A caring community is judged by how well it cares for its most vulnerable and dependent, such as children, elderly, people with special needs, as well as animals.
Recently, I observed my neighbours pack up and take all their belongings, except one: the family cat. They had enjoyed her for her baby months as a kitten, but she was not valued enough to be taken to the next place. She had a belly full of babies when I found her at my gate. I had her spayed.
I wonder how could those people possibly think they were doing the right thing?
Lesley Aabryn, Abu Dhabi
Some people who plan to abandon their pets when they leave should take note of the hardships people will have to take on to look after their pets. If you have no intention of taking your pet to your own country when you leave, then don’t take a pet.
Carol Goodey, Abu Dhabi
I will go back to Indonesia soon. I am doing the formalities to be able to take my two cats with me.
It’s not cheap. I have to be ready to spend about Dh7,000 to Dh10,000 for the required documents. I have no choice though, as I can’t leave my cats here. But please don’t judge those who had to leave their pets, because not everybody can afford to take their pets along, no matter how much they love them. It’s especially difficult for those who don’t earn enough.
Delyanna Navyanti, Abu Dhabi
Don’t take small children to the cinema
In reference to your editorial Cinemas are refuges (September 23), the issue is the cinema personnel allowing children into shows that are not appropriate for them. There is no enforcement whatsoever. It's surprising that so many parents take their children to watch movies that have a lot of violence and gore.
There is a reason movies are rated. Not to mention that the sound levels are too high for small children.
Those keen to watch movies with their children should do so at home. I once had to sit through a horror movie with a child who would scream and cry. That was a very bad experience.
Jean Francoise Ng Lewis, Abu Dhabi
I saw a couple watch Mad Max with their newborn. The baby screamed throughout most of the movie. Aside from the fact that it ruined the movie for other viewers, the sound was loud enough to perforate a newborn’s eardrums.
James De Vile, Abu Dhabi
Inconsiderate mobile phone users and misbehaving children are the reason I don’t go to the cinema more often.
Giles Heaton, Abu Dhabi
Islamophobia is unacceptable
Maryam Ismail's opinion article I will always feel at home in the UAE's friendly spaces (September 23) was fantastic. Having lived in New York after 9/11, I saw the fear and felt it myself. The worst was when my Muslim taxi driver talked to his crying daughter on his mobile as her teacher no longer wanted her in class because of her religion. This broke my heart. Throughout the US and the UK, there needs to be more acceptance of Muslims.
Christine Hinz, Abu Dhabi
Think about the ordinary people
Your article Traffic and living costs concerns in Dubai (September 15) made me worry about my future.
The UAE is developing, which means that the traffic situation is possibly going to get worse, while property prices will go up. I think this country needs more roads and an adequate number of affordable houses. Otherwise ordinary people are going to suffer immensely.
I wake up everyday at 5.30am to reach my destination before 8am. I get stuck in traffic in my neighbourhood for hours and then on the highway.
Name withheld by request
PROFILE OF HALAN
Started: November 2017
Founders: Mounir Nakhla, Ahmed Mohsen and Mohamed Aboulnaga
Based: Cairo, Egypt
Sector: transport and logistics
Size: 150 employees
Investment: approximately $8 million
Investors include: Singapore’s Battery Road Digital Holdings, Egypt’s Algebra Ventures, Uber co-founder and former CTO Oscar Salazar
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UAE currency: the story behind the money in your pockets
More on Quran memorisation:
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RESULT
Arsenal 2
Sokratis Papastathopoulos 45 4'
Eddie Ntkeiah 51'
Portsmouth 0
Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
Infiniti QX80 specs
Engine: twin-turbocharged 3.5-liter V6
Power: 450hp
Torque: 700Nm
Price: From Dh450,000, Autograph model from Dh510,000
Available: Now
Director: Paul Weitz
Stars: Kevin Hart
3/5 stars
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The five pillars of Islam
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
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INDIA SQUAD
Rohit Sharma (captain), Shikhar Dhawan (vice-captain), KL Rahul, Suresh Raina, Manish Pandey, Dinesh Karthik (wicketkeeper), Deepak Hooda, Washington Sundar, Yuzvendra Chahal, Axar Patel, Vijay Shankar, Shardul Thakur, Jaydev Unadkat, Mohammad Siraj and Rishabh Pant (wicketkeeper)
Zayed Sustainability Prize
The Lost Letters of William Woolf
Helen Cullen, Graydon House
MATCH INFO
Champions League quarter-final, first leg
Ajax v Juventus, Wednesday, 11pm (UAE)
Match on BeIN Sports
The specs
Engine: 2.3-litre, turbo four-cylinder
Transmission: 10-speed auto
Power: 300hp
Torque: 420Nm
Price: Dh189,900
On sale: now
yallacompare profile
Date of launch: 2014
Founder: Jon Richards, founder and chief executive; Samer Chebab, co-founder and chief operating officer, and Jonathan Rawlings, co-founder and chief financial officer
Based: Media City, Dubai
Sector: Financial services
Size: 120 employees
Investors: 2014: $500,000 in a seed round led by Mulverhill Associates; 2015: $3m in Series A funding led by STC Ventures (managed by Iris Capital), Wamda and Dubai Silicon Oasis Authority; 2019: $8m in Series B funding with the same investors as Series A along with Precinct Partners, Saned and Argo Ventures (the VC arm of multinational insurer Argo Group)
FFP EXPLAINED
What is Financial Fair Play?
Introduced in 2011 by Uefa, European football’s governing body, it demands that clubs live within their means. Chiefly, spend within their income and not make substantial losses.
What the rules dictate?
The second phase of its implementation limits losses to €30 million (Dh136m) over three seasons. Extra expenditure is permitted for investment in sustainable areas (youth academies, stadium development, etc). Money provided by owners is not viewed as income. Revenue from “related parties” to those owners is assessed by Uefa's “financial control body” to be sure it is a fair value, or in line with market prices.
What are the penalties?
There are a number of punishments, including fines, a loss of prize money or having to reduce squad size for European competition – as happened to PSG in 2014. There is even the threat of a competition ban, which could in theory lead to PSG’s suspension from the Uefa Champions League.
SPECS
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Getting there
The flights
Emirates and Etihad fly to Johannesburg or Cape Town daily. Flights cost from about Dh3,325, with a flying time of 8hours and 15 minutes. From there, fly South African Airlines or Air Namibia to Namibia’s Windhoek Hosea Kutako International Airport, for about Dh850. Flying time is 2 hours.
The stay
Wilderness Little Kulala offers stays from £460 (Dh2,135) per person, per night. It is one of seven Wilderness Safari lodges in Namibia; www.wilderness-safaris.com.
Skeleton Coast Safaris’ four-day adventure involves joining a very small group in a private plane, flying to some of the remotest areas in the world, with each night spent at a different camp. It costs from US$8,335.30 (Dh30,611); www.skeletoncoastsafaris.com