The IMF wants reassurances that Egypt's government can push through a fiscal and financial programme that includes tax increases and spending cuts. Amr Nabil/ AP Photo
The IMF wants reassurances that Egypt's government can push through a fiscal and financial programme that includes tax increases and spending cuts. Amr Nabil/ AP Photo

Setback for Egypt over IMF loan



Egypt could be back to the drawing board on austerity measures linked to a critical US$4.8 billion (Dh17.63bn) loan package from the IMF, as the government yesterday indicated that it would need to re-examine the conditions attached to the release of the funds.

"We invited another mission of the IMF to again realign the programme so we can move forward with our national reform programme, to handle the budget deficit, to handle the fiscal problems so we can move forward with growth," the prime minister Hisham Kandil said.

The IMF is seeking reassurances that Egypt's government can push through a fiscal and financial programme that includes tax increases and spending cuts.

Yesterday, Mr Kandil addressed investors at a conference in Cairo, saying that although a programme had been agreed to, it had to be postponed "because of the domestic situation". The government was undergoing a quick-assessment and expected to be on track very soon, he said.

Securing the IMF loan would send a reassuring message to international markets that Egypt was on the path to a sustainable economy.

Discussions had been expected to begin where they left off last month, when violent protests erupted across Cairo to criticise a package of unpopular austerity measures that come as a requirement of the loan. Officials decided at the time to postpone concluding a deal for one month to allow time to explain the loan conditions to the public.

But the latest statements by the prime minister have sparked fears among the investment community of a sustained economic crisis including the collapse of Egypt's currency amid a rapid depletion in foreign currency reserves if the IMF loan is postponed further.

"The government needs a new plan given the uncertainty and how things have drastically changed over the course of two months," said Wafik Dawood, the head of institutional trading at Mega Investment Securities in Cairo.

"They will have to submit new economic plans in line with the economic reality. Much has changed in terms of the currency and political stability."

Egyptians have rushed to buy US dollars in the last two months, causing the pound to fall to record lows amid fears of a bigger depreciation in the currency.

The pound weakened further to 6.5423 to the dollar yesterday, breaking its previous record of 6.52121 on Wednesday.

Foreign reserves fell to $15bn last month, just enough to cover the cost of three months of imports, considered a "critical minimum" by bankers.

The currency slump has fuelled worries about Egypt's financial health. Last week, it emerged that a $2bn financial lifeline from Qatar appeared to have been used up to support the pound.

"It is worrying," Mr Dawood said. "There are still too many uncertainties regarding the IMF loan. Most people within the industry think Egypt will get the loan, but its just about the time factor."

Egypt's benchmark slipped TK per cent yesterday, amid profit-taking by investors, to close at TK. The EGX 30 Index is up more than 4 per cent since the start of the year. It rallied more than 40 per cent last year, ranking it among the top performing markets globally.

Egyptian authorities have pledged that the loan will be disbursed before April, when the country's parliamentary elections are expected to take place.

"Equity markets are likely to be impacted if statements indicate that an agreement will not be reached before April," Mr Dawood said.

* with Reuters

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It's up to you to go green

Nils El Accad, chief executive and owner of Organic Foods and Café, says going green is about “lifestyle and attitude” rather than a “money change”; people need to plan ahead to fill water bottles in advance and take their own bags to the supermarket, he says.

“People always want someone else to do the work; it doesn’t work like that,” he adds. “The first step: you have to consciously make that decision and change.”

When he gets a takeaway, says Mr El Accad, he takes his own glass jars instead of accepting disposable aluminium containers, paper napkins and plastic tubs, cutlery and bags from restaurants.

He also plants his own crops and herbs at home and at the Sheikh Zayed store, from basil and rosemary to beans, squashes and papayas. “If you’re going to water anything, better it be tomatoes and cucumbers, something edible, than grass,” he says.

“All this throwaway plastic - cups, bottles, forks - has to go first,” says Mr El Accad, who has banned all disposable straws, whether plastic or even paper, from the café chain.

One of the latest changes he has implemented at his stores is to offer refills of liquid laundry detergent, to save plastic. The two brands Organic Foods stocks, Organic Larder and Sonnett, are both “triple-certified - you could eat the product”.  

The Organic Larder detergent will soon be delivered in 200-litre metal oil drums before being decanted into 20-litre containers in-store.

Customers can refill their bottles at least 30 times before they start to degrade, he says. Organic Larder costs Dh35.75 for one litre and Dh62 for 2.75 litres and refills will cost 15 to 20 per cent less, Mr El Accad says.

But while there are savings to be had, going green tends to come with upfront costs and extra work and planning. Are we ready to refill bottles rather than throw them away? “You have to change,” says Mr El Accad. “I can only make it available.”