employees of the San Diego Metropolitan Transit System fitted with wearable Fitbit devices as part of a study tracking early signs of Covid-19 launched in March by the Scripps Research Translational Institute in San Diego.

The devices monitor heart rate, sleep patterns, and physical activity levels; if they can pick up subtle physiological changes that herald infection, they could nudge users to get tested even before symptoms appear.

Bringing such tech-based Covid-19 detection to an entire community could spot outbreaks earlier, alert individuals who may remain asymptomatic but contagious and help local officials to increase the effectiveness of their testing and tracing protocols. In a pandemic that has so far stubbornly resisted high-tech countermeasures, mass deployment of health trackers could be a powerful new public health weapon.

Several studies are looking at the effectiveness of wearables as Covid-19 detectors, and they are showing promising results. But they have major drawbacks. Most studies require participants to own their own wearable devices, which sell for anywhere from $50 to $400 (Dh146.8 to Dh1,468) – which could cause a big data gap in a pandemic where low-income frontline workers are among the most vulnerable. (Pew Research Center has found that some 31 per cent of Americans whose households earn $75,000 or more per year report using wearable devices, compared to only 12 per cent of those in households earning less than $30,000.)

Other issues could limit the effectiveness of this technology. As with tech-powered contact tracing efforts, some people are concerned with privacy issues and government access to health information – the same surveillance fears that also haunt “smart city” programmes that harvest data from residents. Researchers must both overcome those challenges and confront one additional barrier: a long legacy of mistrust between medical institutions and low-income communities of colour.

The Scripps study, called Detect, monitors the biometrics of 35,000 participants through an app that pulls data from Fitbits, Apple Watches, and other wearable devices. Lead researcher Jennifer Radin, an epidemiologist at Scripps, has compared day-to-day changes over baseline health levels and found signs that the sensor data can help detect Covid-19 before symptoms appear better than self-reported symptoms alone.

Eventually, Ms Radin hopes to build an alert system that tells participants when their health patterns indicate infection; it could then send them testing information or an at-home testing kit and connect them with a contract tracer if they test positive.

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Coronavirus around the world - latest images:

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Anyone who uses a wearable device can download Ms Radin’s app to participate in this work. The MTS workers are among a few groups in and beyond the San Diego area who have received free Fitbits, donated by the device maker, that Ms Radin’s team contacted to participate in the study. Healthcare workers at Scripps’ clinical facilities have also received a batch, as have a number of osteopathic doctors in rural communities of the US, a partnership that Scripps set up through the Osteopathic Foundation. “It’s exciting to potentially roll out the study in populations that might not have access all the time to these devices and hopefully create something that is really useful,” Ms Radin said.

Ms Radin and other scientists are going further, setting up a study in Jackson, Mississippi, to distribute wearables to low-income African-American residents, one of the pandemic’s hardest-hit populations nationwide. More than 80 per cent of Jackson’s population is Black and nearly 30 per cent live under the poverty line; the city has seen more than 500 cases of Covid-19. Initiated by the World Economic Forum, the Jackson programme is still in the early planning stages about how it would work, how it would be funded and whom exactly it would target.

"It's exciting to potentially roll out the study in populations that might not have access all the time to these devices and hopefully create something that is really useful," Jennifer Radin, an epidemiologist at Scripps, said

However, a programme that straps digital trackers to the wrists of African Americans in a bid to study their health faces challenges beyond the question of device access. In the US, medical experimentation on Black people has a long history of deception and non-consensual practices, from syphilis injections by federal researchers at Tuskegee, to Cold War-era radiation studies by the Department of Defence, to the uncompensated taking of cancer cells by doctors at Johns Hopkins University.

That has scarred the Black community with deep trust issues towards health care institutions, said Primus Wheeler, the executive director of the Jackson Medical Mall Foundation, a health care complex serving the city’s disadvantaged residents.

“When you even mention research, folks think about themselves as a guinea pig,” Mr Wheeler said. “Even going to the hospital – people may not want to go to a teaching hospital because they fear being practiced on.”

That is also why Mr Wheeler sees so much value in the wearable devices: they can help prompt wearers to seek medical attention early, instead of waiting until it’s too late. He and other community health leaders in Jackson are collaborating with city leaders, WEF executives and researchers to design the study in a way that is mindful of trust divides. Mr Wheeler thinks that they could tap into Jackson’s network of community health workers – community members trained on the basics of at-home medicine and who act as a liaison to institutional providers – to distribute the devices and ensure participation.

The Detect study is just one of several projects employing wearables as Covid-19 detectors. Fitbit’s own research programme, which encompasses 100,000 people in the US and Canada, is catching signs of the disease before symptoms show. So is a 5,000-person study led by Michael Snyder, a professor of genetics at Stanford University.

Mr Snyder’s team is now building an algorithm that can scan device data at scale and alert wearers to get tested and self-isolate when signs of infection show. In a sub-analysis of 31 participants who tested positive for Covid-19, Mr Snyder found that 82 per cent had data on their devices that indicated infection – such as an elevated heart rate – at or before the time symptoms appeared.

But the participants whose health data did not hint at their serious illness were likely people with pre-existing conditions, Mr Snyder said, highlighting another gap between wearables research and the populations most at risk for Covid-19. Mr Snyder said that his project has distributed free devices to high-risk groups – specifically people with family members who have had Covid-19. But medical confidentiality requirements have made that process a challenge.

Still, he believes that digital divides should not be a reason not to pursue tech-based medical research. Over time, he believes the devices will come down in price and could serve as health equalisers.

“It shouldn’t matter if you’re rich or poor – it’s important information that this provides access to,” he said.

Other researchers are taking a different approach. Jessilyn Dunn, a professor of biomedical engineering at Duke University, is also leading a research programme using smartphones and smartwatches. So far, the vast majority of participants in her Covidentify study have been people who already own those devices, and as a result their demographics have been skewed towards more affluent, less vulnerable people. Now, she is “working like crazy” to distribute 450 devices to underserved communities around Durham, North Carolina, with a focus on Black and Latinx residents. Firefighters, meatpacking plant workers and elderly churchgoers are among those who have already been equipped with smartwatches that can detect changes in their heart rate and step counts.

Key to Ms Dunn’s work is making sure people know how to use the technology: her research coordinators talk to participants regularly to make sure they know what they need to do. Unlike others, her study’s app does not collect location data by default, and she does not plan to link her results to any contact tracing programme because of potential privacy issues. But she still foresees challenges: immigrants with a fear of deportation, for example, might still be sceptical of participating.

“We want to include all sorts of demographics in our community, but it might not work for everyone,” she said.

So far it seems to be working for Ms Valencia. She does not feel spooked by the privacy issues, noting that the Scripps study allows participants to opt out of sharing location data and other personal details. She is also learning about her body in ways she would not have done otherwise, observing how her heart rate fluctuates based on the daily stress she experiences. But mostly she likes contributing to something bigger.

“If you do it, it helps with the research,” she said. “For me, the positives there outweigh any of the personal information that is shared.”

Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

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4.35pm: Tilal Al Khalediah
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Meatless Days
Sara Suleri, with an introduction by Kamila Shamsie
​​​​​​​Penguin 

While you're here ...

Damien McElroy: What happens to Brexit?

Con Coughlin: Could the virus break the EU?

Andrea Matteo Fontana: Europe to emerge stronger

Company profile

Name: Infinite8

Based: Dubai

Launch year: 2017

Number of employees: 90

Sector: Online gaming industry

Funding: $1.2m from a UAE angel investor

How tumultuous protests grew
  • A fuel tax protest by French drivers appealed to wider anti-government sentiment
  • Unlike previous French demonstrations there was no trade union or organised movement involved 
  • Demonstrators responded to online petitions and flooded squares to block traffic
  • At its height there were almost 300,000 on the streets in support
  • Named after the high visibility jackets that drivers must keep in cars 
  • Clashes soon turned violent as thousands fought with police at cordons
  • An estimated two dozen people lost eyes and many others were admitted to hospital 
While you're here
Profile of Hala Insurance

Date Started: September 2018

Founders: Walid and Karim Dib

Based: Abu Dhabi

Employees: Nine

Amount raised: $1.2 million

Funders: Oman Technology Fund, AB Accelerator, 500 Startups, private backers

 

The Dictionary of Animal Languages
Heidi Sopinka
​​​​​​​Scribe

MATCH INFO

Manchester City 4 (Gundogan 8' (P), Bernardo Silva 19', Jesus 72', 75')

Fulham 0

Red cards: Tim Ream (Fulham)

Man of the Match: Gabriel Jesus (Manchester City)

How to help

Send “thenational” to the following numbers or call the hotline on: 0502955999
2289 – Dh10
2252 – Dh 50
6025 – Dh20
6027 – Dh 100
6026 – Dh 200

PAKISTAN SQUAD

Pakistan - Sarfraz Ahmed (captain), Azhar Ali, Fakhar Zaman, Imam-ul-Haq, Babar Azam, Shoaib Malik, Mohammad Hafeez, Haris Sohail, Faheem Ashraf, Shadab Khan, Mohammad Nawaz, Mohammad Amir, Hasan Ali, Aamer Yamin, Rumman Raees.

THE BIO:

Sabri Razouk, 74

Athlete and fitness trainer 

Married, father of six

Favourite exercise: Bench press

Must-eat weekly meal: Steak with beans, carrots, broccoli, crust and corn

Power drink: A glass of yoghurt

Role model: Any good man

SQUADS

South Africa:
JP Duminy (capt), Hashim Amla, Farhaan Behardien, Quinton de Kock (wkt), AB de Villiers, Robbie Frylinck, Beuran Hendricks, David Miller, Mangaliso Mosehle (wkt), Dane Paterson, Aaron Phangiso, Andile Phehlukwayo, Dwaine Pretorius, Tabraiz Shamsi

Bangladesh
Shakib Al Hasan (capt), Imrul Kayes, Liton Das (wkt), Mahmudullah, Mehidy Hasan, Mohammad Saifuddin, Mominul Haque, Mushfiqur Rahim (wkt), Nasir Hossain, Rubel Hossain, Sabbir Rahman, Shafiul Islam, Soumya Sarkar, Taskin Ahmed

Fixtures
Oct 26: Bloemfontein
Oct 29: Potchefstroom

FIGHT%20CARD
%3Cp%3E%3Cstrong%3ELightweight%2010%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EBader%20Samreen%20(8-0-0)%20v%20Jose%20Paez%20Gonzales%20(16-2-2)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESuper%20flyweight%2010%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3ESultan%20Al%20Nuaimi%20(9-0-0)%20v%20Jemsi%20Kibazange%20(18-6-2)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECruiseweight%208%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EMohammed%20Bekdash%20(25-0-0)%20v%20Musa%20N%E2%80%99tege%20(8-4-0)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESuper%20featherweight%208%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EBishara%20Sabbar%20(6-0-0)%20v%20Mohammed%20Azahar%20(8-5-1)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EWelterweight%206%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EMarwan%20Mohamad%20Madboly%20(2-0-0)%20v%20Sheldon%20Schultz%20(4-4-0)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EHeavyweight%204%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EYoussef%20Karrar%20(1-0-0)%20v%20Muhammad%20Muzeei%20(0-0-0)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EWelterweight%206%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EBenyamin%20Moradzadeh%20(0-0-0)%20v%20Rohit%20Chaudhary%20(4-0-2)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFeatherweight%204%20rounds%3A%3C%2Fstrong%3E%0D%3Cbr%3EYousuf%20Ali%20(2-0-0)%20(win-loss-draw)%20v%20Alex%20Semugenyi%20(0-1-0)%0D%0D%3Cbr%3E%0D%3C%2Fp%3E%0A
Ms Yang's top tips for parents new to the UAE
  1. Join parent networks
  2. Look beyond school fees
  3. Keep an open mind
The biog

Favourite hobby: taking his rescue dog, Sally, for long walks.

Favourite book: anything by Stephen King, although he said the films rarely match the quality of the books

Favourite film: The Shawshank Redemption stands out as his favourite movie, a classic King novella

Favourite music: “I have a wide and varied music taste, so it would be unfair to pick a single song from blues to rock as a favourite"

War 2

Director: Ayan Mukerji

Stars: Hrithik Roshan, NTR, Kiara Advani, Ashutosh Rana

Rating: 2/5

How Alia's experiment will help humans get to Mars

Alia’s winning experiment examined how genes might change under the stresses caused by being in space, such as cosmic radiation and microgravity.

Her samples were placed in a machine on board the International Space Station. called a miniPCR thermal cycler, which can copy DNA multiple times.

After the samples were examined on return to Earth, scientists were able to successfully detect changes caused by being in space in the way DNA transmits instructions through proteins and other molecules in living organisms.

Although Alia’s samples were taken from nematode worms, the results have much bigger long term applications, especially for human space flight and long term missions, such as to Mars.

It also means that the first DNA experiments using human genomes can now be carried out on the ISS.

 

Specs

Engine: Duel electric motors
Power: 659hp
Torque: 1075Nm
On sale: Available for pre-order now
Price: On request

T20 SQUADS

Australia: Aaron Finch (c), Mitchell Marsh, Alex Carey, Ashton Agar, Nathan Coulter-Nile, Chris Lynn, Nathan Lyon, Glenn Maxwell, Ben McDermott, D’Arcy Short, Billy Stanlake, Mitchell Starc, Andrew Tye, Adam Zampa.

Pakistan: Sarfraz Ahmed (c), Fakhar Zaman, Mohammad Hafeez, Sahibzada Farhan, Babar Azam, Shoaib Malik, Asif Ali, Hussain Talat, Shadab Khan, Shaheen Shah Afridi, Usman Khan Shinwari, Hassan Ali, Imad Wasim, Waqas Maqsood, Faheem Ashraf.

THE BIO

Occupation: Specialised chief medical laboratory technologist

Age: 78

Favourite destination: Always Al Ain “Dar Al Zain”

Hobbies: his work  - “ the thing which I am most passionate for and which occupied all my time in the morning and evening from 1963 to 2019”

Other hobbies: football

Favorite football club: Al Ain Sports Club

 

Score

Third Test, Day 1

New Zealand 229-7 (90 ov)
Pakistan

New Zealand won the toss and elected to bat

Timeline

2012-2015

The company offers payments/bribes to win key contracts in the Middle East

May 2017

The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts

September 2021

Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act

October 2021

Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence 

December 2024

Petrofac enters into comprehensive restructuring to strengthen the financial position of the group

May 2025

The High Court of England and Wales approves the company’s restructuring plan

July 2025

The Court of Appeal issues a judgment challenging parts of the restructuring plan

August 2025

Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision

October 2025

Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange

November 2025

180 Petrofac employees laid off in the UAE

The specs: 2018 Nissan 370Z Nismo

The specs: 2018 Nissan 370Z Nismo
Price, base / as tested: Dh182,178
Engine: 3.7-litre V6
Power: 350hp @ 7,400rpm
Torque: 374Nm @ 5,200rpm
Transmission: Seven-speed automatic
​​​​​​​Fuel consumption, combined: 10.5L / 100km

FIGHT CARD

Welterweight Mostafa Radi (PAL) v Tohir Zhuraev (TJK)

Catchweight 75kg Leandro Martins (BRA) v Anas Siraj Mounir (MAR)

Flyweight Corinne Laframboise (CAN) v Manon Fiorot (FRA)

Featherweight Ahmed Al Darmaki (UAE) v Bogdan Kirilenko (UZB)

Lightweight Izzedine Al Derabani (JOR) v Atabek Abdimitalipov (KYG)

Featherweight Yousef Al Housani (UAE) v Mohamed Arsharq Ali (SLA)

Catchweight 69kg Jung Han-gook (KOR) v Elias Boudegzdame (ALG)

Catchweight 71kg Usman Nurmagomedov (RUS) v Jerry Kvarnstrom (FIN)

Featherweight title Lee Do-gyeom (KOR) v Alexandru Chitoran (ROU)

Lightweight title Bruno Machado (BRA) v Mike Santiago (USA)

The Bio

Hometown: Bogota, Colombia
Favourite place to relax in UAE: the desert around Al Mleiha in Sharjah or the eastern mangroves in Abu Dhabi
The one book everyone should read: 100 Years of Solitude by Gabriel Garcia Marquez. It will make your mind fly
Favourite documentary: Chasing Coral by Jeff Orlowski. It's a good reality check about one of the most valued ecosystems for humanity

Frankenstein in Baghdad
Ahmed Saadawi
​​​​​​​Penguin Press

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Profile of Tamatem

Date started: March 2013

Founder: Hussam Hammo

Based: Amman, Jordan

Employees: 55

Funding: $6m

Funders: Wamda Capital, Modern Electronics (part of Al Falaisah Group) and North Base Media

COMPANY PROFILE

Name: Grubtech

Founders: Mohamed Al Fayed and Mohammed Hammedi

Launched: October 2019

Employees: 50

Financing stage: Seed round (raised $2 million)

 

The specs

Engine: 0.8-litre four cylinder

Power: 70bhp

Torque: 66Nm

Transmission: four-speed manual

Price: $1,075 new in 1967, now valued at $40,000

On sale: Models from 1966 to 1970

MATCH INFO

Borussia Dortmund 0

Bayern Munich 1 (Kimmich 43')

Man of the match: Joshua Kimmich (Bayern Munich)

RESULTS

5pm Wathba Stallions Cup Maiden (PA) Dh70,000 (Dirt) 1,400m

Winner Munfared, Fernando Jara (jockey), Ahmed Al Mehairbi (trainer)

5.30pm Handicap (PA) Dh70,000 (D) 1,600m

Winner Sawt Assalam, Szczepan Mazur, Ibrahim Al Hadhrami

6pm Maiden (PA) Dh70,000 (D) 1,800m

Winner Dergham Athbah, Pat Dobbs, Mohamed Daggash

6.30pm Handicap (PA) Dh70,000 (D) 1,800m

Winner Rajee, Fernando Jara, Majed Al Jahouri

7pm Conditions (PA) Dh80,000 (D) 1,800m

Winner Kerless Del Roc, Fernando Jara, Ahmed Al Mehairbi

7.30pm Handicap (TB) Dh70,000 (D) 2,000m

Winner Pharoah King, Pat Dobbs, Doug Watson

8pm Conditions (PA) Dh85,000 (D) 2,000m

Winner Sauternes Al Maury, Dane O’Neill, Doug Watson

Boulder shooting victims

• Denny Strong, 20
• Neven Stanisic, 23
• Rikki Olds, 25
• Tralona Bartkowiak, 49
• Suzanne Fountain, 59
• Teri Leiker, 51
• Eric Talley, 51
• Kevin Mahoney, 61
• Lynn Murray, 62
• Jody Waters, 65

Meydan card

6.30pm: Al Maktoum Challenge Round-1 (PA) Group 1 US$65,000 (Dirt) 1,600m
7.05pm: Conditions (TB) $100,000 (Turf) 1,400m
7.40pm: UAE 2000 Guineas Trial (TB) $100,000 (D) 1,600m
8.15pm: Handicap (TB) $175,000 (T) 1,200m
8.50pm: Al Maktoum Challenge Round-1 (TB) Group 2 $350,000 (D) 1,600m
9.25pm: Handicap (TB) $175,000 (D) 1,900m
10pm: Handicap (TB) $135,000 (T) 1,600m

The five types of long-term residential visas

Obed Suhail of ServiceMarket, an online home services marketplace, outlines the five types of long-term residential visas:

Investors:

A 10-year residency visa can be obtained by investors who invest Dh10 million, out of which 60 per cent should not be in real estate. It can be a public investment through a deposit or in a business. Those who invest Dh5 million or more in property are eligible for a five-year residency visa. The invested amount should be completely owned by the investors, not loaned, and retained for at least three years.

Entrepreneurs:

A five-year multiple entry visa is available to entrepreneurs with a previous project worth Dh0.5m or those with the approval of an accredited business incubator in the UAE.  

Specialists

Expats with specialised talents, including doctors, specialists, scientists, inventors, and creative individuals working in the field of culture and art are eligible for a 10-year visa, given that they have a valid employment contract in one of these fields in the country.

Outstanding students:

A five-year visa will be granted to outstanding students who have a grade of 95 per cent or higher in a secondary school, or those who graduate with a GPA of 3.75 from a university. 

Retirees:

Expats who are at least 55 years old can obtain a five-year retirement visa if they invest Dh2m in property, have savings of Dh1m or more, or have a monthly income of at least Dh20,000.

NEW%20UTILITY%20POLICY%3A%20WHAT%20DOES%20IT%20REGULATE%3F
%3Cp%3E%E2%80%A2%20Agreements%20on%20energy%20and%20water%20supply%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Applied%20service%20fees%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Customer%20data%20and%20information%20privacy%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Prohibition%20of%20service%20disconnections%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Customer%20complaint%20process%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Management%20of%20debts%20and%20customers%20in%20default%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Services%20provided%20to%20people%20of%20determination%20and%20home%20care%20customers%3C%2Fp%3E%0A
Brief scoreline:

Crystal Palace 2

Milivojevic 76' (pen), Van Aanholt 88'

Huddersfield Town 0

Karwaan

Producer: Ronnie Screwvala

Director: Akarsh Khurana

Starring: Irrfan Khan, Dulquer Salmaan, Mithila Palkar

Rating: 4/5

if you go

The flights

Direct flights from the UAE to the Nepalese capital, Kathmandu, are available with Air Arabia, (www.airarabia.com) Fly Dubai (www.flydubai.com) or Etihad (www.etihad.com) from Dh1,200 return including taxes. The trek described here started from Jomson, but there are many other start and end point variations depending on how you tailor your trek. To get to Jomson from Kathmandu you must first fly to the lake-side resort town of Pokhara with either Buddha Air (www.buddhaair.com) or Yeti Airlines (www.yetiairlines.com). Both charge around US$240 (Dh880) return. From Pokhara there are early morning flights to Jomson with Yeti Airlines or Simrik Airlines (www.simrikairlines.com) for around US$220 (Dh800) return. 

The trek

Restricted area permits (US$500 per person) are required for trekking in the Upper Mustang area. The challenging Meso Kanto pass between Tilcho Lake and Jomson should not be attempted by those without a lot of mountain experience and a good support team. An excellent trekking company with good knowledge of Upper Mustang, the Annaurpuna Circuit and Tilcho Lake area and who can help organise a version of the trek described here is the Nepal-UK run Snow Cat Travel (www.snowcattravel.com). Prices vary widely depending on accommodation types and the level of assistance required. 

Red flags
  • Promises of high, fixed or 'guaranteed' returns.
  • Unregulated structured products or complex investments often used to bypass traditional safeguards.
  • Lack of clear information, vague language, no access to audited financials.
  • Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
  • Hard-selling tactics - creating urgency, offering 'exclusive' deals.

Courtesy: Carol Glynn, founder of Conscious Finance Coaching

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Warlight,
Michael Ondaatje, Knopf 

MATCH INFO

Uefa Nations League

League A, Group 4
Spain v England, 10.45pm (UAE)