The reader will be transiting through Dubai International Airport in a few weeks time and is worried the old account may cause issues. Randi Sokoloff / The National
The reader will be transiting through Dubai International Airport in a few weeks time and is worried the old account may cause issues. Randi Sokoloff / The National

'Will I have problems transiting through Dubai Airport over a dormant bank account?'



When I left Dubai in 2014, there was some money in my UAE bank account and I still had a credit card. I thought I might return and indeed did so in 2015, but only for a week. I never closed my personal account or cancelled the credit card, but the card had nothing outstanding. While I transferred the bulk of my funds out of my account, I left about Dh1,300 in it. I am going to be transiting through Dubai in a few weeks’ time and it occurred to me that sometimes people have had problems with this. My hope is that this account will be considered dormant and, as my visa was cancelled, the bank will have shut down the accounts and taken the money I had. Is this the most likely scenario? Obviously, I want to avoid any issues when I transit through the airport. NR, UK

While any bank account that has been dormant for six months will generally be frozen, charges may still accrue. It is not unusual for some banks to charge a ‘maintenance’ fee on any account, even one that is inactive, and so any balance can erode in time and even leave the account in deficit. The same applies to credit cards, perhaps even more so, as most cards have an annual fee, which is charged even if the card is not being used.

If the amounts are small, it is unlikely a bank will take action but it is always better to err on the side of caution and check with the bank itself. Never assume that any situation is fine in a case such as this. NR needs to contact the bank directly to clarify the situation and establish that a police case has not been raised. Transiting is rarely a problem but there are cases where travellers have to enter the UAE due to delays and end up being  detained at immigration.

Whatever the outcome, it would be wise to formally close the bank account and cancel the credit card to avoid any future concerns. It is important to get this confirmation in writing.

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I work for a company on an unlimited contract and recently submitted my resignation but my visa will expire in 20 days while I'm still in my notice period, which as per my contract is two months. Do I still need to serve my full notice period even though my visa is expiring and then work without a visa for the remaining 40 days?  What are the alternatives? Can my employer renew it for just 40 days and then cancel it?  KT, Dubai

Under UAE law, no one is permitted to carry out any work without a suitable and valid visa. This means their employer or sponsor, often the same entity, must have arranged a residency visa for any work to be undertaken without breaking the law. If anyone works without a visa, both the employee and employer can be subject to substantial penalties.

For KT to work his full notice period legally, his employer needs to renew the residency visa and this process should be started before the existing one expires. There are expenses for doing so; the fee for the visa itself is not high (about Dh250 for a private sector or free zone employee), though the employer must also pay for health insurance and the Emirates Identity Card. There is a grace period of 30 days after expiry during which a person can continue working for the same company. What would be sensible in this case would be for both parties to agree to work a shorter notice period so that employment ends when the grace period expires, some 50 days after resignation, and the employer can then simply arrange for cancellation. Note that both parties need to agree to this course of action.

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I am doing the same job as four other people at my company but have found out that the men are being paid 20 per cent more than the women for the same work and the same hours. Before I make a complaint, is there is anything in the law that deals with this. PR, Abu Dhabi

The subject of equal pay is covered in UAE Labour Law and Article 32 states that: "The female worker shall be granted a wage equal to that of the man should she be performing the same work." This is very clear and more employers would do well to familiarise themselves with the law. Furthermore, in April of this year, the UAE Cabinet approved a law on equal wages and salaries. This is the Law on Equal Wages and Salaries for Men and Women and is intended to close the gender gap in the workplace. The UAE also has a Gender Balance Council, demonstrating the country's commitment to this issue.

Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with over 25 years’ experience. Contact her at keren@holbornassets.com. Follow her on Twitter at @FinancialUAE

The advice provided in our columns does not constitute legal advice and is provided for information only

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How it works

A $10 hand-powered LED light and battery bank

Device is operated by hand cranking it at any time during the day or night 

The charge is stored inside a battery

The ratio is that for every minute you crank, it provides 10 minutes light on the brightest mode

A full hand wound charge is of 16.5minutes 

This gives 1.1 hours of light on high mode or 2.5 hours of light on low mode

When more light is needed, it can be recharged by winding again

The larger version costs between $18-20 and generates more than 15 hours of light with a 45-minute charge

No limit on how many times you can charge

 

JERSEY INFO

Red Jersey
General Classification: worn daily, starting from Stage 2, by the leader of the General Classification by time.
Green Jersey
Points Classification: worn daily, starting from Stage 2, by the fastest sprinter, who has obtained the best positions in each stage and intermediate sprints.
White Jersey
Young Rider Classification: worn daily, starting from Stage 2, by the best young rider born after January 1, 1995 in the overall classification by time (U25).
Black Jersey
Intermediate Sprint Classification: worn daily, starting from Stage 2, by the rider who has gained the most Intermediate Sprint Points.

Top Hundred overseas picks

London Spirit: Kieron Pollard, Riley Meredith

Welsh Fire: Adam Zampa, David Miller, Naseem Shah

Manchester Originals: Andre Russell, Wanindu Hasaranga, Sean Abbott

Northern Superchargers: Dwayne Bravo, Wahab Riaz

Oval Invincibles: Sunil Narine, Rilee Rossouw

Trent Rockets: Colin Munro

Birmingham Phoenix: Matthew Wade, Kane Richardson

Southern Brave: Quinton de Kock

Indika

Developer: 11 Bit Studios
Publisher: Odd Meter
Console: PlayStation 5, PC and Xbox series X/S
Rating: 4/5

COMPANY PROFILE

Company name: OneOrder
Started: March 2022
Founders: Tamer Amer and Karim Maurice
Based: Cairo
Number of staff: 82
Investment stage: Series A

Profile

Co-founders of the company: Vilhelm Hedberg and Ravi Bhusari

Launch year: In 2016 ekar launched and signed an agreement with Etihad Airways in Abu Dhabi. In January 2017 ekar launched in Dubai in a partnership with the RTA.

Number of employees: Over 50

Financing stage: Series B currently being finalised

Investors: Series A - Audacia Capital 

Sector of operation: Transport

ALRAWABI SCHOOL FOR GIRLS

Creator: Tima Shomali

Starring: Tara Abboud, Kira Yaghnam, Tara Atalla

Rating: 4/5

Results

3pm: Handicap (PA) Dh40,000 (Dirt) 1,000m; Winner: Dhafra, Antonio Fresu (jockey), Eric Lemartinel (trainer)

3.30pm: Maiden (PA) Dh40,000 (D) 2,000m; Winner: Al Ajayib, Antonio Fresu, Eric Lemartinel

4pm: Handicap (PA) Dh40,000 (D) 1,700m; Winner: Ashtr, Abdul Aziz Al Balushi, Majed Al Jahouri

4.30pm: Handicap (TB) Dh40,000 (D) 1,700m; Winner: Falcon Claws, Szczepan Mazur, Doug Watson

5pm: Sheikh Dr Sultan bin Khalifa Al Nahyan Cup – Prestige Handicap (PA) Dh100,000 (D) 1,700m; Winner: Al Mufham SB, Al Moatasem Al Balushi, Badar Al Hajri

5.30pm: Sharjah Marathon – Handicap (PA) Dh70,000 (D) 2,700m; Winner: Asraa Min Al Talqa, Al Moatasem Al Balushi, Helal Al Alawi

'C'mon C'mon'

Director:Mike Mills

Stars:Joaquin Phoenix, Gaby Hoffmann, Woody Norman

Rating: 4/5

Brief scores:

Everton 2

Walcott 21', Sigurdsson 51'

Tottenham 6

Son 27', 61', Alli 35', Kane 42', 74', Eriksen 48'​​​​​​​

Man of the Match: Son Heung-min (Tottenham Hotspur)

SPECS

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

A QUIET PLACE

Starring: Lupita Nyong'o, Joseph Quinn, Djimon Hounsou

Director: Michael Sarnoski

Rating: 4/5


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