Matt Carr
Matt Carr

On how New York's Muslims stay stylish



I had just touched down in NYC after being away for the summer and one thing struck me: many more women are wearing the hijab on the streets. And not just hijabs. I've seen more abayas in my first week back than in 10 years here. After all the controversy about the building of mosques in the States and the anti-Islamic sentiments that dominated the American media in July and August, I came back to a more Muslim New York.

New York has always been a place where cultures and religions and fashion styles coexist effortlessly, so there shouldn't have been anything odd about these sights. I was struck because I was expecting the opposite. Non-Muslims always insist on describing female Islamic dress as "boring" or "oppressive". But at university in New York, significant numbers of girls wore the hijab, and wore it very stylishly. One friend of Pakistani descent, born and raised in New York City, had a way of matching her scarf to her outfit - which always included the latest jeans and jackets - so effortlessly that I wanted her entire wardrobe.

Anyone who has travelled to the Emirates will see that the abaya can be subject to the whims of fashion as much as any item of clothing anywhere in the world. Of course, some of the fashions, just like some trends in the States, I will never understand. For example, what my friends and I mockingly call the "Beehive" - where girls wear an elaborate up-do underneath their shaila - is as tough for me to understand as the "I-just-rolled-out-of-a-dumpster" look that swept NYC a few years ago.

As I'm in Abu Dhabi only once a year, I always feel the need to keep up. My latest obsessions are the abayas with one coloured sleeve, and the ones with flowing sleeves. My dad calls them gowns, not abayas, and that's exactly what women's clothing should be - flowing and elegant. Wearing an abaya, I can feel feminine without being in form-fitting clothes, which make me conscious of my body and can be uncomfortable (have you considered how much movement is restricted by skinny jeans?).

Designers are getting in on the abaya act, too. Last year I read about the Emirati sisters Hind and Reem Beljafla, who have started their own fashion label, DAS. And Rabia Z is an Emirati-Afghan designer who wants to make clothing (not just abayas) for the "modern" Muslim woman, who wants to be modest and respect the hijab but still be stylish. I feel proud that young women are finally taking part in designing styles for themselves.

Being modest means you aren't trying to attract unnecessary attention. It doesn't mean you can't be stylish. Showing cleavage or wearing mini skirts aren't the only ways to look and feel feminine. It's nice to see that this trend is extending beyond the Arab world. Last summer a fashion show in Paris showcased abayas designed by Nina Ricci, Jean-Claude Jitrois, and John Galliano for Christian Dior, and Italian fashion houses Blumarine and Alberta Ferretti. The show, held in June 2009, came right after the French president, Nicolas Sarkozy, commented that full face veils were not welcome in France and made prisoners of women.

For many Muslim woman, these comments were patronising and offensive. Most women I know who wear the hijab do it willingly. Just because wearing shorts is an option doesn't mean that covering up is automatically a sign of oppression. I agree with the argument that covering up is actually empowering, allowing women to sidestep the prevailing culture of sexuality in the West. Modest dressing applies to both sexes (yes, young man decked out in head-to-toe Gucci, I mean you), and the fact that modest dress can be fashionable just makes it a whole lot easier.

Business Insights
  • As per the document, there are six filing options, including choosing to report on a realisation basis and transitional rules for pre-tax period gains or losses. 
  • SMEs with revenue below Dh3 million per annum can opt for transitional relief until 2026, treating them as having no taxable income. 
  • Larger entities have specific provisions for asset and liability movements, business restructuring, and handling foreign permanent establishments.
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An Islamic bond structured in a way to generate returns without violating Sharia strictures on prohibition of interest.

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Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.

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How to get there: Emirates currently flies from Dubai to Orlando five times a week.
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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