Pep Guardiola and Manchester City have gone four games without a win. Getty Images
Pep Guardiola and Manchester City have gone four games without a win. Getty Images
Pep Guardiola and Manchester City have gone four games without a win. Getty Images
Pep Guardiola and Manchester City have gone four games without a win. Getty Images

Pep Guardiola: Manchester City needed a reality check


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Manchester City boss Pep Guardiola believes the club’s recent slump has delivered a much-needed reality check.

Guardiola says he and his treble-winning players have enjoyed being stroked “like a cat” for too long after their recent successes and it was time they were given a shake.

City were not only beaten but outplayed at Aston Villa on Wednesday – a result which extended their winless run in the Premier League to four games and saw them slip to fourth in the table.

“As a manager I sometimes need that, I need that challenge,” said Guardiola at a press conference to preview Sunday’s game at Luton.

“I think for everyone it is good. I think it’s necessary to live that.

“For a long time, we’ve lived like a cat (strokes head) and (known) how good we are.

“We need it to say: ‘Guys this business – it’s terrible’. You are unbeatable and then, oh my God, you cannot win one game – from nothing.

“Maybe for myself first, I need that challenge to prove myself, that I’m a good manager, to help the players overcome that situation.

“For the players it’s a good challenge to say: ‘Aston Villa were miles better than all of us, so imagine the other ones’.

“The club, all the organisation, (know) we can be out of the Champions League next season, so we have to work hard. As soon as we realise (it) we come out of here quicker.

“The club needed it. One month ago I thought the club needed a shake, to be shaken. The bad results can help you to live that.”

Guardiola, however, was quick to dismiss suggestions of complacency within his squad, insisting standards remain high.

He said: “It’s not about complacency. Complacency is arriving late to training, not training good, not doing a good job, it not mattering what happens.

“I’m talking just about bad results. Bad results help you to understand. When you lose games, it is necessary. It’s necessary to live that.

“After, (you) make a step forward. It’s the only way.”

City will have influential midfielder Rodri back at Kenilworth Road after he completed his latest ban. The Spaniard has now missed four games through suspension this season and Guardiola’s side have lost them all.

Kevin De Bruyne hasn't played since being injured against Burnley in the opening game of the season but has been registered for this month's Club World Cup. Getty Images
Kevin De Bruyne hasn't played since being injured against Burnley in the opening game of the season but has been registered for this month's Club World Cup. Getty Images

Guardiola again overlooked the credentials of Kalvin Phillips when selecting his side at Villa Park, fuelling further speculation the England midfielder could leave the club in January.

Phillips has failed to establish himself at the Etihad Stadium since his move from Leeds in the summer of 2022.

Guardiola said: “I don’t know what will happen. I feel so sorry for my decisions for him. He doesn’t deserve for one second not to have minutes but it’s just that I visualise things and struggle a little to see him.”

Kevin De Bruyne, who has been out since undergoing hamstring surgery in August, has been named in City’s squad for the Club World Cup later this month but it is not yet clear if he will be fit to play.

Guardiola said: “Maybe it is a little bit early, but I don’t know.”

Man City v Tottenham - player ratings

  • MAN CITY RATINGS: Reclaimed his spot in goal after being rested in midweek, but Ederson might feel he could have done better to keep out Son’s first goal. Stood no chance against Kulusevski’s header into the top corner. Getty
    MAN CITY RATINGS: Reclaimed his spot in goal after being rested in midweek, but Ederson might feel he could have done better to keep out Son’s first goal. Stood no chance against Kulusevski’s header into the top corner. Getty
  • Reliable when Spurs opted to play on the break. Gil stood no chance when matched against the pacy right-back, but Walker met his match up against Johnson for Spurs’ third. Reuters
    Reliable when Spurs opted to play on the break. Gil stood no chance when matched against the pacy right-back, but Walker met his match up against Johnson for Spurs’ third. Reuters
  • Often the last line of defence for City, Dias crucially cleared Johnson’s dangerous ball into the box after Gvardiol was beaten. EPA
    Often the last line of defence for City, Dias crucially cleared Johnson’s dangerous ball into the box after Gvardiol was beaten. EPA
  • Preferred to Ake at left-back, Gvardiol found the pace of Spurs’ frontline a problem. Booked. Getty
    Preferred to Ake at left-back, Gvardiol found the pace of Spurs’ frontline a problem. Booked. Getty
  • Picked up his fifth yellow card, which will see him suspended against Aston Villa, and leave Pep Guardiola with plenty of decisions. Narrowly missed an opportunity to restore City’s lead after his chipped effort went just wide. Getty
    Picked up his fifth yellow card, which will see him suspended against Aston Villa, and leave Pep Guardiola with plenty of decisions. Narrowly missed an opportunity to restore City’s lead after his chipped effort went just wide. Getty
  • Will be the centre of debates surrounding a penalty appeal in stoppage time when he appeared to be pushed by Skipp. AP
    Will be the centre of debates surrounding a penalty appeal in stoppage time when he appeared to be pushed by Skipp. AP
  • Moved deeper into midfield as City came under pressure. He released Doku when he could have shot, and was rewarded moments later when he found space in the box to slot home City’s second. AFP
    Moved deeper into midfield as City came under pressure. He released Doku when he could have shot, and was rewarded moments later when he found space in the box to slot home City’s second. AFP
  • Productive and intuitive, the Argentine found space to receive the ball and slip it through to Foden to net City’s second. He also came close to scoring himself. AP
    Productive and intuitive, the Argentine found space to receive the ball and slip it through to Foden to net City’s second. He also came close to scoring himself. AP
  • Should have added an assist to his name when he squared the ball to Haaland, but the Norwegian could only shoot narrowly wide. Forced a brilliant save from the out-stretched Vicario after half-time. AP
    Should have added an assist to his name when he squared the ball to Haaland, but the Norwegian could only shoot narrowly wide. Forced a brilliant save from the out-stretched Vicario after half-time. AP
  • Energetic on the wing, Doku caused problems for Porro and was only denied by the woodwork when he got the better of Davies. Limped off in the second half. PA
    Energetic on the wing, Doku caused problems for Porro and was only denied by the woodwork when he got the better of Davies. Limped off in the second half. PA
  • Missed an open goal early on and should have put City out of sight before half-time, but despite failing to net, he still managed to add an assist. AP
    Missed an open goal early on and should have put City out of sight before half-time, but despite failing to net, he still managed to add an assist. AP
  • SUBS: (Doku 52’) – Converted from close range to restore City’s lead but will miss City’s visit to his former club Aston Villa after picking up a needless fifth yellow card of the season. AFP
    SUBS: (Doku 52’) – Converted from close range to restore City’s lead but will miss City’s visit to his former club Aston Villa after picking up a needless fifth yellow card of the season. AFP
  • (Foden 73’) – Immediately involved in the action, playing a neat link-up with Rodri, who could only chip his effort over. AFP
    (Foden 73’) – Immediately involved in the action, playing a neat link-up with Rodri, who could only chip his effort over. AFP
  • (Gvardiol 86’) – Beaten in the air by Kulusevski for Spurs’ third. AFP
    (Gvardiol 86’) – Beaten in the air by Kulusevski for Spurs’ third. AFP
  • (Alvarez 86’) – Came on as City tried to hang on for the win. Reuters
    (Alvarez 86’) – Came on as City tried to hang on for the win. Reuters
  • TOTTENHAM RATINGS: Straight into the action, Vicario had to keep a calm head as City pressured the Spurs goalkeeper. He could do little about Son’s deflected own goal and he was left exposed for City’s second. Pulled off a brilliant full-stretch save right after half-time after giving the ball away cheaply. Reuters
    TOTTENHAM RATINGS: Straight into the action, Vicario had to keep a calm head as City pressured the Spurs goalkeeper. He could do little about Son’s deflected own goal and he was left exposed for City’s second. Pulled off a brilliant full-stretch save right after half-time after giving the ball away cheaply. Reuters
  • Struggled to deal with Doku on the wing, Porro also looked a mismatch against Haaland for City’s equaliser. Booked. Getty
    Struggled to deal with Doku on the wing, Porro also looked a mismatch against Haaland for City’s equaliser. Booked. Getty
  • Very fortunate to see Haaland miss an open goal after he was dispossessed in a dangerous area after playing the ball at the back. Looked shaky every time he touched the ball. Reuters
    Very fortunate to see Haaland miss an open goal after he was dispossessed in a dangerous area after playing the ball at the back. Looked shaky every time he touched the ball. Reuters
  • Left isolated at the back for City’s second, whilst he could only back off from the weaving Doku, allowing him to hit the woodwork. Won a vital header in the run-up to Spurs’ second goal. Reuters
    Left isolated at the back for City’s second, whilst he could only back off from the weaving Doku, allowing him to hit the woodwork. Won a vital header in the run-up to Spurs’ second goal. Reuters
  • Struggled in the first half to deal with City but much brighter in the second half as Spurs gained some composure, looking for opportunities in the box. Booked. AFP
    Struggled in the first half to deal with City but much brighter in the second half as Spurs gained some composure, looking for opportunities in the box. Booked. AFP
  • A deserved start for Lo Celso after his goal against Aston Villa and despite offering very little, scored his second goal in two games, beating Ederson with a low shot. Getty
    A deserved start for Lo Celso after his goal against Aston Villa and despite offering very little, scored his second goal in two games, beating Ederson with a low shot. Getty
  • A disaster for Bissouma, who’d returned to Spurs’ starting XI from suspension, as he was punished for dithering in City’s half for Grealish’s goal. AFP
    A disaster for Bissouma, who’d returned to Spurs’ starting XI from suspension, as he was punished for dithering in City’s half for Grealish’s goal. AFP
  • The pacy winger caused problems on the ball for Gvardiol but lacked any real power with an effort in the second half. He later delivered an inch-perfect cross for Kulusevski to score the equaliser. AFP
    The pacy winger caused problems on the ball for Gvardiol but lacked any real power with an effort in the second half. He later delivered an inch-perfect cross for Kulusevski to score the equaliser. AFP
  • Played a key role in Spurs’ opening goal with a superb ball to find Son. Proved his determination during the closing stages, beating Ake in the air to score Spurs’ third. AP
    Played a key role in Spurs’ opening goal with a superb ball to find Son. Proved his determination during the closing stages, beating Ake in the air to score Spurs’ third. AP
  • Brilliant in the build up to Spurs’ first goal, Gil’s neat turn was the catalyst in creating the move, laying the ball off to Kulusevski who then found Son. Saw his afternoon cut short by an early tactical switch. Getty
    Brilliant in the build up to Spurs’ first goal, Gil’s neat turn was the catalyst in creating the move, laying the ball off to Kulusevski who then found Son. Saw his afternoon cut short by an early tactical switch. Getty
  • A mixed afternoon for the South Korean, who netted Spurs’ first goal having been found by Kulusevski and beating Doku for speed. He was then unlucky to score an own goal and concede City’s equaliser. PA
    A mixed afternoon for the South Korean, who netted Spurs’ first goal having been found by Kulusevski and beating Doku for speed. He was then unlucky to score an own goal and concede City’s equaliser. PA
  • (Gil 46’) - Brought a sense of composure to Spurs’ midfield and made his presence felt with two early fouls on Haaland. Reuters
    (Gil 46’) - Brought a sense of composure to Spurs’ midfield and made his presence felt with two early fouls on Haaland. Reuters
  • (Lo Celso 79’) – Will be breathing a sigh of relief as City appealed for a penalty in the closing stages for a push on Akanji. Reuters
    (Lo Celso 79’) – Will be breathing a sigh of relief as City appealed for a penalty in the closing stages for a push on Akanji. Reuters
  • (Bissouma 88’) – A surprise return to the bench from injury; Jamie Donley (Johnson 90+6’) Late change in stoppage time. PA
    (Bissouma 88’) – A surprise return to the bench from injury; Jamie Donley (Johnson 90+6’) Late change in stoppage time. PA

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs

Engine: 2.0-litre 4cyl turbo

Power: 261hp at 5,500rpm

Torque: 405Nm at 1,750-3,500rpm

Transmission: 9-speed auto

Fuel consumption: 6.9L/100km

On sale: Now

Price: From Dh117,059

The specs

Price: From Dh180,000 (estimate)

Engine: 2.0-litre turbocharged and supercharged in-line four-cylinder

Transmission: Eight-speed automatic

Power: 320hp @ 5,700rpm

Torque: 400Nm @ 2,200rpm

Fuel economy, combined: 9.7L / 100km

The%20specs
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BUNDESLIGA FIXTURES

Friday (UAE kick-off times)

Borussia Dortmund v Paderborn (11.30pm)

Saturday 

Bayer Leverkusen v SC Freiburg (6.30pm)

Werder Bremen v Schalke (6.30pm)

Union Berlin v Borussia Monchengladbach (6.30pm)

Eintracht Frankfurt v Wolfsburg (6.30pm)

Fortuna Dusseldof v  Bayern Munich (6.30pm)

RB Leipzig v Cologne (9.30pm)

Sunday

Augsburg v Hertha Berlin (6.30pm)

Hoffenheim v Mainz (9pm)

 

 

 

 

 

Visa changes give families fresh hope

Foreign workers can sponsor family members based solely on their income

Male residents employed in the UAE can sponsor immediate family members, such as wife and children, subject to conditions that include a minimum salary of Dh 4,000 or Dh 3,000 plus accommodation.

Attested original marriage certificate, birth certificate of the child, ejari or rental contract, labour contract, salary certificate must be submitted to the government authorised typing centre to complete the sponsorship process

In Abu Dhabi, a woman can sponsor her husband and children if she holds a residence permit stating she is an engineer, teacher, doctor, nurse or any profession related to the medical sector and her monthly salary is at least Dh 10,000 or Dh 8,000 plus accommodation.

In Dubai, if a woman is not employed in the above categories she can get approval to sponsor her family if her monthly salary is more than Dh 10,000 and with a special permission from the Department of Naturalization and Residency Dubai.

To sponsor parents, a worker should earn Dh20,000 or Dh19,000 a month, plus a two-bedroom accommodation

 

 

 

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Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
Avatar: Fire and Ash

Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

Rating: 4.5/5

How to help

Donate towards food and a flight by transferring money to this registered charity's account.

Account name: Dar Al Ber Society

Account Number: 11 530 734

IBAN: AE 9805 000 000 000 11 530 734

Bank Name: Abu Dhabi Islamic Bank

To ensure that your contribution reaches these people, please send the copy of deposit/transfer receipt to: juhi.khan@daralber.ae

SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
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MOUNTAINHEAD REVIEW

Starring: Ramy Youssef, Steve Carell, Jason Schwartzman

Director: Jesse Armstrong

Rating: 3.5/5

TV: World Cup Qualifier 2018 matches will be aired on on OSN Sports HD Cricket channel

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Updated: December 08, 2023, 3:22 PM