![If you are spending beyond your means, you need a step-by-step plan to bring everything back into line Getty Images](https://thenational-the-national-prod.cdn.arcpublishing.com/resizer/v2/TTBLI2RZGFFKTPGEIOARCR45VY.jpg?smart=true&auth=1504a291f83d29e888388349cc99e98782ed85ade45aaa7bb16b27f0a2bce39a&width=400&height=225)
If you are spending beyond your means, you need a step-by-step plan to bring everything back into line Getty Images
If you are spending beyond your means, you need a step-by-step plan to bring everything back into line Getty Images
How can you recover your finances in 2021?
Bring spending and earnings into balance, pay down debts, build an emergency fund and start investing every month, say financial advisers
Harvey Jones
31 December, 2020