Christian Sewing, the new CEO of Deutsche Bank. The lender plans to slash at least 7,000 Jobs to cut cost and boost profit. Thomas Lohnes / Getty Images
Christian Sewing, the new CEO of Deutsche Bank. The lender plans to slash at least 7,000 Jobs to cut cost and boost profit. Thomas Lohnes / Getty Images

Deutsche Bank to slash at least 7,000 Jobs to cut cost and boost profit



Deutsche Bank will cut a quarter of equities jobs and reduce overall headcount by at least 7,000 as chief executive Christian Sewing seeks to slash costs and boost profitability.

The reductions will take the number of jobs at the Frankfurt-based lender to well below 90,000 and lead to a restructuring charge of as much as 800 million euros ($935m) this year, it said in a statement on Thursday ahead of its annual shareholder meeting. The bank also plans to reduce funds at risk and seek to further drive down expenses.

Mr Sewing is accelerating a push to refocus the lender on its European home market and reverse a two-decade effort to compete head-to-head with the large Wall Street firms that dominate volatile securities trading. The future of the investment bank and failure of predecessor John Cryan to cut costs and restructure fast enough had been key factors in last month’s management shakeup. Global equities has been one of the new CEO’s first targets.

The cuts may end up being closer to 10,000, according to a person with knowledge of the plans. The bank is giving itself some room on the final number by committing to reducing the workforce to “well below” 90,000 from “just over” 97,000 at present.

“The equities business is a very sensible area to focus the cuts on seeing as they haven’t been achieving the return on capital they want there,” Neil Smith, an analyst at Bankhaus Lampe, said. “The key issue for Mr Sewing to focus on immediately is cost, where Deutsche Bank disappointed last year.”

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The new targets are the most precise yet given by Mr Sewing, who last month also said the bank will scale back in US rates and trading and corporate finance in the US and Asia. Mr Sewing told shareholders that, just in the seven weeks since he took over, 600 staff had already left the corporate and investment bank.

The new targets incorporate much of Mr Cryan’s medium-term plan, unveiled in late 2015, analysts said. That plan had foreseen 9,000 in-house job cuts by 2020 and thousands more among the bank’s external contractors. Group headcount actually fell by about 1,500 during Mr Cryan’s tenure.

There has been increasing evidence in recent weeks that the pace of job cuts is picking up, with the corporate and investment bank bearing the brunt. Deutsche Bank has said it will move to smaller premises in New York and will close its Houston office entirely due to a withdrawal from advisory services for the oil and gas sector.

The measures announced Thursday will cut funds at risk in the corporate and investment bank by ‘approximately 10 per cent’ of total exposures at the division.

The bank said it expects to be able to cut its adjusted costs to 22bn euros by 2019, from 23bn euros this year. It said it plans “no further significant disposals” at present. But it is setting up a new strategy committee, Chairman Paul Achleitner told the shareholder meeting. The committee will be headed by former Merrill Lynch CEO John Thain, provided shareholders confirm his appointment to the board later Thursday.

The bank said the measures will help it reach a target of around a 10 per cent post-tax return on tangible equity -- a key measure of profitability -- from 2021 onwards.

However, analysts and investors’ first reactions were underwhelming.

“We view this as confirmation of our view that drastic but necessary restructuring is impossible at this stage,” analysts at Keefe, Bruyette and Woods said in a note to clients, who said that it is “highly unlikely” that the bank can generate the 6bn euros in annual profit implicit in the target for return on equity.

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A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

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