I would like to know what is the law for working under a husband's visa. I have been working for the past 10 years under his sponsorship. He has given me a letter of no objection that I had submitted to my company, but I do not have a work permit. Does that make my work illegal? SJ, Sharjah
A wife who is sponsored by her husband is permitted to work in the UAE, even if her visa states "housewife not permitted to work" provided her husband, as her sponsor, gives a letter of no objection to the employer. The company does not have to provide a visa but must apply for a work permit, commonly known as a labour card.
Physical cards are no longer issued but the employer is obliged to make a proper application for a work permit by following due process. This includes making an application to a Tasheel centre with copies of visas, photographs, the NOC, and the relevant fee, which will vary dependent on the category of the company and usually starts at just Dh353.
A contract of employment should be signed by both parties. Unless a work permit is applied for, an individual will be working illegally and both parties can be subject to a fine. As this is only recorded online, SJ should check with the Ministry of Human Resources and Emiratisation or her local Tasheel office to see if there is a proper record of her employment.
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I am an American citizen about to turn 60. There is a school in Dubai that is looking for an English teacher, and I was told that I'd been short-listed for the position. However, I just received an email from the recruiter saying she's been told that, due to my age, I cannot be considered for the job. Can you please tell me if this is true, or right? TL, USA
There is no longer an age limit for employees of 60 years old as this was increased in 2011. After the age of 60, however, residency visas are subject to approval by the MoHRE and must be renewed annually which is an additional cost for an employer, plus the cost of medical insurance increases significantly. For these reasons, few companies are keen to take on employees aged 60 or over. While the UAE has anti-discrimination legislation, Law No(2) of 2015 on Combating Discrimination and Hatred, this does not make any mention of age discrimination. An employer is not obliged to take on any employee, of any age, so they are not breaking the law in any way.
I am working for a company under an Abu Dhabi Visa while my wife is working too and is under a Dubai visa. I have been providing insurance to my wife under my company's group policy while my wife has not taken any insurance from her company. While transferring to a new insurance company, the insurance company in Abu Dhabi has come out stating that they cannot cover my wife as she is under a different sponsorship. I would like to provide the group insurance I am in for my wife as it provides better coverage and she is not going to avail the insurance given by her company. Is this allowed? Doesn't my insurance have to cover her as well? RR, Abu Dhabi
Mandatory medical insurance for employees on Abu Dhabi visas came into effect in 2008 and has included a spouse and up to three children. As stated on the Health Authority Abu Dhabi (HAAD) website: "All employers and sponsors are responsible for the procurement of health insurance coverage and possession of valid health insurance at all times for their employees and their families (1 spouse and 3 children under 18), inclusive of registration fees, as well as the cost of the policy and for the cost of all healthcare services that are provided to persons on his sponsorship in the event that such a person is not covered by a valid health insurance policy.” The last statement - "in the event that such a person is not covered by a valid health insurance policy" - is relevant as RR’s wife is not under his sponsorship and is on her own visa. This is a Dubai residency visa and under the rules of the Dubai Health Authority, all employers in Dubai must provide medical insurance to their employees. This is not optional and no employee can choose not to be insured. Mrs R has medical insurance from her own employer so Mr R’s employer is not obliged to provide her with insurance. In addition, the licencing requirements for medical insurance companies in Abu Dhabi and Dubai are quite different and only individuals with visas issued in the emirate of Abu Dhabi can obtain insurance from a company authorised by HAAD.
Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with over 25 years’ experience. Contact her
at keren@holbornassets.com. Follow her on Twitter at @FinancialUAE.
The advice provided in our columns does not constitute legal advice and is provided for information only.
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%20%3C%2Fstrong%3ESmartCrowd%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2018%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3ESiddiq%20Farid%20and%20Musfique%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%20%2F%20PropTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%20%3C%2Fstrong%3E%24650%2C000%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2035%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EVarious%20institutional%20investors%20and%20notable%20angel%20investors%20(500%20MENA%2C%20Shurooq%2C%20Mada%2C%20Seedstar%2C%20Tricap)%3C%2Fp%3E%0A
The Case For Trump
By Victor Davis Hanson
Sole survivors
- Cecelia Crocker was on board Northwest Airlines Flight 255 in 1987 when it crashed in Detroit, killing 154 people, including her parents and brother. The plane had hit a light pole on take off
- George Lamson Jr, from Minnesota, was on a Galaxy Airlines flight that crashed in Reno in 1985, killing 68 people. His entire seat was launched out of the plane
- Bahia Bakari, then 12, survived when a Yemenia Airways flight crashed near the Comoros in 2009, killing 152. She was found clinging to wreckage after floating in the ocean for 13 hours.
- Jim Polehinke was the co-pilot and sole survivor of a 2006 Comair flight that crashed in Lexington, Kentucky, killing 49.
Diriyah%20project%20at%20a%20glance
%3Cp%3E-%20Diriyah%E2%80%99s%201.9km%20King%20Salman%20Boulevard%2C%20a%20Parisian%20Champs-Elysees-inspired%20avenue%2C%20is%20scheduled%20for%20completion%20in%202028%0D%3Cbr%3E-%20The%20Royal%20Diriyah%20Opera%20House%20is%20expected%20to%20be%20completed%20in%20four%20years%0D%3Cbr%3E-%20Diriyah%E2%80%99s%20first%20of%2042%20hotels%2C%20the%20Bab%20Samhan%20hotel%2C%20will%20open%20in%20the%20first%20quarter%20of%202024%0D%3Cbr%3E-%20On%20completion%20in%202030%2C%20the%20Diriyah%20project%20is%20forecast%20to%20accommodate%20more%20than%20100%2C000%20people%0D%3Cbr%3E-%20The%20%2463.2%20billion%20Diriyah%20project%20will%20contribute%20%247.2%20billion%20to%20the%20kingdom%E2%80%99s%20GDP%0D%3Cbr%3E-%20It%20will%20create%20more%20than%20178%2C000%20jobs%20and%20aims%20to%20attract%20more%20than%2050%20million%20visits%20a%20year%0D%3Cbr%3E-%20About%202%2C000%20people%20work%20for%20the%20Diriyah%20Company%2C%20with%20more%20than%2086%20per%20cent%20being%20Saudi%20citizens%0D%3C%2Fp%3E%0A
SQUADS
South Africa:
JP Duminy (capt), Hashim Amla, Farhaan Behardien, Quinton de Kock (wkt), AB de Villiers, Robbie Frylinck, Beuran Hendricks, David Miller, Mangaliso Mosehle (wkt), Dane Paterson, Aaron Phangiso, Andile Phehlukwayo, Dwaine Pretorius, Tabraiz Shamsi
Bangladesh
Shakib Al Hasan (capt), Imrul Kayes, Liton Das (wkt), Mahmudullah, Mehidy Hasan, Mohammad Saifuddin, Mominul Haque, Mushfiqur Rahim (wkt), Nasir Hossain, Rubel Hossain, Sabbir Rahman, Shafiul Islam, Soumya Sarkar, Taskin Ahmed
Fixtures
Oct 26: Bloemfontein
Oct 29: Potchefstroom
MAIN CARD
Bantamweight 56.4kg
Abrorbek Madiminbekov v Mehdi El Jamari
Super heavyweight 94 kg
Adnan Mohammad v Mohammed Ajaraam
Lightweight 60kg
Zakaria Eljamari v Faridoon Alik Zai
Light heavyweight 81.4kg
Mahmood Amin v Taha Marrouni
Light welterweight 64.5kg
Siyovush Gulmamadov v Nouredine Samir
Light heavyweight 81.4kg
Ilyass Habibali v Haroun Baka
Infiniti QX80 specs
Engine: twin-turbocharged 3.5-liter V6
Power: 450hp
Torque: 700Nm
Price: From Dh450,000, Autograph model from Dh510,000
Available: Now
Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
UAE currency: the story behind the money in your pockets
The lowdown
Bohemian Rhapsody
Director: Bryan Singer
Starring: Rami Malek, Lucy Boynton, Gwilym Lee
Rating: 3/5
Abu Dhabi Sustainability Week
High profile Al Shabab attacks
- 2010: A restaurant attack in Kampala Uganda kills 74 people watching a Fifa World Cup final football match.
- 2013: The Westgate shopping mall attack, 62 civilians, five Kenyan soldiers and four gunmen are killed.
- 2014: A series of bombings and shootings across Kenya sees scores of civilians killed.
- 2015: Four gunmen attack Garissa University College in northeastern Kenya and take over 700 students hostage, killing those who identified as Christian; 148 die and 79 more are injured.
- 2016: An attack on a Kenyan military base in El Adde Somalia kills 180 soldiers.
- 2017: A suicide truck bombing outside the Safari Hotel in Mogadishu kills 587 people and destroys several city blocks, making it the deadliest attack by the group and the worst in Somalia’s history.